Choose your preferred privilege "Extra points up to 40% or Cash Back up to 0.80%" when paying AIA premium via KTC credit card without limiting the maximum amount received throughout the program and get more points to redeem 13% cash back

1. This promotional campaign (“this promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to KTC credit cardmembers (“a cardmember/cardmembers”) who paying premiums for life insurance premiums of AIA Company Limited with KTC credit card (“a card/cards”) at participating stores during 1 January 2024 – 30 June 2024 (“promotion period”) according to specified conditions only.
2. KTC reserves the right to exclude cash advance, insurance premium type Unit Linked, insurance premium automatic payment with KTC credit card, KTC PHONE transaction, interest, credit line usage fee, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of extra KTC Points and/or credit cash back offering to cardmembers under this promotion.
3. In the event that a member registers for more than 1 privilege (extra points up to 40% and credit cash backup to 0.80% and, KTC reserves the right to offer benefits according to the last registered privilege.
4. For the calculation of spending amount with the card in order to receive a credit cast back or extra points, KTC will calculate based on the total spending amount from the first day to the last day on a calendar monthly basis starting from the successful registration day. The calculation will be processed on a monthly basis until the end of the promotion period in accordance with specified conditions.
5. KTC will credit/transfer a credit cash back/extra points into the cardmembers’s credit card account within 60 days after the end of the month spent.
6. The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
7. Conditions for consideration of insurance and coverage are as specified by AIA Company Limited.
8. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
9. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
10. KTC reserves the right to amend, change, or cancel the terms and conditions, details, and/or privileges of this promotion (including changing to any other prizes with equivalent value) without prior notice. In the case of any dispute, KTC’s decision is deemed final.
11. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any products/services under this promotion. Should there be any inquiries or claims in respect of products/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly call AIA Customers Relations Center Tel. 1581.
12. Other terms and conditions which are not specified herein shall be provided by AIA. The insured member should study and understand the offer document before making an insurance decision. After receiving the policy, please study the terms and conditions in the policy.
13. This promotion is provided by KTC to offer privileges to KTC cardmembers as per specified. AIA has no involvement regarding the offering. For more information on this promotion, please contact 02 123 5000 or www.ktc.co.th/insurance

40% Extra Point Terms And Conditions

1. KTC reserves the right to exclude following card to join this promotion: KTC CASH BACK all types, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE TITANIUM MASTERCARD, KTC VISA CORPORATE, KTC GOVERNMENT SERVICES and KTC PROUD Cash card.
2. The cardmembers who wish to get extra points under this promotion have to register for the privilege prior to transaction by sending SMS; type AAA (space) 16-digit card number and send to 061 384 5000 (3 Baht/SMS). This is one-time SMS registration that the cardmembers must receive KTC’s reply message confirming the registration in order to eligible participate in this promotion. In the case that the cardmembers cancel the registered card, KTC will consider the cardmembers waive the right in this promotion.
3. When the cardmembers pay for insurance premium of AIA with KTC credit card for first year insurance premium and/or renewal year insurance premium during the promotion period, they will get additional extra points of normal points as follows:
   • For insurance premium 100,000 Baht up/saleslip, get additional 40% extra points
   • For insurance premium 50,000 – 99,999 Baht up/saleslip, get additional 30% extra points
   • For insurance premium 10,000 – 49,999 Baht up/saleslip, get additional 25% extra point
4. To give extra points under this promotion, KTC will calculate from the normal KTC FOREVER/KTC ROP points that the cardmembers earn based on the spending amount every 25 Baht of insurance premium of AIA with KTC credit card for 1 point with no limit of spending amount.
5. Extra points that members receive according to this list will expire on June 30, 2025

Cash Back up to 0.8%

1. KTC reserves the right to exclude following card to join this promotion: KTC CASH BACK all types, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE TITANIUM MASTERCARD, KTC VISA CORPORATE, KTC GOVERNMENT SERVICES, all types of KTC – ROYAL ORCHID PLUS and KTC PROUD Cash card.
2. The cardmembers who wish to get credit cash back under this promotion have to register for the privilege prior to transaction by sending SMS; type AAC (space) 16-digit card number and send to 061 384 5000 (3 Baht/SMS). This is one-time SMS registration that the cardmembers must receive KTC’s reply message confirming the registration in order to eligible participate in this promotion. In the case that the cardmembers cancel the registered card, KTC will consider the cardmembers waive the right in this promotion.
3. KTC reserves the right to not give all types of KTC points for the spending amount with card that is used to calculate for credit cash back under this promotion. The cardmembers, however will automatically receive regular KTC points first whereas the points will be deducted from their credit card account on the same day as when the credit cash back is credited. In the case that KTC cannot deduct KTC points from the cardmembers’s credit card account, KTC reserves the right to not credit a credit cash back under this promotion to the cardmember.
4. KTC will credit a credit cash back into the cardmembers’ credit card account within 60 days after the last day of the month that the cardmembers paid for insurance premium according to specified conditions.

1. KTC reserves the right to exclude following card to join this promotion: KTC CASH BACK all types, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE TITANIUM MASTERCARD, KTC VISA CORPORATE, KTC GOVERNMENT SERVICES, all types of KTC – ROYAL ORCHID PLUS and KTC PROUD Cash card.
2. The cardmembers who wish to get credit cash back under this promotion have to register for the privilege every time they spend with KTC credit card by sending SMS; type AIA (space) 16-digit card number #number of KTC Points they wish to redeem for cash back and send to 061 384 5000 (3 Baht/SMS). This is 1 SMS/insurance policy/sales slip registration that the cardmembers must receive KTC’s reply message confirming the registration in order to eligible participate in this promotion.
   Example of registration: A cardmember has spending amount on life insurance premium 25,850 Baht/sales slip and the cardmember wish to register to redeem 25,000 KTC Points for credit cash back. The cardmember has to register for the privilege by type AIA 1234567891234561#25000 or #number of the KTC Points he wishes to redeem every 1,000 KTC Points for every 1,000 Baht spending on life insurance premium.
3. If the registration has been processed more than 1 time per 1 insurance policy, KTC will consider the registration with highest KTC Points specified only to calculate for credit cash back into the credit card account of the cardmembers that was registered. In the case that the cardmembers cancel the registered card, KTC will consider the cardmembers waive the right in this promotion.
4. The cardmembers who pay for insurance premium of AIA Company Limited with KTC credit card every 1,000 Baht/sales slip during the promotion period can redeem every 1,000 KTC FOREVER points for 130 Baht cash back in accordance with specified conditions. The point redemption can be redeemed limit to amount of insurance premiums per sales slip.
5. KTC reserves the right to give cash back by redeeming KTC Points under this promotion for the cardmembers with accumulated KTC Points remaining in their credit card account which is enough in order to redeem for cash back in accordance with specified conditions only.