Exclusive privileges on insurance services by Dhipaya Insurance


Annual Fees

Free 24 Hours

Emergency Services

Cash Back

Maximum 1,000 Baht


Free 24-hour emergency services

Exclusive privileges with free 24-hour emergency services across the country, including emergency towing assistance, maintenance services, emergency fueling service, automotive key service, and automotive battery service. For more information, please contact Roadside Assistance at 02 305 8499, as specified at the back of your credit card.

2% Cash Back

Special offer with a maximum of 2% or 1,000 Baht cash back per billing cycle for a full payment on any types of Dhipaya insurance premiums at a minimum amount of 1,000 Baht through KTC – DHIPAYA INSURANCE TITANIUM MASTERCARD.

Special Price at Dhipaya Insurance

Get special price when applying any types of insurance policies. For more information, please contact 02 239 2005 or 02 239 2947

Premium Payment Installment

Premium payment in installment by KTC FLEXI 0% for 6 months for the premium amount of 3,000 Baht or above.

Remark : KTC acts as a third party for these insurance products only. For questions or comments relating to insurance products, please contact Dhipaya Insurance PCL. at 02 239 2500 or 02 239 2947

International Travel Insurance

Maximun international travel insurance limit of 4,000,000 Baht

Free annual fee

Offering exclusive privileges: free entry and annual fees for the lifetime without any conditions.

Easy, secured, and fast payment with KTC MASTERCARD Contactless

Fast and secured contactless payment with KTC MasterCard Contactless. Increase flexibility of your payment without the need to swipe your credit card.

Visa payWave

Unlock your analog lifestyle with KTC Samsung Pay

Eliminate the traditional credit card swiping system and enjoy an unlimited shopping experience on your smart phone with KTC VISA and KTC MASTERCARD credit cards through KTC Samsung Pay.

KTC Logo | Samsung Pay

Application Details


Primary Card

  • Minimum age of 20 years old
  • Minimum monthly salary of 15,000 Baht

Remark (for primary and supplementary card applicants)
KTC reserves the right to take into approval process only to Primary and Supplementary card applicants who have never been member of KTC Credit Card or have cancelled KTC Credit Card membership for more than 24 months.

Supplementary Card

  • 15 – 80 years of age.
  • Applicants below 20 years of age must provide a consent letter from legal parents or authorized representatives, unless the applicant is a child of the primary cardmembers.
  • Attach copies of identification cards of both primary and supplementary cardmembers and a house registration of the supplementary applicant.
Required Documents

For individuals with regular earnings / office workers / government officers

  • A copy of valid Identification Card or
  • A copy of Government Employee Identification Card or a copy of Passport enclose with a copy of House Registration
  • Documentation for proof of income, such as salary certificate / salary slip / withholding tax certificate
  • Copies of the most recent 3-month bank statements, along with the front page of the bank account stating your name and account number

For entrepreneurs / freelancers

  • A copy of identification card 
  • Copies of the most recent 6-month bank statements, along with the front page of the bank account stating your name and account number
  • A copy of company or commercial registration certificate (if applicable)
  • A copy of the list of shareholders (if applicable)