Cash Back for All Purchases Easily
Maximum of 0.8% cash back
100% Cash Advance Withdrawal with No Limit
Flexible spending when withdrawing cash from your credit card, not exceeding the current outstanding balance.
Purchases of products or services with KTC FLEXI at 0% interest rate for a maximum 10 months.
Change Your Outstanding Balance
With an installment payment in the following month for purchases of products or services at 0.80% interest rate for a maximum of 10 months. Exclusive offers when using KTC FLEXI by PHONE for any purchases in Singapore, Malaysia, Indonesia, and Hong Kong at 0.69% interest rate.
Automatic monthly payments for phone, internet, and other utility services.
International Travel Insurance
Offering a maximum insurance limit of 8,000,000 Baht And maximum baggage insurance limit of 40,000 Baht / time
Discount on flight tickets
4% discount on domestic flight tickets at KTC WORLD TRAVEL SERVICE
Personal Assistant Services
Offering personal assistant services at anytime
Free! Annual Fee
Unlock Your Analog Lifestyle
Eliminate the traditional credit card swiping system and enjoy an unlimited shopping experience through your smart phone with KTC VISA and KTC MASTERCARD credit cards
For individuals with regular earnings / office workers / government officers
For entrepreneurs / freelancers
Cash back rate
Total expenses in each billing cycle
Cash back rate
|less than 30,0001 Baht||0.40%|
|30,001 - 80,000 Baht||0.60%|
|80,000 Baht up||0.80%|
- Amount of card spending and cash advance transactions will be calculated for cash rebate separtely.
- KTC reserves the right to amend or cancel terms and conditions, details and/or privileges without prior notice.
Terms and Conditions
- Privileges for all types of KTC VISA / MASTERCARD / JCB cards
- Eligible for installment payments through KTC FLEXI at 0% interest rate (only valid for selected items participating in the 0% installment program)
- Minimum product price of 3,000 Baht with the amount not exceeding the current outstanding balance
- For products that do not participate in the KTC FLEXI 0% installment program, members of KTC VISA / MASTERCARD / JCB cards of all types are eligible for an installment payment For non-participating items, all types of KTC VISA / MASTERCARD / JCB cardmembers can apply for KTC FLEXI at 0.80% interest. Cardmembers may choose term of payments over 3 – 10 months. Minimum amount for conversion is 3,000 Baht.
- The 0.80% fixed monthly interest rate is equivalent to the effective rate for 6, 9 and 10 months at 16.27%, 16.96% and 17.09% per annum respectively.