Privileges for your happiness, exclusively for individuals above 40 years of age


Annual Fee


Cash Back


International Travel Insurance


With Rewards Points


Cash Back 1%

Get 1% cash back for every spending via credit card on Wednesday (cash back up to 1,000 Baht per billing cycle)

  • Cash advance and installment payment will be excluded for cash back calculation.
  • KTC reserves the right that KTC FOREVER REWARDS points are exempted for transactions on Wednesday

Rewards Point Donation

KTC FOREVER REWARDS points can be redeemed for donation to The Thai Red Cross Society, National Council on Social Welfare of Thailand, Foundation for the Blind in Thailand, Friends of the Asian Elephant, The Chaipattana Foundation, Sports Association for the Disabled of Thailand and Yuvabadhana Foundation.

International Travel Insurance

Maximum Travel Insurance limit of 4,000,000 Baht.

Convenient and worth every travel with KTC WORLD TRAVEL SERVICE

Offering tourism and travelling information services with a maximum discount of 4% discount on domestic flight ticket (Full fare). For information regarding additional details and conditions, please call 02 123 5050 or visit the website: www.ktcworld.co.th

Free Annual Fee

Offering exclusive privileges: free entry and annual fees for the lifetime without any conditions.

Easy, secured, and fast payment with KTC MASTERCARD Contactless

Fast and secured contactless payment with KTC MasterCard Contactless. Increase flexibility of your payment without the need to swipe your credit card.

Visa payWave

Unlock your analog lifestyle with KTC Samsung Pay

Eliminate the traditional credit card swiping system and enjoy an unlimited shopping experience on your smart phone with KTC VISA and KTC MASTERCARD credit cards through KTC Samsung Pay.

KTC Logo | Samsung Pay

Application Details


Primary Card

  • Minimum age of 40 years old
  • Minimum monthly salary of 15,000 Baht

Remark (for primary and supplementary card applicants)
KTC reserves the right to take into approval process only to Primary and Supplementary card applicants who have never been member of KTC Credit Card or have cancelled KTC Credit Card membership for more than 24 months.

Supplementary Card

  • 40 – 80 years of age.
  • Attach copies of identification cards of both primary and supplementary cardmembers.
Required Documents

For individuals with regular earnings / office workers / government officers

  • A copy of valid Identification Card or
  • A copy of Government Employee Identification Card or a copy of Passport enclose with a copy of House Registration
  • Documentation for proof of income, such as salary certificate / salary slip / withholding tax certificate
  • Copies of the most recent 3-month bank statements, along with the front page of the bank account stating your name and account number

For entrepreneurs / freelancers

  • A copy of identification card 
  • Copies of the most recent 6-month bank statements, along with the front page of the bank account stating your name and account number
  • A copy of company or commercial registration certificate (if applicable)
  • A copy of the list of shareholders (if applicable)