Live Your Life Differently



Experience your life with unique vision and countless privileges from KTC

100% Cash Advance Withdrawal

Cash withdrawal from your credit card with the amount not exceeding the current outstanding balance. Make your payment more flexible

Easy Installments

An installment payment for purchases of products or services at a special interest rate of 0% for a maximum of 10 months with KTC FLEXI


Change Your Outstanding Balance

Offering an installment payment in the following month for purchases of products or services at 0.80% interest rate for a maximum of 10 months. Exclusive offers with a special interest rate of 0.69% when using KTC FLEXI by PHONE


Instant Payment

Automatic monthly payment for phone, internet, and other utility services

More Options for Points Redemption

KTC TITANIUM MASTERCARD members get 1 point for every 25 Baht spent through credit card. Points can be redeemed for products or services at the participating stores

Special Benefits and Privileges from


Beyond expectations at every corner of the World

Exclusive Privileges

International Travel Insurance

International Travel Insurance Maximum coverage limit of 4,000,000 Baht

Discount on flight tickets

4% discount on domestic flight tickets at KTC WORLD TRAVEL SERVICE

Free! Annual Fee

Make Your Payment Easier

With convenient, easy, and contactless payment without the need to swipe your credit card

Unlock Your Analog Lifestyle

Eliminate the traditional credit card swiping system and enjoy an unlimited shopping experience through your smart phone with KTC VISA and KTC MASTERCARD credit cards



Application Details


Primary Card

  • Minimum age of 20 years old
  • Minimum monthly salary of 15,000 Baht

Supplementary Card

  • 15 – 80 years of age.
  • Applicants below 20 years of age must provide a consent letter from legal parents or authorized representatives, unless the applicant is a child of the primary cardmembers. A copy of house registration under the applicant’s name is also required.
  • Attach copies of identification cards of both primary and supplementary cardmembers.
Required Documents

For individuals with regular earnings / office workers / government officers

  • A copy of valid Identification Card or
  • A copy of Government Employee Identification Card or a copy of Passport enclose with a copy of House Registration
  • Documentation for proof of income, such as salary certificate / salary slip / withholding tax certificate
  • Copies of the most recent 3-month bank statements, along with the front page of the bank account stating your name and account number

For entrepreneurs / freelancers

  • A copy of identification card 
  • Copies of the most recent 6-month bank statements, along with the front page of the bank account stating your name and account number
  • A copy of company or commercial registration certificate (if applicable)
  • A copy of the list of shareholders (if applicable)