Making the Most Out of Life



Exclusive privileges that suit your need

Earn Points Accumulation

for every spending in foreign currency

Earn Point for Every Purchase

Unlimited point accumulation

unlimited point accumulation with no limit for every purchase with credit card

No Expiration on Points

accumulating your points at ease with no expiration date

Countless Options for Points Redemption

points can be redeemed for shopping, dining, traveling

Cash Advance Withdrawal

Cash advance withdrawal with the amount not exceeding the current outstanding balance or not over 200,000 Baht/day.
The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

Beyond Other Privileges with

Exclusive Privileges Worldwide

Visa Luxury Hotel Collection

Special offers from over 900 leading hotels worldwide


Drive away with fabulous discounts and privileges from Hertz

10% discount when renting a self-drive car anywhere across the globe, with an additional offer of either a complimentary rental day for a standard car or an upgrade on your rental car, and receive free Hertz Gold Plus Rewards membership card.


Get the fastest check out with Avis Preferred

Receive a maximum discount of 35% on Standard Rates Receive a maximum discount of 30% on International Leisure Rates And receive free Avis Preferred Membership card

Golf Club Privileges

50% Special discount on green fees for two persons per group at participating golf courses


• Thana City Golf & Sport Club • The Vintage Club • Windsor Park & Golf Club • Summit Windmill Golf Club • Green Valley Country Club • The Royal Gems Golf & Sports Club • Panya Indra Golf Club• Siam Country Club Pattaya • Banyan Golf Club Hua Hin


Privilege valid until 31th December 2018   |   T-off time : weekday - anytime, weekend - after 12.00 pm.  


Chic Outlet Shopping

Chic Outlet Shopping® in 9 Branches

Enjoy the privileges of duty-free products and a maximum discount of 60% throughout the year with previous-season collections from world-class fashion designers and famous lifestyle brands at a maximum discount of 15%

​Receive a VIP card to an additional 10% off on your purchases  |  15% off the Shopping Express®   |  15% off Chauffeur service

Airport Limousine / Fast Track & Buggy Services

Offering Airport Limousine roundtrip transfer services to/from Suvarnabhumi Airport and fast track and buggy services at the international arrival terminal of Suvarnabhumi Airport

Exclusive Privileges

Airport Lounges

Complimentary Access to Royal Silk Lounge 2 times / year

International Travel Insurance

Maximum insurance coverage limit of 20,000,000 Baht

Discounts on Flight Tickets

5% discount on domestic flight tickets and 20% discount on travel insurance at KTC WORLD TRAVEL SERVICE

Personal Assistant Service

Offering personal assistant services at anytime

Earn points easily


Every 25 Baht spent entitles you to receive 1 KTC FOREVER REWARDS point. Your KTC FOREVER REWARDS points can be redeemed for discounts and privileges.

Exclusive Privileges

Better way to pay

No swiping, quicker, easier, and more convenient

Unlock Your Analog Lifestyle

Eliminate the traditional credit card swiping system and enjoy an unlimited shopping experience through your smart phone with KTC VISA and KTC MASTERCARD credit cards



Application Details


Primary Card

  • Minimum age of 20 years old
  • Minimum monthly salary of 50,000 Baht

Remark (for primary and supplementary card applicants)
KTC reserves the right to take into approval process only to Primary and Supplementary card applicants who have never been member of KTC Credit Card or have cancelled KTC Credit Card membership for more than 24 months.

Supplementary Card

  • 15 – 80 years of age.
  • Applicants below 20 years of age must provide a consent letter from legal parents or authorized representatives, unless the applicant is a child of the primary cardmembers.
  • Attach copies of identification cards of both primary and supplementary cardmembers and a house registration of the supplementary applicant.
Required Documents

For individuals with regular earnings / office workers / government officers

  • A copy of valid Identification Card or
  • A copy of Government Employee Identification Card or a copy of Passport enclose with a copy of House Registration
  • Documentation for proof of income, such as salary certificate / salary slip / withholding tax certificate
  • Copies of the most recent 3-month bank statements, along with the front page of the bank account stating your name and account number

For entrepreneurs / freelancers

  • A copy of identification card 
  • Copies of the most recent 6-month bank statements, along with the front page of the bank account stating your name and account number
  • A copy of company or commercial registration certificate (if applicable)
  • A copy of the list of shareholders (if applicable)