Making the Most Out of Life



Earn Points Accumulation

Up to

Earn KTC FOREVER x3 points​
for every spending in Thailand at dining, shopping and/or travel.
Earn KTC FOREVER x2 points​
for every spending in foreign currency from 1 Jan 19 – 31 Mar 19

Earn Point for Every Purchase

Unlimited point accumulation

unlimited point accumulation with no limit for every purchase with credit card

No Expiration on Points

accumulating your points at ease with no expiration date

Countless Options for Points Redemption

points can be redeemed for shopping, dining, traveling

Cash Advance Withdrawal

Cash advance withdrawal with the amount not exceeding the current outstanding balance or not over 200,000 Baht/day.
The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

Beyond Other Privileges with

Exclusive Privileges Worldwide

Visa Luxury Hotel Collection

Special offers from over 900 leading hotels worldwide


Drive away with fabulous discounts and privileges from Hertz

10% discount when renting a self-drive car anywhere across the globe, with an additional offer of either a complimentary rental day for a standard car or an upgrade on your rental car, and receive free Hertz Gold Plus Rewards membership card.


Get the fastest check out with SIXT Preferred

Receive a Discount of 10% on Sixt Rent a Car and Sixt Rent a Truck in over 105 Countries Worldwide!

Golf Club Privileges

50% Special discount on green fees for two persons per group at participating golf courses


• Thana City Golf & Sport Club • The Vintage Club • Windsor Park & Golf Club • Summit Windmill Golf Club • The Royal Gems Golf & Sports Club • Panya Indra Golf Club• Siam Country Club Pattaya • Banyan Golf Club Hua Hin


Privilege valid until 31th December 2019   |   T-off time : weekday - anytime, weekend - after 12.00 pm.  


Chic Outlet Shopping

The Bicester Village Shopping Collection® in 9 Branches

Enjoy the privileges of duty-free products and a maximum discount of 60% throughout the year with previous-season collections from world-class fashion designers and famous lifestyle brands at a maximum discount of 15%

Receive a VIP card to an additional 10% off on your purchases  |  15% off the Shopping Express®   |  15% off Chauffeur service

High Tea Privilege

Privilege for the special price of THB 500 is limited to 1,000 persons per month, and THB 800 is unlimited at the participating shop when spend over 50,000 THB (60 days prior to booking date).

Exclusive Privileges

Airport Lounges

Complimentary Access to Royal Silk Lounge 2 times / year

International Travel Insurance

Maximum insurance coverage limit of 20,000,000 Baht

Personal Assistant Service

Offering personal assistant services at anytime

Earn points easily


Every 25 Baht spent entitles you to receive 1 KTC FOREVER point. Your KTC FOREVER points can be redeemed for discounts and privileges.

Get more,
Redeem more

Get 25,000 points to redeem privilege as below
  • Starbucks Gift Card with the value of 5,000 Baht when using 25,000 points to redeem within 31 Mar 19
Annual fee 5,000 Baht (excluding VAT)

Exclusive Privileges

Better way to pay

No swiping, quicker, easier, and more convenient

Unlock Your Analog Lifestyle

Eliminate the traditional credit card swiping system and enjoy an unlimited shopping experience through your smart phone with KTC VISA and KTC MASTERCARD credit cards



Application Details


Primary Card

  • Minimum age of 20 years old
  • Minimum monthly salary of 50,000 Baht

Remark (for primary and supplementary card applicants)
KTC reserves the right to take into approval process only to Primary and Supplementary card applicants who have never been member of KTC Credit Card or have cancelled KTC Credit Card membership for more than 24 months.

Supplementary Card

  • 15 – 80 years of age.
  • Applicants below 20 years of age must provide a consent letter from legal parents or authorized representatives, unless the applicant is a child of the primary cardmembers.
  • Attach copies of identification cards of both primary and supplementary cardmembers and a house registration of the supplementary applicant.
Required Documents

For individuals with regular earnings / office workers / government officers

  • A copy of valid Identification Card or
  • A copy of Government Employee Identification Card or a copy of Passport enclose with a copy of House Registration
  • Documentation for proof of income, such as salary certificate / salary slip / withholding tax certificate
  • Copies of the most recent 3-month bank statements, along with the front page of the bank account stating your name and account number

For entrepreneurs / freelancers

  • A copy of identification card 
  • Copies of the most recent 6-month bank statements, along with the front page of the bank account stating your name and account number
  • A copy of company or commercial registration certificate (if applicable)
  • A copy of the list of shareholders (if applicable)

Frequently Asked Questions (FAQ)