Apply for KTC

Credit card : Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.

Highlights

Dining, Shopping, and Travel PrivilegesSpend with confidence and convenience with a wide range of exclusive offers all year round.

24/7 AssistanceOur Contact Center is available 24 hours a day, every day, to provide information and guidance.

Seamless FunctionalityPay bills, cash withdraw, make installment payments, and manage your credit limit as you wish via the KTC Mobile app.

Worry-Free SpendingA dedicated monitoring system alerts you to any suspicious or high-risk transactions.

The Perfect Life, Your Preferred Lifestyle.

Apply for a KTC Credit Card and enjoy exclusive privileges.

Redeem Points or Get DiscountsReward points never expire. Earn 1 KTC FOREVER point for every 25 Baht spent.

Easy 0% InstallmentsAvailable at over 10,000 participating stores across all categories for up to 10 months.

Great Value for Overseas SpendingA low 2% foreign currency exchange fee with complimentary overseas travel insurance for worry-free travel worldwide.

No FeesNo entry or annual fees.

Application details

Qualifications

Age : 20 – 80 years
Minimum total income : 15,000 Baht/month
Employed in the current job for at least 4 months

Documents

Identification documents

Copy of National ID card

Proof of income

Proof of income (at least one of the following) : Salary certificate, or latest salary slip (original), or withholding tax certificate (Form Bis. 50)
Copy of bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Age : 20 – 80 years
Minimum total income : 20,000 Baht/month
Owned and operated a business established and registered in Thailand for at least 2 years

Documents

Identification documents

Copy of National ID card

Proof of income

Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number; OR Copy of the corporate bank account statement for the past 6 months and the first page of passbook, stating company’s name and account number with a copy of the shareholder list (the applicant must hold at least 50% of shares)
Copy of the company registration certificate, including the last page stating the business objectives, or a commercial registration (if applicable)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Thai Nationals only
Age : 20 - 80 years
Minimum total income : 20,000 Baht/month

Documents

Identification documents

Copy of National ID card

Proof of income

Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number
Withholding tax certificate (Form Bis.50)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Qualifications

Age : 20 – 80 years
Have fixed bank deposit for a continuous period of 6 months with a minimum balance of 500,000 Baht.

Documents

Identification documents

Copy of National ID card

Proof of savings

Copy of bank deposit statement or investment statement for the past 6 months and the first page of passbook stating account holder’s name and account number, in one or a combination of the following;
- Copy of fixed bank deposit statement for a continuous period of 6 months with a minimum balance of 500,000 Baht or
- Copy of fixed savings cooperative deposit statement for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
- Copy of any of or a combination of savings account, fixed deposit account, GSB (Government Savings Bank) lottery savings bond, BAAC (Bank for Agriculture and Agricultural Cooperatives) lottery savings bond, government bond*, corporate debenture**, or mutual fund for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
- Copy of account investing in private funds for a continuous period of at least 6 months with a balance of at least 1,000,000 Baht

* Government bond: Attach proof of latest interest payment (50 bis).
** Corporate debenture: Attach copies of the front and back plus proof of latest interest payment (50 bis).

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Age : 20 – 80 years

Documents

Identification documents

Copy of National ID card

Supporting documents

Assignment of Deposit Account Rights Agreement for amounts ranging from 20,000 to 1,000,000 Baht (Conditions apply based on the type of credit card application, and the agreement must be made at Krungthai Bank only)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Apply Online ServiceSimply prepare your physical ID card and document image files, then follow these steps:

Learn More

Select the Card You Want to Apply For

If the application is not completed in one session, resume by selecting the "Login" menu.

Take a Photo and Confirm Your ID Card Info

The ID card must be clearly visible and not expired.

Fill in Address and Personal Information

Provide the information correctly and completely as required by the system.

Upload Documents

Verify Your Identity

For Krungthai Next app users, you may choose this option. To use another bank’s app, select NDID verification. Prior NDID registration is required.

Frequently Asked Questions

For your convenience, customers who are interested may apply for a KTC credit card via the following channels:
1. Website https://www.ktc.co.th/
- Enter the KTC website
- Select "Credit Card"
- Select your preferred credit card type
- Review special privileges and conditions
- Fill in all information in the credit card application form and select "Submit"

2. KTC TOUCH service centers
For more information on application requirements and service fees, please visit KTC's website. Select "More details" on the credit card you are interested in, review credit card details, and applicant eligibility requirements at https://www.ktc.co.th/en/credit-card

For your convenience, you may activate your credit card via the following channels:
1. KTC Mobile app
- Select KTC card then select "Activate"
- Enter the expiry month and year from the card you receive
- Card activation successful, and the card is ready to use.

2. Automated telephone system 02 123 5900
Note: if card activation information has been filled in incorrectly, please contact KTC PHONE 02 123 5000

1. KTC Mobile app
Step for pay KTC bill with Krungthai bank account
- Select KTC card then select "Pay KTC Bill"
- Select bill payment channel "Krungthai Bank Account"
- Select Krungthai bank account
- Select amount to pay
- Slide to confirm and enter OTP to pay bill
- Pay KTC Bill successful with instant credit limit restoration.

Step for create QR Code or Barcode to pay KTC Bill at other channel
- Select KTC card then select "Pay KTC Bill"
- Select bill payment channel "QR Code" or "Barcode"
- Select amount to pay
- Use QR Code or Barcode to pay or select "Save Picture" for use later.

2. Other channels
for more information on credit card payment channels, please visit
https://www.ktc.co.th/en/support/payment-channel/credit-card/ktb ติดต่อ KTC PHONE ที่หมายเลข 02-123-5000 เพื่อปรับปรุงข้อมูล

TEST (Promotion Content)

Highlights

Application details

Regular Income Earner

How to Apply

Apply Online Service

Frequently Asked Questions

How to apply for a KTC credit card?

How do I activate my credit card after receiving it in the mail?

How to check my available credit limit / current credit card balance / outstanding credit / payment due date

How can I make a payment to my credit card account?

How to request a credit card statement

How to request a temporary credit limit increase

How to request a permanent credit limit increase

How to set an ATM PIN to withdraw cash from ATMs and make transactions on EDC machines available worldwide

How to check KTC FOREVER/ROP points balance

How to report lost or stolen credit card

In case, card member would like to pay off all remaining balance, what should he/she do?

Highlights

Application details

Regular Income Earner

How to Apply​

Apply Online Service

Frequently Asked Questions

How to apply for a KTC credit card?

How do I activate my credit card after receiving it in the mail?

How to check my available credit limit / current credit card balance / outstanding credit / payment due date

How can I make a payment to my credit card account?

How to request a credit card statement

How to request a temporary credit limit increase

How to request a permanent credit limit increase

How to set an ATM PIN to withdraw cash from ATMs and make transactions on EDC machines available worldwide

How to check KTC FOREVER/ROP points balance

How to report lost or stolen credit card

In case, card member would like to pay off all remaining balance, what should he/she do?

How to Apply