Sustainability Development

Message from the Chairman

KTC embraces the strategic vision “Building a Sustainable Future  Through Digital Innovation” with cutting-edge financial solutions  that are crafted to elevate user experience while upholding social responsibility to  drive sustainable growth.

More Detail

KTC at a Glance

KTC operates a credit card business as its main business, including credit card-related business, merchant acquiring business, payment service, as well as a personal loan business that includes personal loan business under supervision, auto title loan, occupational retail lending business under supervision, e-money business, and hire purchase and leasing business to support the Company’s business operations to create sustainable long-term returns. The Company operates in the non-bank financial institution industry sector.

Vision

KTC is a membership company in payment and retail lending business with emphasis on being a trusted organization with sustainable growth.

KTC Sustainable Development

Operating innovatively and responsibly to unleash financial resilience in accordance  with the laws and corporate values

Providing inclusive financial solutions and investing in talents that empower equitable communities

Exploiting financial solutions and environmental stewardship to support decarbonization

Sustainability Awards

Sustainability Yearbook Member

Member of S&P Global Sustainability Yearbook 2025 for the second consecutive year since the S&P Global Sustainability Yearbook 2024

MSCI ESG Rating

MSCI ESG Ratings of BBB

SET ESG Rating

The SET ESG Ratings of AAA
The SETESG Index for 5 consecutive years since 2020

ESG 100

Member of the ESG100 for the ninth consecutive years since 2016 by Thaipat Institute 

ISO/IEC/PCI-DSS

The following certificates for its overall organization:

The Information Security Management System ISO/IEC 27001:2013 since 2019
The Privacy Information Management System ISO/IEC 27701:2019 since 2020
The Payment Card Industry Data Security Standard - PCI DSS Version 3.2.1 (Acquiring Service)