at the famous hotel restaurants
around Thailand
with worldwide convenience.
with year-round privileges
at luxurious restaurants in Thailand.​
and enjoy dining, shopping
and travelling in Thailand.
Hong Kong, Macau
and Taiwan.
Discover your perfect fit for your lifestyle
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Benefits
Elevate your financial journey with our credit cards and unlock a world of exclusive benefits tailored to enhance your lifestyle
Points that never expire
Enjoy the freedom to save, redeem, and indulge in flexible redemption options with KTC FOREVER points.
- No expiration date
- Redeem a variety of privileges
Easy Installment
KTC credit cards offer 0% installment plans at over 10,000 stores for convenient Payments.
- Interest-free payments
- Up to 10 months installments.
Cash Withdrawal
Access cash whenever you need it with our Cash Withdrawal feature.
- Convenient access to cash through KTC Mobile app
- Or get cash immediately at 24-hour ATMs.
Promotions
AKA Japanese Restaurant
Redeem points for 50% buffet discount.
Enjoy installment payment at YAOWARATKRUNGTHEP
Installment for Gold jewelry For KTC credit card
Celebrate the festival of happiness and enjoy KTC Credit Card privileges
Redeem up to 800 baht discount code
Promotion redeem KTC FOREVER points for credit cash back at selected supermarket stores with KTC credit card
Supersaver KTC FOREVER redemption for cash back up to 15%
Application detailsApplication details
Qualifications
Primary Card
- •Age : 20 years or older
- •Minimum total income : 15,000 Baht/month
- •Minimum total income (Foreigners) : 50,000 Baht/month
- •Employed in the current job for at least 4 months
- •Working in Thailand for at least 2 years (Foreigners)
Supplementary Card
- •Age : 15 - 80 years
- •For foreign primary cardholders: the supplementary card application is limited to family members only : spouse, child and parents
Documents
Primary Card
- •Copy of National ID card
- •Proof of income (one of the following) : Salary certificate, or latest salary slip (original), or withholding tax certificate (Form Bis. 50)
- •Copy of bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.
Supplementary Card
- •Copy of National ID card of both primary and supplementary cardholders
- •If you are under 20 years old, the following additional documents are required:
- •Parent/guardian consent letter (unless you are the primary cardholder’s child)
- •Copy of house registration of the supplementary cardholder
Primary Card
- •Valid non-Thai government-issued ID document (e.g., Passport, CI, T.D., or Temporary Passport).
- •Personal bank account statement for the past 6 months, with name and account number.
- •Business registration certificate (if applicable).
- •Shareholder list (if applicable).
- •Any of the following Thai government-issued documents:
- •Non-Immigrant Visa or Residence Certificate (T.M.14) or Driver's License.
- •Yellow House Registration Book (T.M.13) with the 13-digit ID number.
- •Thai government-issued Work Permit for at least 2 years, or
- •Non-Immigrant Visa Entry Stamp or Smart Visa.
Supplementary Card
- •Copy of national ID documents for both primary and supplementary cardholders, such as a Passport, CI, T.D., or Temporary Passport.
- •In the case of individuals under the age of 20, additional documents must be attached as follows: a consent letter from a parent/legal guardian (unless the cardholder's own child) and one of the Thai government-issued documents for the supplementary card.
How to Apply​
Apply Online Service
Simply prepare your physical ID card and document image files, then follow these steps:​
Learn More1. Select the Card You Want to Apply For
If the application is not completed in one session, resume by selecting the "Login" menu.
2. Take a Photo and Confirm Your ID Card Info
The ID card must be clearly visible and not expired.
3. Fill in Address and Personal Information
Provide the information correctly and completely as required by the system.​
4. Upload Documents
5. Verify Your Identity
For Krungthai Next app users, you may choose this option. To use another bank’s app, select NDID verification. Prior NDID registration is required.
Select the Card You Want to Apply For
If the application is not completed in one session, resume by selecting the "Login" menu.
Take a Photo and Confirm Your ID Card Info
The ID card must be clearly visible and not expired.
Fill in Address and Personal Information
Provide the information correctly and completely as required by the system.​
Upload Documents
Verify Your Identity
For Krungthai Next app users, you may choose this option. To use another bank’s app, select NDID verification. Prior NDID registration is required.
New Credit Card Customers​
Total income start at 15,000 THB
(Foreigners minimum monthly income of 50,000 THB)
Apply Online Service​
- Convenient: Apply and submit documents online 24 hours a day.​
- Worry-free: Submit information and documents into the system immediately.​
Prepare your physical National ID card and have document image files ready to start applying.​
Apply Online Service​
- Convenient: Apply and submit documents online 24 hours a day.​
- Worry-free: Submit information and documents into the system immediately.​
Prepare your physical National ID card and have document image files ready to start applying.​
Frequently Asked Questions
1. Website https://www.ktc.co.th/
- Enter the KTC website
- Select "Credit Card"
- Select your preferred credit card type
- Review special privileges and conditions
- Fill in all information in the credit card application form and select "Submit"
For more information on application requirements and service fees, please visit KTC's website. Select "More details" on the credit card you are interested in, review credit card details, and applicant eligibility requirements at https://www.ktc.co.th/en/credit-card
1. KTC Mobile app
- Select KTC card then select "Activate"
- Enter the expiry month and year from the card you receive
- Card activation successful, and the card is ready to use.
Note: if card activation information has been filled in incorrectly, please contact KTC PHONE 02 123 5000
1. KTC Mobile app
- Select KTC card then select "Account" to view information.
Press 2 to inquire about available credit limit
Press 3 to inquire about outstanding credit / payment due date
Step for pay KTC bill with Krungthai bank account
- Select KTC card then select "Pay KTC Bill"
- Select bill payment channel "Krungthai Bank Account"
- Select Krungthai bank account
- Select amount to pay
- Slide to confirm and enter OTP to pay bill
- Pay KTC Bill successful with instant credit limit restoration.
Step for create QR Code or Barcode to pay KTC Bill at other channel
- Select KTC card then select "Pay KTC Bill"
- Select bill payment channel "QR Code" or "Barcode"
- Select amount to pay
- Use QR Code or Barcode to pay or select "Save Picture" for use later.
for more information on credit card payment channels, please visit
https://www.ktc.co.th/en/support/payment-channel/credit-card/ktb
1. KTC Mobile app
- Select KTC card then select "View Statement"
- Select month to view statement.
1. KTC Mobile app
- Select KTC card then select "Card Setting"
- Select "Temporary Credit Limit Request"
- Enter the amount and reason.
- Review transaction information and select "Confirm" to increase the credit limit.
1. Request in person at any KTC TOUCH service center
2. Scan as a PDF file and send as an email to Credit_line@ktc.co.th
3. Send via fax number 02 631 3148-9
1. For those with regular incomes
- Copy of ID card or Passport and Work Permit (for foreign customers)
- Copy of latest salary slip or salary certificate
- Copy of bank statement from the last 6 months
- Copy of ID card
- Only one of: copy of commercial registration / copy of juristic person registration certificate / copy of VAT registration / copy of list of shareholders (company only) (if any)
- Copy of personal bank statement from the last 6 months
1. KTC Mobile app
- Select KTC card then select "Card Setting"
- Select "set ATM PIN"
- Select the OTP channel and enter an OTP
- Select ATM PIN options
- Create and confirm ATM PIN
- ATM PIN creation successfully, and the ATM PIN is ready to use.
1. KTC Mobile app
- Select KTC card then select "Point" to view the point balance.
1. KTC Mobile app
Step to block the card
- Select KTC card then select "Card Setting"
- Enable "Temporary Card Block"
- Select "Block" to block the card.
* If there is no notice of cancelling the card block within 3 days from date of request, KTC will block the card permanently and issue a new card with a new card issue fee. The new card will br delivered to the address on the statement provided to KTC.
Step to unblock the card
- Select KTC card then select "Unblock"
- Disable "Temporary Card Block"
- Select "Unblock" to unblock the card.
After notifying KTC and KTC has suspended the card, cardmembers may apply for a replacement card immediately.
In case of notification of temporary suspension and it is not cancelled within 3 days, customer service officer will issue a new card.
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