<span class="hero-red">Year-round discounts</span><span class="hero-red">Year-round discounts</span>

Year-round discounts

at the famous hotel restaurants
around Thailand
with worldwide convenience.

<span class="hero-text-white">Monthly<span> <span class="hero-red">online store discounts</span><span class="hero-text-white">Monthly<span> <span class="hero-red">online store discounts</span>

Monthly online store discounts

with year-round privileges
at luxurious restaurants in Thailand.​

<span class="hero-red">Discover best deal in Japan<span><span class="hero-red">Discover best deal in Japan<span>

Discover best deal in Japan

and enjoy dining, shopping
and travelling in Thailand.

Enjoy various privileges in<br><span class="hero-red hero-font-bold ">Hong Kong, Macau <br class="lg:tw-hidden tw-block">and Taiwan.</span>Enjoy various privileges in<br><span class="hero-red hero-font-bold ">Hong Kong, Macau <br class="lg:tw-hidden tw-block">and Taiwan.</span>

Enjoy various privileges in
Hong Kong, Macau
and Taiwan.

Discover your perfect fit for your lifestyle

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KTC DIGITAL PLATINUM VISA

Minimum monthly income of 15,000 Baht​

  • No annual fee
  • More Secure, Shop online confidently with dynamic CVV - a security code that changes every time you request.
  • Worriless, when spending at general stores with Numberless Physical Credit Card. (Cardmember can request the numberless credit card via KTC Mobile application.)
  • Get dining room discounts at top-tier hotels in Thailand throughout the year and worldwide ease of usage

KTC DIGITAL PLATINUM MASTERCARD

Minimum monthly income of 15,000 Baht​

  • No annual fee
  • More Secure, Shop online confidently with dynamic CVC - a security code that changes every time you request.
  • Worriless, when spending at general stores with Numberless Physical Credit Card. (Cardmember can request the numberless credit card via KTC Mobile application.)
  • Get online store discounts monthly including special privilege at luxurious restaurants in Thailand throughout the year

KTC VISA PLATINUM

Minimum monthly income of 15,000 Baht​

  • No annual fee
  • Get special interest rate at 0.74% for installment plan
  • Travel insurance coverage up to 8 million Baht
  • Get dining room discounts at top-tier hotels in Thailand throughout the year and worldwide ease of usage

KTC PLATINUM MASTERCARD

Minimum monthly income of 15,000 Baht​

  • No annual fee
  • Get special interest rate at 0.69% for installment plan in specific countries
  • Travel insurance coverage of up to 8 million Baht
  • Get online store discounts monthly including special privilege at luxurious restaurants in Thailand throughout the year

KTC JCB PLATINUM

Minimum monthly income of 15,000 Baht​

  • No annual fee
  • Earn 2x KTC FOREVER points when spending as specific conditions in Japan
  • Free access to airport lounge at specified country
  • Get good deals in Japan along with dining, shopping, and travelling in Thailand

KTC UNIONPAY PLATINUM

Minimum monthly income of 15,000 Baht​

  • No annual fee
  • Earn 2x KTC FOREVER points when spending as specific conditions in Hong Kong, Macau and Taiwan
  • Get discount and privilege of U Collection
  • Get discounts in Hongkong, Macau, and Taiwan

KTC VISA SIGNATURE

Minimum monthly income of 50,000 Baht​

  • No annual fee
  • Earn 2x KTC FOREVER points when spending in foreign currency
  • Free access to The MIRACLE LOUNGE 2 times a year
  • Get dining room discounts at top-tier hotels in Thailand throughout Free access to MIRACLE LOUNGE twice a year

KTC WORLD REWARDS MASTERCARD

Minimum monthly income of 50,000 Baht​

  • No annual fee
  • Earn 2x KTC FOREVER points when spending in foreign currency
  • Get online store discounts monthly including special privilege at luxurious restaurants in Thailand throughout the yearge

KTC JCB ULTIMATE

Minimum monthly income of 50,000 Baht​

  • No annual fee
  • Earn 2x KTC FOREVER points when spending in foreign currency
  • Free access to MIRACLE LOUNGE twice a year and airport lounge at specified country
  • Get good deals in Japan along with dining, shopping, and travelling in Thailand

KTC UNIONPAY DIAMOND

Minimum monthly income of 50,000 Baht​

  • No annual fee
  • Earn 2x KTC FOREVER points when spending in foreign currency
  • Free access to MIRACLE LOUNGE twice a year
  • Get discounts in Hongkong, Macau, and Taiwan

KTC X VISA SIGNATURE

Minimum monthly income of 50,000 Baht​

  • Earn additional KTC FOREVER points up to 3x when spending as specific conditions
  • Earn 25,000 KTC FOREVER points when paying annual fee
  • Free access to MIRACLE LOUNGE twice a year
  • Get dining room discounts at top-tier hotels in Thailand throughout the year and worldwide ease of usage

KTC X WORLD REWARDS MASTERCARD

Minimum monthly income of 50,000 Baht​

  • Earn additional KTC FOREVER points up to 3x when spending as specific conditions
  • Earn 25,000 KTC FOREVER points when paying annual fee
  • Free access to MIRACLE LOUNGE twice a year
  • Get online store discounts monthly including special privilege at luxurious restaurants in Thailand throughout the year
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CREDIT CARD
CREDIT CARD
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Benefits

Elevate your financial journey with our credit cards and unlock a world of exclusive benefits tailored to enhance your lifestyle

Points that never expire

Enjoy the freedom to save, redeem, and indulge in flexible redemption options with KTC FOREVER points.

  • No expiration date
  • Redeem a variety of privileges

Easy Installment

KTC credit cards offer 0% installment plans at over 10,000 stores for convenient Payments.

  • Interest-free payments
  • Up to 10 months installments.

Cash Withdrawal

Access cash whenever you need it with our Cash Withdrawal feature.

  • Convenient access to cash through KTC Mobile app
  • Or get cash immediately at 24-hour ATMs.

Promotions

Application detailsApplication details

Qualifications

Primary Card

  • •
    Aged 20 years and above
  • •
    Monthly income of 15,000 Baht or more
  • •
    Monthly income of 50,000 Baht or more (For Foreigners)
  • •
    Employment tenure at the current workplace of 4+ months

Supplementary Card

  • •
    Age: 15 to 80 years
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Documents

Primary Card

  • •
    Copy of National ID card
  • •
    Proof of income (e.g., salary certificate or recent salary slip, or tax deduction certificate Form P.N.D.50)
  • •
    Copies of the most recent 6-month bank statements, along with the front page of the bank account stating your name and account number

Supplementary Card

  • •
    Copy of both primary and supplementary ID cards.
  • •
    If you're under 20, include:
    • •
      Parent/guardian consent letter (unless you're the cardholder's child)
    • •
      Copy of the supplementary cardholder's residence registration.
For Foreigners

Meeting all lifestyles with KTC credit card, No annual fee, Easy to apply!

How it works?

  • 1. How it works?

    When you have filled out your personal information and submitted the form, a representative will contact you within 1-2 business days.

  • 2. Submit Documents

    The representative will schedule a day to come and collect the documents for credit card application either at your home or your workplace.

  • 3. Wait for approval

    After receiving all the required documents, it will take approximately 3-5 business days to process and evaluate the credit card application for approval.

Submit Form

When you have filled out your personal information and submitted the form, a representative will contact you within 1-2 business days.

Submit Documents

The representative will schedule a day to come and collect the documents for credit card application either at your home or your workplace.

Wait for approval

After receiving all the required documents, it will take approximately 3-5 business days to process and evaluate the credit card application for approval.

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