KTC Credit Cards - Apply online, quick & easy

Benefits

Elevate your financial journey with our credit cards and unlock a world of exclusive benefits tailored to enhance your lifestyle

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Points that never expireEnjoy the freedom to save, redeem, and indulge in flexible redemption options with KTC points.

No expiration date

Redeem a variety of privileges

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Easy InstallmentEnjoy 0% installment plans with KTC credit card at over 10,000 stores for convenient payments.

Interest-free payments

Up to 10 months installments.

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Cash WithdrawalAccess cash whenever you need it with our Cash Withdrawal feature.

Convenient access to cash through KTC Mobile app

Or get cash immediately at 24-hour ATMs.

Promotions

Application details

Qualifications

Age : 20 – 80 years
Minimum total income : 15,000 Baht/month
Employed in the current job for at least 4 months

Documents

Identification documents

Copy of National ID card

Proof of income

Proof of income (at least one of the following) : Salary certificate, or latest salary slip (original), or withholding tax certificate (Form Bis. 50)
Copy of bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Age : 20 – 80 years
Minimum total income : 15,000 Baht/month
Owned and operated a business established and registered in Thailand for at least 2 years

Documents

Identification documents

Copy of National ID card

Proof of income

Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number; OR Copy of the corporate bank account statement for the past 6 months and the first page of passbook, stating company’s name and account number with a copy of the shareholder list (the applicant must hold at least 50% of shares)
Copy of the company registration certificate, including the last page stating the business objectives, or a commercial registration (if applicable)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Thai Nationals only
Age : 20 - 80 years
Minimum total income : 20,000 Baht/month

Documents

Identification documents

Copy of National ID card

Proof of income

Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number
Withholding tax certificate (Form Bis.50)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Qualifications

Age : 20 – 80 years
Have fixed bank deposit for a continuous period of 6 months with a minimum balance of 500,000 Baht.

Documents

Identification documents

Copy of National ID card

Proof of savings

Copy of bank deposit statement or investment statement for the past 6 months and the first page of passbook stating account holder’s name and account number, in one or a combination of the following;
- Copy of fixed bank deposit statement for a continuous period of 6 months with a minimum balance of 500,000 Baht or
- Copy of fixed savings cooperative deposit statement for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
- Copy of any of or a combination of savings account, fixed deposit account, GSB (Government Savings Bank) lottery savings bond, BAAC (Bank for Agriculture and Agricultural Cooperatives) lottery savings bond, government bond*, corporate debenture**, or mutual fund for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
- Copy of account investing in private funds for a continuous period of at least 6 months with a balance of at least 1,000,000 Baht

* Government bond: Attach proof of latest interest payment (50 bis).
** Corporate debenture: Attach copies of the front and back plus proof of latest interest payment (50 bis).

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Age : 20 – 80 years

Documents

Identification documents

Copy of National ID card

Supporting documents

Assignment of Deposit Account Rights Agreement for amounts ranging from 20,000 to 1,000,000 Baht (Conditions apply based on the type of credit card application, and the agreement must be made at Krungthai Bank only)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Apply Online ServiceSimply prepare your physical ID card and document image files, then follow these steps:

Learn More

Select the Card You Want to Apply For

If the application is not completed in one session, resume by selecting the "Login" menu.

Take a Photo and Confirm Your ID Card Info

The ID card must be clearly visible and not expired.

Fill in Address and Personal Information

Provide the information correctly and completely as required by the system.

Upload Documents

Verify Your Identity

For Krungthai Next app users, you may choose this option. To use another bank’s app, select NDID verification. Prior NDID registration is required.

Submit Form

When you have filled out your personal information and submitted the form, a representative will contact you within 1-2 business days.

Submit Documents

The representative will schedule a day to come and collect the documents for credit card application either at your home or your workplace.

Wait for approval

After receiving all the required documents, it will take approximately 3-5 business days to process and evaluate the credit card application for approval.

New Credit Card Customers

Total income start at 15,000 THB
(Foreigners minimum monthly income of 50,000 THB)

Frequently Asked Questions

Website https://www.ktc.co.th/
- Enter the KTC website
- Select "Credit Card"
- Select your preferred credit card type
- Review special privileges and conditions
- Choose your application method :
- 1. Apply online by yourself, or
  2. Fill in your contact details for our call-back service.
KTC TOUCH service centers

For more information on application requirements and service fees, please visit KTC's website. Select "More details" on the credit card you are interested in, review credit card details, and applicant eligibility requirements at https://www.ktc.co.th/en/credit-card

Credit card : Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.

Application details

Qualifications

Age : 20 – 80 years
Minimum total income : 15,000 Baht/month
Employed in the current job for at least 4 months

Documents

Identification documents

Copy of National ID card

Proof of income

Proof of income (at least one of the following) : Salary certificate, or latest salary slip (original), or withholding tax certificate (Form Bis. 50)
Copy of bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Age : 20 – 80 years
Minimum total income : 15,000 Baht/month
Owned and operated a business established and registered in Thailand for at least 2 years

Documents

Identification documents

Copy of National ID card

Proof of income

Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number; OR Copy of the corporate bank account statement for the past 6 months and the first page of passbook, stating company’s name and account number with a copy of the shareholder list (the applicant must hold at least 50% of shares)
Copy of the company registration certificate, including the last page stating the business objectives, or a commercial registration (if applicable)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Thai Nationals only
Age : 20 - 80 years
Minimum total income : 20,000 Baht/month

Documents

Identification documents

Copy of National ID card

Proof of income

Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number
Withholding tax certificate (Form Bis.50)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Qualifications

Age : 20 – 80 years
Have fixed bank deposit for a continuous period of 6 months with a minimum balance of 500,000 Baht.

Documents

Identification documents

Copy of National ID card

Proof of savings

Copy of bank deposit statement or investment statement for the past 6 months and the first page of passbook stating account holder’s name and account number, in one or a combination of the following;
- Copy of fixed bank deposit statement for a continuous period of 6 months with a minimum balance of 500,000 Baht or
- Copy of fixed savings cooperative deposit statement for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
- Copy of any of or a combination of savings account, fixed deposit account, GSB (Government Savings Bank) lottery savings bond, BAAC (Bank for Agriculture and Agricultural Cooperatives) lottery savings bond, government bond*, corporate debenture**, or mutual fund for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
- Copy of account investing in private funds for a continuous period of at least 6 months with a balance of at least 1,000,000 Baht

Supplementary Card

Foreigner Details

Qualifications

Age : 20 – 80 years

Documents

Identification documents

Copy of National ID card

Supporting documents

Assignment of Deposit Account Rights Agreement for amounts ranging from 20,000 to 1,000,000 Baht (Conditions apply based on the type of credit card application, and the agreement must be made at Krungthai Bank only)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Apply Online ServiceSimply prepare your physical ID card and document image files, then follow these steps:

Learn More

Select the Card You Want to Apply For

If the application is not completed in one session, resume by selecting the "Login" menu.

Take a Photo and Confirm Your ID Card Info

The ID card must be clearly visible and not expired.

Fill in Address and Personal Information

Provide the information correctly and completely as required by the system.

Upload Documents

Verify Your Identity

For Krungthai Next app users, you may choose this option. To use another bank’s app, select NDID verification. Prior NDID registration is required.

Submit Form

When you have filled out your personal information and submitted the form, a representative will contact you within 1-2 business days.

Submit Documents

The representative will schedule a day to come and collect the documents for credit card application either at your home or your workplace.

Wait for approval

After receiving all the required documents, it will take approximately 3-5 business days to process and evaluate the credit card application for approval.

Frequently Asked Questions

Website https://www.ktc.co.th/
- Enter the KTC website
- Select "Credit Card"
- Select your preferred credit card type
- Review special privileges and conditions
- Choose your application method :
- 1. Apply online by yourself, or
  2. Fill in your contact details for our call-back service.
KTC TOUCH service centers

Enjoy life to the fullest with KTC credit card

Benefits

Promotions

VISA Exclusive Promotions

MASTERCARD Exclusive Promotions

JCB Exclusive Promotions

UNIONPAY Exclusive Promotions

Tops Food Hall and Tops

Tops Food Hall and Tops

Special travel deals to Taiwan

Bangkok Airways Exclusive Ticket special deal

Application details

Regular Income Earner

How to Apply​

Apply Online Service

New Credit Card Customers​

Apply via KTC Mobile app. No Documents Required.

Frequently Asked Questions

How to apply for a KTC credit card?

After receiving your credit card by mail, how can you activate it, and what channels are available for activation?

How can I check my available credit limit, current credit card balance , and outstanding credit? Through which channels can this be done?

Did not receive the OTP via SMS?

How to request a credit card statements, and through which channels can this be done?

How to request a temporary credit limit increase, and through which channels can this be done?

How to request a permanent credit limit increase , and through which channels can this be done?

How to set an ATM PIN to withdraw cash from ATMs and make transactions on EDC machines available worldwide?

How to check KTC FOREVER/ROP points balance, and through which channels can this be done?

How to report lost or stolen credit card?

In case, card member would like to pay off all remaining balance, what should he/she do?

Enjoy life to the fullest with KTC credit card

Benefits

Promotions

VISA Exclusive Promotions

MASTERCARD Exclusive Promotions

JCB Exclusive Promotions

UNIONPAY Exclusive Promotions

Tops Food Hall and Tops

Tops Food Hall and Tops

Special travel deals to Taiwan

Bangkok Airways Exclusive Ticket special deal

Application details

Regular Income Earner

How to Apply​

Apply Online Service

New Credit Card Customers​

Apply via KTC Mobile app. No Documents Required.

Frequently Asked Questions

How to apply for a KTC credit card?

After receiving your credit card by mail, how can you activate it, and what channels are available for activation?

How can I check my available credit limit, current credit card balance , and outstanding credit? Through which channels can this be done?

Did not receive the OTP via SMS?

How to request a credit card statements, and through which channels can this be done?

How to request a temporary credit limit increase, and through which channels can this be done?

How to request a permanent credit limit increase , and through which channels can this be done?

How to set an ATM PIN to withdraw cash from ATMs and make transactions on EDC machines available worldwide?

How to check KTC FOREVER/ROP points balance, and through which channels can this be done?

How to report lost or stolen credit card?

In case, card member would like to pay off all remaining balance, what should he/she do?

Enjoy life to the fullest
with KTC credit card

How to Apply

New Credit Card Customers

Apply via KTC Mobile app.
No Documents Required.

Enjoy life to the fullest
with KTC credit card

How to Apply

New Credit Card Customers

Apply via KTC Mobile app.
No Documents Required.