Credit Card

KTC UNIONPAY ASIA PRESTIGE DIAMOND

THB 10,000 annual fee (exclusive of 7% VAT)

Providing advice and information/assistance on

• Air-ticket, restaurant reservations and gift & flower delivery.
• Special event notification.
• Home maintenance service.
• Medical emergency service.

The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmembers shall be held responsible for the expenses incurred from such services.
KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 5555

For more information

Pay for products/services at a special interest rate of 0% up to 10 months through the installment payments with KTC credit card.

Full payment can be changed to installment payment
Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate, up to 10 months,
easily via the KTC Mobile app or by calling KTC VIP SERVICE 02 123 5555.

More details

Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 26 - 31 Dec 26.

Once the member completes the transaction as per the conditions, they will be contacted by the insurance company staff to confirm the accident coverage received.

Accident Insurance

1. Benefits of this PA insurance coverage is for new applicants of primary KTC credit cards (“members”) with Krungthai Card Public Company Limited or KTC, whose cards have been approved and activated during 1 January 2026 - 31 December 2026 (“Program Period”) according to specified conditions only. This privilege will be automatically granted to card members from the card activation date.
2. Reserved the rights only for applicants who have never been a KTC credit card member of any type with KTC before or cancel card membership not less than 2 years (24 months) ago.
3. We reserve the right to exclude KTC National Blood Center card, KTC Thai Red Cross Society card, KTC SME COMMERCIAL VISA card, KTC VISA CORPORATE card and KTC cards for government agencies to participate on this program.
4. Members who comply with the specified conditions will receive benefits for death protection due to accidents with a maximum credit limit of 300,000 baht for a period of 90 days from the card activation date (free of charge). This does not include death resulting from driving or riding a motorcycle, murder, physical abuse, terrorism, riots, civil war. The conditions of coverage and other exceptions will be as specified in the insurance policy issued by Thai Life Insurance PCL. and life insurance brokers under this benefit, which is T.C. Insurance Broker Service Company Limited.
5. Once the member completes the transaction as per the conditions, they will be contacted by the insurance company staff to confirm the accident coverage received.
6. All rights reserved for applicants aged between 20 - 60 years and holding Thai nationality only.
7. We reserve the right to offer this benefit to a maximum of 1 policy per 1 primary cardholder only.
8. This privilege cannot be redeemed, exchanged, and/or turned for cash and not transferable to another person.
9. KTC is not involved with the insurance products under this list. In the case that members have questions or complaints about coverage under the insurance plan, please contact Thai Life Insurance Public Company Limited at 02 054 8484 on business hours (Monday - Friday from 8:30 a.m. - 5:00 p.m.)
10. Ask for more details about KTC benefits and products at KTC VIP SERVICE 02 123 5555.

Insurance coverage for international & domestic flights and lost or damage baggage. More details

Special privilege for you to obtain a visa to enter a Schengen country. Since the insurance coverage covers the necessary requirements for a Schengen visa, you may request to use this insurance to apply for a Schengen visa without any expenses. Simply contact KTC VIP SERVICE 02 123 5555 to get the insurance policy.

Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 400,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.

Note:

1. The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM and credit card type.
2. Cash withdrawals via all KTC channels are limited to a maximum of THB 500,000 per month per national ID number.

Earn 1 KTC FOREVER point for every 25 baht spent with KTC credit card for redemption at participating stores. The points have no expiration date.

More Details

Waive the 3% international credit card transaction fee for all spending when linking any type of KTC UNIONPAY credit card or KTC PROUD UNIONPAY cash card to the Weixin Pay (or WeChat Pay) and Alipay apps.

Remark:
• Weixin Pay waives fees until 31 Dec 26.
• Alipay waives fees until 10 Jul 26.

Make faster and safer contactless payments with a KTC UNIONPAY credit card with the QuickPass symbol. Enjoy payment flexibility without the need to insert/swipe your card with a card reader.