KTC, Krungthai Bank and Sena Development Plc (SENA) have joined forces to help more Thais purchase homes and condominiums by combining payment solutions, mortgage financing and residential property offerings in a single program.
The partnership brings together expertise from the financial and real estate sectors to address one of the biggest hurdles facing homebuyers: upfront purchase costs. The companies said the collaboration is designed to support consumers throughout the home-buying process, from financial planning and liquidity management to mortgage financing.
Under the program, KTC credit cardmembers purchasing homes or condominiums in participating SENA projects can pay booking and contract-signing fees through a 0% installment plan for up to 10 months while earning 10-times KTC FOREVER points. The offer covers 11 residential developments, including Niche Pride Ekkamai, PITI Sukhumvit 101, Flexi Riverview - Charoennakorn, Cozi Srinakarin 38, Cozi Ladprao 107, COZI Taksin - Jomthong, Sena Park Grand Ramindra 2, Sena Village Ramindra Km.9, Sena Park Ville 2 Ramindra Km.9, Sena Grand Home Rangsit - Tiwanon, and Sena Grand Home Bangna Km.29.
Ms. Umaporn Thanyalakpak, Director and Senior Vice President Corporate Marketing at SENA Development Public Company Limited, said "Many consumers today are looking not only for the right home but also for practical ways to manage the financial commitments that come with a property purchase. By combining the strengths of SENA, Krungthai Bank and KTC, we are expanding options for homebuyers and helping customers achieve homeownership with greater confidence and financial flexibility."
Mr. Sirisit Watcharintranon, Executive Vice President at Krungthai Bank Public Company Limited, said the partnership reflects the bank's commitment to improving access to financial services that support important life goals, particularly homeownership. "We aim to help customers overcome initial financial barriers through mortgage solutions and financial planning support. Collaboration between financial institutions and property developers can play an important role in promoting financial stability and improving quality of life."
Mr. Nattasit Soontranu, Head of Credit Card Marketing Division at Krungthai Card Public Company Limited (KTC), said homebuyers often face multiple expenses at the beginning of the purchasing process, including booking fees, contract payments and related costs. "Our role is to provide payment solutions that improve liquidity and financial flexibility. The 0% installment plan and enhanced rewards are designed to help reduce upfront costs while delivering greater value to our members."
The three companies said the partnership reflects a shared commitment to making quality housing more accessible by connecting residential property offerings with financing, payment solutions and customer benefits. The collaboration is expected to help reduce barriers to homeownership, support long-term financial well-being and contribute to sustainable growth in Thailand's housing market.
For more information, visit KTC’s online shopping promotion page or call KTC PHONE at 02 123 5000. To apply for a KTC credit card, visit ktc.today/apply-card or contact any KTC TOUCH branch. Credit cardholders should spend only as necessary and repay the full balance on time to avoid the annual interest rate of 16%. KTC PROUD revolving loan cardholders should borrow only when necessary and within their repayment capacity. Interest rates range from 20% to 25% per year.