KTC, in partnership with SME business partners, strengthens itscommitment to providing accessible financing solutions with its“KTC P BERM Car for Cash” loan service,designed to empower Thais aspiring to become franchise owners but lacking initial capital, the service offers a reliable loan source with credit lines of up to 1 million baht. Applications are approved within just one hour, with immediate disbursement and no guarantor required.
Ms. Rueankeaw Kasemsavatsri, Head of Auto LoanatKrungthai Card Public Company Limited (KTC),explained the initiative, stating, "We see immense potential in the franchise business model as a platform for creating opportunities for aspiring entrepreneurs who lack substantial capital. The ‘KTC P BERM Car for Cash Loan’ aims to support individuals seeking side jobs or their own businesses, helping turn their dreams into reality. Borrowers can continue using their vehicles, even when used as collateral. Recently, we partnered with two successful Thai franchise brands, ‘Giant Fish Bomb’ and the mail delivery service ‘TangThai Post’, enabling aspiring business owners to apply for loans directly through these franchises, which are widely available nationwide. This collaboration is designed to increase income opportunities for Thais and stimulate the local economy, fostering sustainable growth."
Mr. Sarach Wattanakul, Sales and Marketing ManageratAroi Raberd Company Limited, the operator of the Giant Fish Bomb franchise,stated: “Our franchise is ideal for individuals seeking an easy business to start with minimal investment and a fast return on investment. We emphasize creating career opportunities for those looking for primary or supplementary income. The support from ‘KTC P BERM Car for Cash’ provides essential funding, offering people who own a car access to working capital for their business ventures. We are confident that this collaboration will enable Thais to achieve business success more quickly, improving their income and quality of life. The Giant Fish Bomb franchise offers over 14 investment formats, ranging from an affordable trial sales kit priced in the thousands to a fully equipped large store, priced in the hundreds of thousands, designed to support all sales functions."
Mr. Atthaphon Rodkham, Managing Director community post service franchise, stated: “We partnered with ‘KTC P BERM Car for Cash’ because of its convenient and accessible loan service aligns perfectly with the needs of individuals looking to start a franchise business, especially during a time when many are seeking ways to generate additional or primary income. TangThai Post community post service franchise supports new entrepreneurs with a robust system and comprehensive training to ensure their success. Our franchise operates as a community post, offering parcel pick-up and delivery services for 6 major domestic delivery companies, including Thailand Post, FLASH Express, KEX Express, BEST Express, Kerry, DHL Express, and J&T Express, as well as EMS World international postal services. We also provide additional services such as insurance, online tax extension, online money orders, and photocopying. Interested individuals can choose from various investment formats, starting at just 4,500 baht and going up to 65,500 baht.”
Ms. Rueankeawconcluded, “We are committed to breaking down financial barriers for aspiring business owners. Partnering with established franchises allows entrepreneurs to start their ventures conveniently, confidently, and with growth potential. Most importantly, it ensures access to legal, reliable, systematic, and standardized credit sources that can be trusted for long-term success.”
Those interested in applying for a car, motorcycle, or big bike registration loan can do so through multiple channels:www.ktc.co.th/loan/ktc-p-berm, by calling 02-123-5300, at any Krungthai Bank branch, or through KTC product advisors nationwide. Additionally, applicants can seek advice at any “KTC TOUCH” service point or opt for the P BERM Delivery service, where the team will assist with the loan application at their home. Approval is quick within 1 hour, funds are disbursed as a lump sum, no guarantor is required, and repayments can be made in installments for up to 84 months. Applicants can also choose to receive a KTC P BERM Cash Card for emergency use.
•For more information, please contact
•To apply for any KTC credit card
“KTC TOUCH” branches nationwide
https://ktc.today/apply-card
Remark:Borrowers can enjoy repayment terms of up to 84 months, with an interest rate ranging from 21%–24%.