“KTC”,orKrungthai Card Public Company Limitedpartners withUnionPay Internationalin bringing3-D Secure product (3DS),the authentication technology that enables a convenient, fast, and secure online payment experience. At the same time, e-commerce merchants will receive the transaction verification via EMV 3DS system, which reduces the order termination rate while payment is in process, making online transaction more efficient. AsKTC is the first UnionPay issuer in Southeast Asia to launch the technology,up to THB3,000 of credit cash backwill be granted to cardholders who spend viaany of the KTC UNIONPAY Cardatthe participating online merchant partners(limited to 1 rights/card/day), and limited to the maximum redemption of THB3,000/card for all partners throughout the period, fromSeptember 1 – November 30, 2021. The details are as follows:

For more details and information on terms and conditions, please contactKTC PHONE 02 123 5000or visit www.ktc.co.th/promotion. For KTC UNIONPAY Card application, please visithttps://www.ktc.co.th/apply/credit-card-une, or contact “KTC TOUCH” branches nationwide.