“KTC”orKrungthai Card Public Company Limited,jointly withThe Viriyah Insurance Public Company Limited,offer special privileges to cardmembers who purchase “Viriyah Healthcare by BDMS” or annual personal accident and health insurance at a price for Thais with exclusive superior protection with medical care at hospitals under BDMS through telephone sales channels or Viriyah’s Oon Jai Ruk sales booth and pay for insurance premiums with KTC credit card. Cardmembers may choose the option topay in installment for insurance premiums with 0% interest for 10 monthsorearn 8x KTC FOREVER or KTC - ROP pointsfor insurance premium payments paid in fullfrom May 16, 2020 to October 31, 2020.Terms and conditions are as specified byThe Viriyah Insurance Public Company Limited.

For more information, please contactKTC PHONE 02 123 5000,visitwww.ktc.co.th/insuranceor apply for a credit card at any “KTC TOUCH” branches nationwide or click https://bit.ly/apply-ktc