Promotion at Bath&Body Works : Redeem point for 10% cashback or 0% Installment For 3 - 10 Months with KTC Credit Card

Redeem KTC FOREVER points for cash back 10% terms and conditions

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card  (“Cardmember(s)”) who have KTC FOREVER points (“KTC Points”) and spend on card at participating stores during November 1st, 2025 – December 31th, 2025 (“Promotion Period”) according to the specified terms and conditions only. 
2. The following cards are not eligible in this Promotion: all types of KTC – ROYAL ORCHID PLUS credit card, all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. To be eligible to participate in this Promotion, Cardmembers must register successfully by sending a SMS, text CM1, <space> followed by 16-digit credit card number and # and spending amount to 0613845000 (SMS fee as specified by network service provider), or by registering at www.ktc.promo/cosmetic every time, within the day that card transaction has been made, and receive the confirmation message from KTC.
4. If the registration has been made more than 1 time, only the first successful registration will be considered by KTC.
5. If Cardmembers have more than 1 card registered for participating in this Promotion, KTC will calculate cash back value based on the spending amount from each registered card separately.
6. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
7. Cardmembers who spend on card will be eligible to redeem KTC Points at the amount equivalent to the purchase amount per sales slip for cash back as specified in the terms and conditions.
8. For the purpose of calculating KTC Points for redemption hereunder, any decimal (Thai Satang) on sales slip will be calculated as full amount.
9. This Promotion is reserved for the payment of goods/services per 1 sales slip only. The transaction cannot be split into multiple sales slip to receive the privileges hereunder
10. KTC will credit cash back to Cardmember’s card account within 60 days after the end of each calendar month.

Terms and Conditions for KTC FOREVER Points Redemption for Installment Payment

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmembers”) who have KTC FOREVER points (“KTC Points”) and make payment of specific goods/services at participating stores during 1 November 2025 - 31 December 2025 (“Promotion Period”) according to the specified terms and conditions only.
2. The following cards are not eligible for this Promotion: all types of KTC – ROYAL ORCHID PLUS, all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. Cardmembers can redeem the specific amount of KTC Points to be eligible to make installment payment for goods/service wtih the minimum of 1,500 Baht per sales slip with 0% interest according to the conditions set out below;
1. Redeem KTC Points at 20% of the price of goods/services for 3 months 0% Installment Payment
2. Redeem KTC Points at 40% of the price of goods/services for 6 months 0% Installment Payment;
3. Redeem KTC Points at 50% of the price of goods/services for 10 months 0% Installment Payment.
4. KTC will not return any KTC points which have been redeemed hereunder if Cardmembers have paid for the outstanding installment amount before due date.

"General Terms and Conditions” Promotion

1. The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
4. KTC reserves the right to exclude interest, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any products/services under this promotion. Should there be any inquiries or claims in respect of products/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000