Promotion for KTC UNIONPAY credit card at NAIXUE in China.

1. Limited discount up to 2 redemptions/card/day and 4 redemptions/card/month on first-come-first-served basis until redemption last.
2. The discount is available on a first-come, first-served basis, with a total quota of 10,000 throughout the promotion period.
3. Meeting any of the following conditions will be regarded as "one user": user who uses or possesses the same device, same app account user ID, same registered mobile phone number, same mobile phone number registered at the bank, same physical bank card number, or same ID card number, etc. Users should use their own devices, APP accounts, bank cards, and QR payment codes to participate in the promotion.
4. Split bills are not allowed. If a user needs to make multiple purchases, he/she needs to line up again. A cashier has the right to reject the user who jump the queue from participating in the promotion.
5. If any refund, return, and reversal of the transaction on which the discount was applied occurs, the user will be deemed to have surrendered the discount and the purchase amount (subtracting the applied discount) will be refunded to the user’s original payment card. The discount quota will be deemed as used. 
6. For discount failures caused by user-related reasons such as incompatibility of user device, app not updated to the latest version, loss report of cards, exchange of cards etc., the discount quota will not be compensated.
7. In order to allow more users to enjoy the benefits of this promotion, for users who violate or are suspected of violating the above rules or fraudulently obtain UnionPay benefits via illegal means using tools including but not limited to mobile phone numbers, bank cards, app accounts etc., China UnionPay and merchants reserve the right to deny discount issuance, recover issued discounts and disqualify the user from all of UnionPay’s future promotions.
8. Only transactions processed through UnionPay network are qualified for the promotion. Stored value types such as redemption coupons, pre-paid cards, precious metal, alcohol and tobacco products are not applicable for the promotion.
9. The time records of all activities of this promotion will accord with UnionPay's back-end system timing (Beijing time). Where force majeure or change of situation occurs (e.g. major disaster events, commanded by authorities to suspend or adjust, suspended due to system failures, occurrence of illegal and fraudulent behavior during the promotion that harms consumers’ benefit), to the extent permitted by law, UnionPay reserves the right to adjust, suspend, and terminate this promotion effective upon announcement.
10. UnionPay International is neither vendors nor service providers, thus UnionPay International is not responsible for the products or services provided by the merchant. Any obligations and liabilities relating to such products or services and all auxiliary services shall be borne by the merchant.
11. The promotional materials are permitted solely for promoting UnionPay activities and must be removed after the promotion ends. UnionPay International is not responsible for any unauthorized use thereafter.
12. UnionPay International reserves the right to change, cancel, or amend the terms and conditions without prior notice. For more details, please visit the UnionPay website (https://www.unionpayintl.com/th) or Facebook page “UnionPay International – Thailand” (https://www.facebook.com/UnionPayThailand).

"General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000