*0% Interest rate when paying the monthly installment amount within due date
* Please check the participating products at the point of sale.
Installment plan
Offer 1 : Redeem KTC FOREVER get 30% discount
Applicable for both "full payment" and "installment plans" when the spending amount reaches 1,000 baht per sales slip and redeeming KTC FOREVER at minimum of 1,000 points, but not exceeding the purchase amount per sales slip, for discount as specified
Offer 2 : Get up to 7,500 Baht credit cashback (Applicable both offline and online channel)
Applicable to both "Online" and "Offline" channel. Get cashback on purchases made with a 6-month installment plan or longer.
* KTC reserves the right to offer credit cashback under this promotion only up to 750 baht per sales slip and 7,500 baht per 1 cardmember throughout the promotion period.
Remarks
Cashback terms and conditions
Point Redemption terms and conditions
Registration
Terms and Conditions for 0% Installment Payment with KTC Card
Cash Back when spending under Installment payment with KTC card (by tier) Terms and Conditions
1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (Cardmembers”) who make 0% interest card installment payment (“0% Installment Payment”) at participating stores during 13 March 2026 – 31 March 2026 (“Promotion Period”) according to the specified terms and conditions only.
2. The following cards are not eligible for this Promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. To be eligible to participate in this Promotion, Cardmembers who make a purchase at JAYMART (Offline store) must register successfully on the day of Card transaction has been made by sending a SMS, text JAY, <space> followed by 16-digit credit card number and send to 0613845000 SMS fee as specified by network service provide or by registering at ktc.promo/huaweiwatch, before or within the day that card transaction has been made, and receive the confirmation message from KTC.
4. If the registration has been made more than 1 time, only the first successful registration will be considered by KTC.
5. Cardmembers will get cash back credited to their card account in accordance with the following card spending tiers:
KTC reserves the right to offer credit cashback under this promotion only up to 750 baht per sales slip and 7,500 baht per 1 cardmember throughout the promotion period.
6. KTC will calculate cash back value based on total purchase amount of every sales slip before divided into monthly installments under same card number and will credit cash back to card account within 60 days after the end of month that card transaction has been made.
7. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this promotion.
8. The following expenditures will be excluded from this Promotion: cash advance, purchase of all types of funds, payment of Unit Linked insurance premium, installment payment with KTC cards by KTC PHONE/KTC Mobile/KTC Online, interest, fine and any other fees and charges, and any cancellation of goods/services purchased or any other type of refund.
9. Cardmembers will not receive any KTC points from card spending under this Promotion. In the case where any KTC points credited to Cardmembers’ card account, Cardmembers cannot use such KTC points. In this regard, those KTC points will be deducted from Cardmembers’ card account on the day Cardmembers receive cash back credit. If KTC is unable to deduct the said KTC points from Cardmembers’ card account, KTC reserves the right to not credit all eligible cash back to such Cardmembers.
10. Privileges under this Promotion cannot be used in conjunction with any other promotional campaign.
Terms and Conditions for KTC FOREVER Points Redemption for Discount
General Terms and Conditions”Promotion