Special promotion at Naiin with KTC Credit Card

Terms and Conditions for KTC FOREVER Points Redemption for Cashback 

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmembers”) who have KTC FOREVER points (“KTC Points”) and spend on card at Participated Book stores during 1 April 2026 - 30 November 2026 (“Promotion Period”) according to the specified terms and conditions only.   
2. The following cards are not eligible in this Promotion: all types of KTC – ROYAL ORCHID PLUS credit card, all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card. 
3. To be eligible to participate in this Promotion, Cardmembers must register successfully by sending a SMS, text Type BNL (space) 16-digit card number # and spending amount/ sales slip send  to 0613845000 (SMS fee as specified by network service provider), or by registering at ktc.promo/book-lover within the day that card transaction has been made, and receive the confirmation message from KTC. 
4. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion. 
5. Cardmembers who spend on card at the minimum of 1 Baht per sales slip, will be eligible to redeem KTC Points at the amount equivalent to the purchase amount per sales slip for cashback as specified in the terms and conditions. 
6. In the case that spending amount per sales slip have Thai Satang, KTC reserves the right to round up an extra fraction to a Thai Baht for the calculation of KTC Points redemption for a credit Cashback under this promotion. 
7. If the registration has been processed more than 1 time, KTC will consider the first successful registration made for each card number only. 
8. In the case that any KTC cardmembers cancel any participating KTC Credit Cards regardless any reason, KTC will consider that such KTC cardmembers disclaim their participation under the promotion campaign.   
9. KTC cardmembers must have remaining KTC points in the participating Credit Card account on the day where the points calculation is conducted by KTC more than or equal to the accumulated points which are eligible to redeem for Cashback in order to receive Cashback under the promotion campaign 
10. KTC cardmembers who wish to transfer KTC points from any other KTC Credit Cards to the registered KTC Credit Card to get cashback under the promotion campaign must complete such transfer within the last calendar day of each month during the promotional period (30 April 2026…, 30 November 2026). 
11. KTC will credit a credit Cashback into the cardmember’s Credit Card account within 60 days after (30 April 2026…, 30 November 2026). (“Promotional Period”). 

 
Terms and Conditions for 0.69% Installment Payment for 3,6,10 months with KTC Card 

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card  (“Cardmembers”) who spend on card at Participated Book stores during 1 April 2026 - 30 November 2026 (“Promotion Period”) according to the specified terms and conditions only. 
2. The following cards are not eligible for this Promotion: KTC VISA CORPORATE and KTC GOVERNMENT SERVICES card. 
3. The By PHONE 0.69% interest Installment payment with KTC Card plan for 3,6,10 months is for the payment of goods/services that participate in this promotion and have a minimum amount of 3,000 baht according to specified conditions only.  Allow to collect the purchase(s) on the same day that have purchased amount more than 500 baht/purchase. 
4. The cardmembers who wish to convert the purchased transaction to 0.69% interest Installment payment with KTC Card plan for 3,6,10 months under this promotion are required to register at KTC PHONE at 02 123 5000 on the purchased date only. 

 
“General Terms and Conditions” Promotion 

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party. 
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record. 
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers. 
4. KTC reserves the right to exclude interest, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion. 
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services. 
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly. 
7. For more information, please call KTC PHONE 02 123 5000