Privilege 1: Redeem KTC FOREVER for Gold! 
Redeem KTC FOREVER Points for up to 20% Discount
• Gold Jewelry: Redeem points for a 20% discount
• Gold Bar: Redeem points for a 15% discount
Minimum spending of THB 3,000 per sales slip (full payment) redeem a minimum of 3,000 KTC FOREVER points maximum discount is capped at the total spending amount per sales slip (calculated based on the points redeemed)
Remarks:
• For gold weighing up to 1 salung: Limited to 60 redemptions/month and 240 redemptions throughout the campaign
• For gold bar up to 1 baht: No redemption limit
• Privilege is valid only on the purchase date when members request redemption at the point of payment
• In the case where the gold jewelry price (as announced by the Gold Traders Association) is THB 80,000 or higher per 1-baht weight, the redemption for a 20% discount with KTC FOREVER points is not applicable.
 Privilege 2: Redeem KTC FOREVER for 0% Installment 
Redeem 50% of the spending amount in points get 0% installment for 10 months
Minimum spending of THB 3,000 per sales slip redeem 50% of the spending amount in KTC FOREVER points get 0% installment payment for 10 months on gold jewelry purchases
Remarks:
• Applicable for gold weighing up to 2 salung (50 satang) only
• Privilege is valid only on the purchase date when members request redemption for 0% installment at the point of payment


1 Nov 25 - 31 Mar 26 

Details and Conditions

Terms and Conditions for KTC FOREVER Points Redemption for Discount
  1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmembers”) who have KTC FOREVER points (“KTC Points”) and spend on card at participating stores during 01 Nov 25 – 31 Mar 26 (“Promotion Period”) according to the specified terms and conditions only.
  2. The following cards are not eligible for this promotion: all types of KTC CASH BACK, KTC – THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, KTC PROUD and KTC GOVERNMENT SERVICES card.
  3. Cardmembers who spend on card at the minimum of XX Baht per sales slip, will be eligible to redeem [XX KTC Points / KTC Points at the amount equivalent to the purchase amount per sales slip] for XX% discount on the purchase of goods/services in accordance with the specified terms and conditions.
  4. For the purpose of calculating KTC Points for redemption hereunder, any decimal (Thai Satang) on the sales slip will be rounded up to whole Thai Baht. (use this clause only when the promotion mechanic use spending amount for calculation of point redemption)
  5. Any discount availed from this Promotion can be used as the additional discount on-top of all types of discounts.
  6. This Promotion excludes the spending on goods/services in the following categories: gift voucher, gift card, alcoholic beverages and any product sold in the rental booths or shops. (for each cat. Exception)
  7. This Promotion is reserved for the payment of goods/services per 1 sales slip only. The transaction cannot be split into multiple sales slip to receive the privileges hereunder
  8. The point redemption for discount hereunder is up to 1 time per sales slip per day only throughout the Promotion Period.
“General Terms and Conditions” Promotion
  1. The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
  2. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
  3. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
  4. KTC reserves the right to exclude interest, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of privileges offering to cardmembers under this promotion.
  5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
  6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any products/services under this promotion. Should there be any inquiries or claims in respect of products/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
  7. For more information, please call KTC PHONE 02 123 5000