Privilege 1: 0% installment up to 10 months get cash back up to 8,000 Baht

0% installment with minimum term of 6 months per sales slip

Get cashback (Baht)

12,000 – 34,999 Baht

100 Baht

35,000 – 49,999 Baht

300 Baht

50,000 – 74,999 Baht

500 Baht

75,000 Baht or more

800 Baht

  • Cashback is limited to a maximum of 800 Baht per sales slip and up to 8,000 Baht per card per month.
  • 0% interest rate applies when monthly installment payments are made in full by the due date.

*Members will not earn any type of reward points from the spending under this promotion. In case points are credited to the card account, such points will not be available for redemption and will be deducted from the account on the cashback posting date. If the point deduction is unsuccessful, KTC reserves the right to cancel the cashback in full under this promotion.

Register on the same date as the spending transaction.

  • Type ADC followed by a space and your 16-digit credit card number, then send it to 061-384-5000 (SMS charges depend on your mobile service provider), or register via the KTC website.
  • Members must receive a confirmation reply message from KTC to be eligible to participate in this promotion.
Privilege 2: Redeem points for 13% cashback
For every spending—whether full payment or installment of at least 1,000 Baht—redeem KTC FOREVER starting from 1,000 points up to the spending amount per sales slip to receive 13% cashback (calculated based on the points redeemed). Register to participate on the same day as the transaction.

Register every time you want to redeem points for cashback on the date of the transaction.

  • Type ADP followed by a space, your 16-digit credit card number, then the symbol # and the number of points you wish to redeem. Send the message to 061-384-5000 (SMS charges apply according to your network provider), or register via the website www.ktc.co.th or by scanning the QR code.
  • Members must receive a confirmation reply from KTC to be eligible for this promotion.
  • Check your remaining points via KTC Mobile app or by calling 02-123-5000.


15 Oct 25 - 31 Mar 26

AURORA

Details and Conditions

Terms and Conditions for 0% Installment Payment with KTC Card
  1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card and/or KTC PROUD MASTERCARD/UNIONPAY cash card (“Cardmembers”) who spend on card at participating stores during 15 October 2025 – 31 March 2026 (“Promotion Period”) according to the specified terms and conditions only.
  2. The following cards are not eligible for this Promotion: KTC VISA CORPORATE and KTC GOVERNMENT SERVICES card.
  3. These privileges are reserved for the installment payment of specific participating goods/services as specified by this terms and conditions only.
Terms and Conditions for Cash Back (By Tier) for 0% Installment Payment
  1. This promotional campaign ("Promotion") is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (Cardmembers") who make 0% interest card installment payment ("0% Installment Payment") at participating stores during 15 Oct 25 – 31 Mar 26 ("Promotion Period") according to the specified terms and conditions only.
  2. The following cards are not eligible for this Promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, all KTC PROUD and KTC GOVERNMENT SERVICES card.
  3. To be eligible to participate in this Promotion, Cardmembers must register successfully on the day of Card transaction has been made by sending a SMS, text ADC, followed by 16-digit credit card number to 0613845000 (SMS fee as specified by network service provider)or by registering at www.ktc.co.th, before or within the day that card transaction has been made, and receive the confirmation message from KTC.
  4. If the registration has been made more than 1 time, only the first successful registration will be considered by KTC.
  5. Cardmembers will get cash back credited to their card account in accordance with the following card spending tiers:
Cash Back value 0% Installment Payment per sales slip
100 Baht12,000 – 34,999 Baht
300 Baht35,000 – 49,999 Baht
500 Baht50,000 – 74,999 Baht
800 Baht75,000 Baht or more
  1. KTC will calculate cash back value based on total purchase amount of every sales slip before divided into monthly installments under same card number, and will credit cash back to card account within 60 days after the end of month that card transaction has been made.
  2. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
  3. The following expenditures will be excluded from this Promotion: cash advance, purchase of all types of funds, payment of Unit Linked insurance premium, installment payment with KTC cards by KTC PHONE/KTC Mobile/KTC Online, interest, fine and any other fees and charges, and any cancellation of goods/services purchased or any other type of refund.
  4. Cardmembers will not receive any KTC points from card spending under this Promotion. In the case where any KTC points credited to Cardmembers' card account, Cardmembers cannot use such KTC points. In this regard, those KTC points will be deducted from Cardmembers' card account on the day Cardmembers receive cash back credit. If KTC is unable to deduct the said KTC points from Cardmembers' card account, KTC reserves the right to not credit all eligible cash back to such Cardmembers.
  5. Privileges under this Promotion cannot be used in conjunction with any other promotional campaign.
Terms and Conditions for KTC FOREVER Points Redemption for Cash Back
  1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmembers”) who have KTC FOREVER points (“KTC Points”) and spend on card at participating stores during 15 Oct 25 – 31 Mar 26 (“Promotion Period”) according to the specified terms and conditions only.
  2. The following cards are not eligible in this Promotion: all types of KTC – ROYAL ORCHID PLUS credit card, all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, all KTC PROUD, and KTC GOVERNMENT SERVICES card.
  3. To be eligible to participate in this Promotion, Cardmembers must register successfully by sending a SMS, text ADP, [space] followed by 16-digit credit card number followed by points to 0613845000 (SMS fee as specified by network service provider), or by registering at www.ktc.co.th, within the day that card transaction has been made, and receive the confirmation message from KTC.
  4. If the registration has been made more than 1 time, only the first successful registration will be considered by KTC.
  5. If Cardmembers have more than 1 card registered for participating in this Promotion, KTC will calculate cash back value based on the spending amount from each registered card separately.
  6. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
  7. Cardmembers who spend on card at the minimum of 1,000 Baht per sales slip, will be eligible to redeem 1,000 KTC Points limited per sales slip for cash back as specified in the terms and conditions.
  8. For the purpose of calculating KTC Points for redemption hereunder, any decimal (Thai Satang) on sales slip will be rounded up to whole Thai Baht.
  9. This Promotion is reserved for the payment of goods/services per 1 sales slip only. The transaction cannot be split into multiple sales slip to receive the privileges hereunder
  10. KTC will credit cash back to Cardmember’s card account within 60 days after the end of each calendar month. In this regard, KTC will calculate the spending amount starting from the day of successful registration to participate in this Promotion until the end of month/Promotion.
“General Terms and Conditions” Promotion
  1. The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
  2. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
  3. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
  4. KTC reserves the right to exclude interest, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of privileges offering to cardmembers under this promotion.
  5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
  6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any products/services under this promotion. Should there be any inquiries or claims in respect of products/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
  7. For more information, please call KTC PHONE 02 123 5000