Promotion at Key Local Merchants with KTC credit card and KTC PROUD

Terms and Conditions for 0% Installment Payment with KTC Card

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card and/or KTC PROUD cash card (“Cardmember(s)”) who spend on card at participating stores during 1 Oct 24 – 28 Feb 25 (“Promotion Period”) according to the specified terms and conditions only.
2. The following cards are not eligible for this Promotion: KTC VISA CORPORATE and KTC GOVERNMENT SERVICES card.
3. These privileges are reserved for the installment payment of specific participating goods/services as specified by this terms and conditions only.
4. Participating products: 0% up to 10 months. participating models
5. Items that do not participate in the 0% promotion, priced from 2,000 baht and up, can choose to pay in installments with an interest rate of 0.74% per month for KTC credit cards. and an interest rate of 0.99% per month for the KTC PROUD cash card, installment payments up to 10 months.

Terms and Conditions for Cash Back (By Tier) for Installment Payment with KTC Card

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (Cardmember(s)”) who make card installment payment ) at participating stores during 1 Oct 24 – 28 Feb 25 (“Promotion Period”) according to the specified terms and conditions only.
2. The following cards are not eligible for this Promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, KTC GOVERNMENT SERVICES card. and KTC PROUD
3. To be eligible to participate in this Promotion, Cardmembers must register successfully on the day of Card transaction has been made by sending a SMS, text CES, <space> followed by 16-digit credit card number to 0613845000 (SMS fee as specified by network service provider)or by registering at www.ktc.co.th  within the day that card transaction has been made, and receive the confirmation message from KTC.
4. If the registration has been made more than 1 time, only the first successful registration will be considered by KTC.
5. Members will receive cash back credited to their card account. Calculated from the amount spent via the card as follows:
• Receive 180 baht cash back when having installment payments of 9,000 - 23,999 baht/sales slip.
• Receive 550 baht cash back when having installment payments of 24,000 - 44,999 baht/sales slip.
• Receive 1,200 baht cash back when having installment payments of 45,000 - 69,999 baht/sales slip.
• Receive 2,000 baht cash back when having installment payments of 70,000 - 99,999 baht/sales slip.
• Receive 3,000 baht cash back when paying in installments of 100,000 baht or more/sales slip.
6. KTC will calculate the cash back credit amount from the full spending amount before dividing it into monthly installment payments of every sales slip. Under the same card number and the cash back will be credited to the card account within 60 days after the end of the month in which there was spending.
7. In the case of membership card cancellation who participate in the program for any reason It is considered that the member has waived the right to participate in this program.
8. The benefits according to this list cannot be used in conjunction with other promotional programs.

KTC FOREVER points for discount redemption terms and conditions

1. This promotional campaign (“this promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to the cardmembers of KTC credit card who have KTC FOREVER points (“KTC Points”) and spend with KTC credit card at participating stores during 1 Oct 24 – 28 Feb 25 (“promotion period”) according to specified conditions only.
2. KTC reserves the right to exclude following card to join this promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE and KTC GOVERNMENT SERVICES card and KTC PROUD cash card 
3. KTC reserves the right to redeem points for discounts under this promotion. Only members who spend via card For products with a price from 1,000 baht or more, use 1,000 points or more  and a maximum of no more than a spending transaction to redeem a discount for purchasing that product/service. according to the specified conditions
4. In the case that spending amount per sales slip have Thai Satang, KTC reserves the right to round up an extra fraction to a Thai Baht for the calculation of KTC Points redemption for discount under this promotion.
5. KTC Points redemption for discount under this promotion is only for the payment of goods/services per 1 sales slip only and multiple sales slips cannot be combined for redemption. If there is any different amount occurring after discount deduction, the cardmembers must pay for the difference with the same card only.
6. The discount that the cardmembers receive under this promotion can be used as additional discount after all types of discounts offered by the participating stores.
7. KTC reserves the right to give a discount by redeeming KTC Points under this promotion for the cardmembers with accumulated KTC Points remaining in their credit card account which is enough in order to redeem for a discount in accordance with specified conditions only.
8. KTC Points redemption for discount under this promotion does not include the payment of goods/services in the category of gift voucher, gift card, alcoholic beverages and does not include any products sold in rental booths or shops.
9. KTC reserves the right to limit KTC Points redemption for discount under this promotion only up to 1 time per 1 sales slip

General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000