Promotion Home electronics at Key Local Merchant with KTC credit card

Terms and Conditions for Installment Payment with KTC 0%

1. This promotion (“Program”) is organized by Krungthai Card Public Company Limited or KTC to provide privileges to KTC cardmembers and/or KTC PROUD cash cardmembers (“Cardmembers”) who spend via their cards at participating merchants during 15 Jun 2025 – 31 Dec 2025 (“Program Period”) according to the specified conditions only.
2. The right is reserved to exclude KTC VISA CORPORATE credit cardmembers and KTC cards for government agencies from participating in this program.
3. The right is reserved only for installment payments for products/services participating in the program according to the specified conditions.
4. Products participating in the program 0% up to 10 months are limited to participating models as specified by the brand or merchant.

Conditions of the “Use KTC FOREVER Points to Get Discounts”

1. This promotion (“Program”) is organized by Krungthai Card Public Company Limited or KTC to provide discount privileges to KTC credit card members who have KTC FOREVER Points (“Points”) and spend via KTC credit cards during the promotion period from 15 Jun 2025 to 31 Dec 2025 according to the specified conditions only.
2. The right is reserved to exclude all types of KTC CASH BACK credit cards, KTC - National Blood Center, Thai Red Cross Society, KTC VISA CORPORATE, KTC cards for government agencies, and KTC PROUD cash cards from participating in this program.
3. The right to use points to redeem discounts under this program is reserved for members who spend via the card for products priced at 1,000 baht or more. Members can use 1,000 points or more, not exceeding the spending amount, to redeem discounts for the purchase of products/services in that program according to the specified conditions.
4. In the case that the spending amount per sales slip has fractional satang KTC reserves the right to round up to the nearest baht to be used as the spending amount to calculate the number of points to redeem the discount under this program (use this only in cases where spending amounts are used to calculate points).
5. Redemption of discounts under this program is only for payment of products/services per 1 sales slip. Sales slips cannot be separated. In the event that there is a difference in value after the discount, the member must pay the difference with the same card as the card used to redeem the discount.
6. The discount that the member receives from this program can be used as an additional discount on top of the price of products/services after deducting all types of discounts from participating stores.
7. The right to redeem discounts under this program is reserved for members who have enough points in their card account to redeem discounts according to the conditions specified in this program only.
8. Redemption of discounts under this program does not cover purchases of products/services such as gift vouchers, gift cards, alcoholic beverages, medicines, and products in rental areas or rental stores (except in cases where CAT. is excluded).
9. The right to redeem points for discounts under this program is reserved only 1 time per 1 sales slip.

Terms and Conditions of the “Get Cash Back (According to Tier)” Program when paying by installment with KTC

1. This promotion (“Program”) is organized by Krungthai Card Public Company Limited or KTC to provide privileges to KTC credit card members (“Members”) who pay by installment with the card at participating merchants during 15 Jun 2025 – 31 Dec 2025 (“Program Period”) according to the specified conditions only.
2. The right is reserved to exclude all types of KTC CASH BACK credit cards, KTC - National Blood Center, Thai Red Cross Society, KTC VISA CORPORATE, KTC cards for government agencies, and KTC PROUD cash cards from participating in this program.
3. Members must register by sending an SMS, typing CES followed by a space, followed by a 16-digit credit card number, to 0613845000 (SMS service fees depend on the network provider) or register via the website www.ktc.co.th/ within the day of spending via the card. Members must receive a confirmation message from KTC. To be eligible to join this program
4. In case members register to join the program more than once, KTC will consider only the successful registration on the first time.
5. Members will receive cash back credit to their card account. Calculated from spending via the card as follows:
• Get 250 baht cash back when the installment payment is 10,000 - 29,999 baht/sales slip
• Get 800 baht cash back when the installment payment is 30,000 - 49,999 baht/sales slip
• Get 1,500 baht cash back when the installment payment is 50,000 - 79,999 baht/sales slip
• Get 2,500 baht cash back when the installment payment is 80,000 - 119,999 baht/sales slip
• Get 4,000 baht cash back when the installment payment is 120,000 baht or more/sales slip
6. KTC will calculate the cash back amount from the full spending amount before dividing it into monthly installments of all sales slips under the same card number and will credit the cash back to the card account within 60 days after the end of the month in which the spending was made.
7. The right is reserved to exclude all types of points from being awarded. For the spending amount calculated to provide cash back under this program, members will automatically receive regular points from such spending amount into their card account and all points will be deducted from the member's card account on the day the member receives the cash back into the card account under this program. In the event that KTC cannot deduct all such points from the card account, KTC reserves the right not to credit cash back under this program to the member in full.
8. In the event that the member cancels the participating card for any reason, it is considered that the member has waived the right to participate in this program.
9. The benefits under this program cannot be used in conjunction with other sales promotions.
10. Cash back is up to 40,000 baht per card number per month.

General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000