Pay your insurance premium in full payment with Viriyah Insurance Public Company Limited and redeem KTC FOREVER points for a 13% cashback.

Terms and Conditions of the Special Offer: Every 1,000 KTC FOREVER points can be redeemed for a 13% cashback credit or 130 baht. ​

1. KTC VISA CORPORATE credit cards, KTC cards for government agencies, KTC-National Blood Center Thai Red Cross Society credit cards, KTC CASH BACK credit cards, all types of KTC – ROYAL ORCHID PLUS credit cards, all types of KTC SENIOR credit cards, and all types of KTC PROUD cash cards are excluded from this offer. ​
2. Members wishing to receive cashback under this offer must register to redeem points for cashback each time a purchase is made, and on the same day as the transaction. Registration can be done online through the specified channels or by sending an SMS message with the following format: VRY followed by a space, then your 16-digit credit card number*, followed by a # symbol and the number of points you wish to redeem for cashback, to 061 384 5000 (SMS charges depend on your service provider). 1. SMS/Policy/Sales Slip: Members must receive a confirmation message from KTC acknowledging their participation in this program. ​
3. If a member registers for the benefit more than once per policy, KTC will only calculate the cashback amount from the registration with the highest number of points redeemed. If a member cancels the participating card for any reason, KTC will consider the member to have forfeited their right to participate in this program. ​
4. KTC will credit the cashback to the member's card account within 60 days from the last day of the month in which the member makes the insurance premium payment via the card, according to the terms and conditions of this program. ​
5. Members can use KTC FOREVER points in the desired amount to redeem cashback, up to a maximum of the insurance premium payment amount/sales slip. *Note: Registration using a credit card number may change from 16 digits to 12 digits, and the SMS registration code may change. Updates will be announced to customers via the website and all promotional materials.

General terms and conditions

1.  The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
4. KTC reserves the right to exclude interest, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any products/services under this promotion. Should there be any inquiries or claims in respect of products/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000