Enjoy 0% 3 months installment with your KTC MASTERCARD credit card when paying for Krungthai-AXA Life’s renewal-year premium

1. This promotion campaign (“this promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to KTC credit cardmembers (a cardmember/cardmembers) who pay for their first year insurance premium with Krungthai-AXA Insurance Public Company Limited (“Krungthai-AXA”) with C crediKTt card (“a card/cards”) 3,000 Baht up/sales slip (“a card/cards”) during 1 January 2026 – 31 December 2026 (“promotion period”) according to specified conditions only.
2. KTC reserves the right to exclude KTC credit cardmembers: KTC CASH BACK all types, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, KTC SENIOR all types, KTC GOVERNMENT SERVICES and KTC PROUD cash card cannot joint this promotion.
3. KTC reserve the right to pay insurance premiums with KTC credit cards from 3,000 baht or more/sales slip. within the listing period By doing the transaction through the channel (Linked) that Krungthai-AXA Life Insurance Pcl.
4. In case that the cardmembers have already notified KTC on the installment payment, they cannot cancel it.
5. KTC reserve the right to exclude all types of points. For 0% life insurance premium installment payment for 3 months via installment payment service with KTC card according to this program.
6. KTC reserves the right to exclude life insurance products iWealthy, iInvest, iLink, MRTA/GLTSP, Life Super Save 14/5 and Life Super Save 14/5 Plus cannot joint this promotion.
7. KTC reserves the right to not give KTC Points and installment payment with KTC for the payment of all types of Unit linked insurance.
8. KTC reserves the right to exclude interest, credit line usage fee, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of privileges offering to cardmembers under this promotion.
9. The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
10. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
11. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
12. KTC reserves the right to amend, change, or cancel the terms and conditions, details, and/or privileges of this promotion (including changing to any other prizes with equivalent value) without prior notice. In the case of any dispute, KTC’s decision is deemed final.
13. KTC has no involvement regarding insurance products under this promotion. For more information, please call Krungthai-AXA at Tel. 1159
14. Other terms and conditions which are not specified herein shall be provided by Krungthai-AXA Insurance Public Company Limited. The cardmembers who buy the insurance with Krungthai-AXA Insurance Public Company Limited must study and understand details of the insurance coverage and its terms and conditions in the proposal prior to buying and once got the insurance policy, please restudy the terms and conditions again.
15. For more information, please call KTC PHONE 02 123 5000

Terms and Conditions for receive Starbucks e-Coupons with a total value of up to 1,000 baht

1. This promotion (“Program”) is organized by Krungthai Card Public Company Limited or KTC to provide privileges exclusively to applicants for new primary KTC credit cards (“Card”) via Krungthai-AXA Life Insurance (“KTAXA”) or other channels as specified during 1 April 2026 – 31 December 2026 (“Program Period”), with card approval by 15 January 2027 and spending as specified.
2. Conditions for receiving privileges under this program
   1)  Receive a Starbucks e-Coupon worth a total of 500 baht (5 pieces at 100 baht each) when spending via the card for 3 or more transactions within 30 days from the date of card approval or
   2)  Receive a Starbucks e-Coupon worth a total of 1,000 baht (10 pieces at 100 baht each) when spending via the card for 3 or more transactions within 30 days from the date of card approval With at least 1 Krungthai-AXA Life Insurance premium payment (MCC 6300) and a total accumulated amount of 50,000 baht or more (if a member has already received the benefits under this clause, they will no longer be entitled to the benefits under clause 3)  Members will receive an e-Coupon via the KTC Mobile app within 60 days from the last day of the month in which the specified conditions are met. The e-Coupon will be valid for 30 days from the date of receipt.
   4)  Limited to 1 privilege per member only throughout the program period.
3. The privileges under this program are only for new primary card applicants as follows:
   • Never been a primary card member of any type of KTC credit card
   • Previously a primary card member of a KTC credit card but cancelled the card more than 24 months ago
   • Currently a supplementary card member of a KTC credit card
   • A member of a KTC PROUD cash card and/or any type of KTC personal loan
4. Excluding the following credit card applications: Unable to receive the benefits under this program
   •  All types of KTC CASH BACK credit cards, KTC - National Blood Center, Thai Red Cross Society, KTC VISA CORPORATE, all types of KTC SENIOR, KTC for government agencies and KTC VISA
   •  For all types of KTC - AGODA MASTERCARD credit cards, all types of KTC - BANGKOK AIRWAYS MASTERCARD, all types of KTC JCB and all types of KTC - KRUNGTHAI credit cards, members will receive benefits according to the promotion of the card type they apply for. You can check the conditions at www.ktc.co.th/credit-card
5. The right is reserved not to include spending amounts in cash withdrawals, payment of all types of mutual fund units, payment of investment insurance premiums (Unit Linked) (MCC 6211), installment payment services with KTC cards via KTC PHONE/KTC Mobile/KTC Online, interest, fines and various fees, refunds resulting from cancellation of purchases/services or refunds of all types to calculate the benefits for members under this program.
6. Benefits under this program Cannot be used in conjunction with other promotions.

Terms and Conditions of Starbucks e-Coupon:

1. Can be used to purchase any type of product at all Starbucks stores in Thailand only.
2. Cannot be used to top up Starbucks cards and customers will not receive Starbucks® Rewards benefits / cannot be exchanged for cash / cannot be used if it is a copy.
3. Cannot use the rights from the copied image coupon in any case.
4. This e-Coupon must be used up at once. The remaining value in the e-Coupon cannot be stored for future use.
5. Customers can pay with a maximum of 15 e-Coupons per 1 receipt.
6. After confirming the use of the coupon, if it is not used according to the specified conditions, it will be considered a waiver of rights and the company reserves the right not to compensate in any case.
7. Other terms and conditions of use of e-Coupons will be as determined by Starbucks Coffee (Thailand) Co., Ltd.

“General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000