Installment payment for the first-year premium of Muang Thai Life Assurance (MTL) for up to 6 months with KTC credit card.

1. The company reserves the right to amend, cancel, or modify details or conditions of this promotion, with prior notice through the company’s communication channels.
2. This promotion (the “Program”) is organized by Krungthai Card Public Company Limited (“KTC”) to provide privileges for KTC Credit Cardmembers (“Cardmembers”) who pay insurance premiums of Muang Thai Life Assurance on eligible products that can be paid by credit card using KTC Credit Cards (“Cards”) during 1 October 2026 – 30 September 2027​ (the “Program Period”), subject to the specified conditions.
3. This promotion excludes KTC CASH BACK Credit Cards (all types), KTC–National Blood Center, Thai Red Cross Society Credit Card, KTC VISA CORPORATE Credit Card, KTC SENIOR Credit Card (all types), KTC Credit Cards for Government Agencies, and KTC PROUD Cash Card (all types).
4. Applicable only for new policies with annual premium payment by KTC Credit Card.
5. Eligible products are limited to ordinary life insurance plans that can be paid by credit card, as determined by Muang Thai Life Assurance PCL.
6. Unit-Linked insurance plans are excluded from this program.
7. Cardmembers participating in this program will continue to earn all types of reward points as usual.

Terms and Conditions for 0% Installment up to 6 Months

1. This offer applies to first-year premium payments for products specified by Muang Thai Life Assurance PCL, subject to the following conditions: ​
   - For the 0% installment plan for 3 months: A minimum total premium payment of 10,000 Baht or more per policy per sales slip is required. ​
   - For the 0% installment plan for 6 months: A minimum total premium payment of 30,000 Baht or more per policy per sales slip is required.​Applicable for insurance premium payments of THB 10,000 or more per sales slip/policy on eligible products as determined by Muang Thai Life Assurance PCL, made through specified channels within the program period.
2. Minimum premium requirements may be subject to change depending on each campaign or marketing activity as determined by Muang Thai Life Assurance PCL.
3. Transactions must be made through channels specified by Muang Thai Life Assurance PCL and KTC.
4. Once the installment transaction request is confirmed, it cannot be cancelled.

"General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000