Sustainable investment opportunities with KTAM Thai ESG funds using your KTC credit card.

Terms and Conditions for Using KTC Credit Cards to Pay for KTAM Thai ESG Funds

1. The credit card holder and the name on the unit holder account must be the same person.
2. For KTAM Thai ESG funds, if a customer holds units purchased via credit card and within 5 calendar years sells them back or transfers them to another asset management company, resulting in a balance less than the amount purchased via credit card, the customer agrees to pay a penalty* at a rate of 2% (excluding VAT), with a minimum of 200 baht, calculated only on the portion invested via credit card (*except in cases of disability or death).
3. Payment for unit purchases is subject to the available credit card limit. If the credit card limit is insufficient, this order will be automatically canceled. Therefore, before making any purchase, credit card holders should always check their remaining credit card limit. You can contact the phone number on the back of your credit card.
4. Cardholders/customers waive the right to claim damages from Krung Thai Asset Management or KTC that may arise from electronic system malfunctions of Krung Thai Asset Management or KTC, or problems with the credit card status that may prevent KTC from deducting money from the credit card account as ordered.
5. You will not receive points from purchasing funds (or possibly in other forms such as miles or cashback) from KTC, in order to comply with the regulations of the SEC/Association of Investment Management Companies.
6. Krung Thai Asset Management and KTC reserve the right to change these terms and conditions of service without prior notice. 7. Please study the details and additional terms and conditions. Inquire at KTAM Call Center, Tel. 02-686-6100, press 9.

Terms and Conditions for Redeeming KTC FOREVER Points to Pay for KTAM Thai ESG Funds

1. Payment for KTAM Thai ESG fund units using KTC FOREVER points is reserved exclusively for KTC credit cards with KTC FOREVER points. Excluding all types of KTC Cash Back credit cards, KTC National Blood Center Thai Red Cross Society credit cards, KTC VISA CORPORATE credit cards, KTC cards for government agencies, KTC VISA SME COMMERCIAL credit cards, and KTC PROUD cash cards.
2. Redeem KTC FOREVER points at a rate of 1,000 points equals 100 baht of investment.
3. The minimum amount for KTC FOREVER point redemption depends on the minimum fund purchase amount as specified in the prospectus.
4. Payment for fund units using points redemption is subject to the available credit card points. If your credit card account has insufficient points, the order will be automatically canceled. Therefore, cardholders/customers should check their remaining points balance before making a purchase.
5. Cardholders/customers... I waive the right to claim damages from Krung Thai Asset Management Co., Ltd. or KTC that may arise from electronic system malfunctions of Krung Thai Asset Management Co., Ltd. or KTC, or problems with the card status that may prevent KTC from deducting points from the credit card account as ordered.
6. Please study the details and additional terms and conditions. For inquiries, please contact KTAM Call Center at 0-2686-6100 ext. 9, Fax 0-2670-0430 or 0-2670-0428.

Terms and Conditions for Online Fund Transactions via Credit Card

1. Online fund purchases, sales, or switching may not be completed in the event of technical difficulties.
2. You can view the summary of important information that investors should know in the prospectus under the "Fund Information" section. For the full prospectus containing project information, investors can obtain it from Krung Thai Asset Management Co., Ltd., all Krung Thai Bank branches, or all authorized sales agents.
3. You can purchase, sell, or switch fund units 24 hours a day, seven days a week, subject to the following conditions:
   3.1. Online transactions will use the system time as shown.
   3.2. Transactions made outside of business hours on any business day, or on holidays, or temporary holidays for buying/selling/redeeming fund units (e.g., book closure days), will be held and processed on the next business day.
   3.3. If Krung Thai Asset Management Co., Ltd. is unable to deduct the purchase price from your specified deposit account or credit card, Krung Thai Asset Management Co., Ltd. reserves the right to cancel the transaction. And you agree to waive any claims for damages arising from the actions of Krung Thai Asset Management Co., Ltd.
   3.4. Once Krung Thai Asset Management Co., Ltd. receives payment for the subscription of any investment units, it cannot be changed or canceled.
   3.5. Changes to the terms and conditions or additional details of a redemption or fund switching transaction to take effect on the transaction date must be made before 3:30 PM (this depends on the closing time of the originating or receiving fund, whichever closes earlier).
4. Investing is not a deposit and carries investment risks. Investors may receive more or less than their initial investment, and may not receive redemption payments within the specified period or may not be able to redeem units as ordered.