Promotion at MSIG with KTC JCB credit card

1. Exclusive for JCB credit cards issued in Thailand .
2. Get 15% discount for Worldwide Travel insurance, Domestic Travel insurance, Overseas Student insurance, Motor insurance (Safeguard 2+,3+), Health Insurance (Cancer Fix and Seasonal Diseases insurance) and Home insurance (Condo Easy insurance) when making  payment on https://psmart.msig-thai.com/jcb/infopage and entering the promotion code “JCBMSIG15”. 
3. For the travel insurance plan (Travel Easy, and Overseas Student, Trip Easy Plus),  applicants are entitled to receive a Starbucks e-Coupon maximum to 1,200 Baht (value depends on premium paid) when the insurance premium purchase amount exceeds 600 Baht (after the discount is deducted).
         3.1) The first named insured will receive the Starbucks e-Coupon via SMS to their mobile number within 30 working days after purchasing the insurance. (Eligibility for the Starbucks e-Coupon is limited to applicants who complete the survey for service improvement of MSIG.)
   If you do not receive an SMS, please contact +66 (0)2 007 9005
         3.2) In the event that the policy is cancelled, and the insurance premium is returned to the insured, MSIG Insurance (Thailand) PCL reserves the right to recall the vouchers issued as specified in the promotion.
4. The discount period for a purchase is from 1 January 2025 to 31 December 2025. 
5. This promotion cannot be used with any other promotions / discounts related to MSIG Insurance products.
6. This benefit / discount cannot be exchanged for cash or credit.
7. This benefit will only be granted to  applicants  who fully comply with the Terms and Conditions contained herein.
8. To edit / change submitted information please contact MSIG Customer Service via Tel. 02-007-9009 (Monday – Friday 8:30 a.m. - 5:00 p.m.) at least 1 day in advanced.
9. The applicant is advised to study the details of coverage and the conditions before deciding to buy insurance. 
10. All terms and conditions are as specified by the insurance company. Insured by MSIG Insurance (Thailand) PCL

"General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000