Promotion for KTC VISA credit card at overseas merchants or online merchants registered overseas.

1. Cumulative spending will be calculated based on the Visa system on a monthly basis. Eligibility each month is subject to a first-come, first-served basis.
2. Cardholders must have qualifying spending made with a Visa Credit Card under the same card number as of the date of reward redemption.
3. Redemption is limited to two (2) rewards per cardholder per month. Each redemption must be based on spending made with different card numbers under the same cardholder's name.
4. Cardholders must redeem rewards exclusively through the website www.vthgservice.com.
5. Cumulative spending will be calculated for transactions made during the periods of 1–31 July 2026 and 1–31 August 2026.
6. Cardholders must redeem rewards exclusively through the website www.vthgservice.com.
7. Cardholders will receive a confirmation email together with a Unique Link for redeeming the Tops E-Voucher within three (3) days from the redemption date, subject to verification of eligibility in accordance with the promotion terms and conditions.

"General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000