Promotion for KTC UNIONPAY credit card and KTC PROUD UNIONPAY cash card at Pinduoduo Application

1. To enjoy the discount, cardholders must first register with UnionPay and make payment at participating merchants by using a registered UnionPay Card.
2. Limited to 1 redemption/card/day and up to 2 redemptions/card/month throughout the promotion period. The daily counting cycle runs from 23:01 hrs to 23:00 hrs the next day (Thailand time). Transactions made at or after 23:01 hrs (Thailand time) will be counted toward the next day’s redemption, on a first-come, first-served basis.
3. The discount is available on a first-come, first-served basis, with a total quota of 130,000 throughout the promotion period.
4. The amount displayed on the sales receipt or payment page may reflect the full price prior to discount. The actual amount paid after the discount will be reflected in the SMS notification and in the cardholder’s bank statement or mobile banking application.
5. This promotion cannot be used in conjunction with other promotions, discounts, or coupons.
6. When multiple UnionPay promotions are available, cardholders are entitled to only one promotion. The system will automatically apply the promotion offering the highest discount or benefit.
7. The discount cannot be exchanged for cash or transferred.
8. In case of any issues or if the card cannot be used, please contact the customer service of the card-issuing bank.
9. For any issues with the discount not being applied after use, please contact UnionPay customer service via Facebook Messenger at “UnionPay International – Thailand” for further assistance.
10. In the event of refunds, only the amount actually paid by the cardholder will be refunded, excluding the discount.
11. If case of refunds or cancellations for transactions that enjoy discounts, the user will be deemed to have forfeited the discount. The actual payment amount of the order shall be refunded to the user's original payment card. The quota is considered as used.
12. UnionPay International will not provide any compensation or issue a new discount if the user is unable to receive the discount due to technical issues, personal reasons, or any other reasons, such as a lost or expired card, insufficient balance, unsuccessful deduction, system malfunction, unsupported device, the application not being updated to the latest version, or the location function not being enabled. 
13. UnionPay International is neither vendors nor service providers, thus UnionPay International is not responsible for the products or services provided by the merchant. Any obligations and liabilities relating to such products or services and all auxiliary services shall be borne by the merchant.
14. The promotional materials are permitted solely for promoting UnionPay activities and must be removed after the promotion ends. UnionPay International is not responsible for any unauthorized use thereafter.
15. UnionPay International reserves the right to change, cancel, or amend the terms and conditions without prior notice. For more details, please visit the UnionPay website (https://www.unionpayintl.com/th) or Facebook page “UnionPay International – Thailand” (https://www.facebook.com/UnionPayThailand).

"General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000