Privilege 1

Installment payment with 0.69% special interest per month for up to 10 months.

• Installment payment for medical expenses at a preferential interest rate of 0.69% per month for up to 10 months, with the first 3 months interest-free, subject to the specified terms and conditions.


How to Convert the Spending Amount to Installment Payment:
Call KTC PHONE 02 123 5000 press 4 to convert the spending amount at public hospitals to installment payment.

Privilege 2

Redeem KTC FOREVER points for Donation

• KTC will donate 0.20% of installment amount to participating hospitals.
• The cardmembers can redeem every 1,000 KTC FOREVER points for 100 Baht donation to participating foundations/hospitals and KTC will top up another 100 Baht donation.



How to redeem KTC FOREVER points for Donation:
1. KTC Mobile Application
2. KTC PHONE 02 123 5000

Participating Public Hospitals

1. Siriraj Hospital
2. Ramathibodi Hospital
3. Kannaphisek Medical Center Faculty of Medicine Siriraj Hospital
4. Phramongkutklao Hospital
5. Dental hospital Faculty of Dentistry Mahidol University
6. Chulalongkorn Hospital, Thai Red Cross Society
7. Songkhla Nakarin Hospital
8. Chulabhorn Hospital
9. Phatthana Medical Center Clinic
10. Suan Benjakiti Chaloem Phrakiat Hospital 84th Anniversary
11. Sripat Center Faculty of Medicine Chiang Mai University
12.Thammasat University Hospital

Details and Conditions

Installment Payment with 0.69% interest rate per month for 10 months, free interest for the first 3 months terms and conditions

  1. KTC reserves the right to exclude following card to join this promotion: KTC VISA CORPORATE and KTC GOVERNMENT SERVICES card.
  2. The cardmembers who have spending amount with KTC credit card at the participating hospitals at 3,000 Baht up per sales slip can convert the spending amount to 10-month installment payment with 0.69% interest and credit line usage fee and receive cash back into their credit card account equal to the interest amount for the first 3 months by notifying KTC via KTC PHONE 02 123 5000 press 4 before each billing date of the cardmembers.
  3. KTC will credit a credit cash back of the first 3 months interest into the cardmembers’ credit card account within 60 days after the posting date.
  4. KTC reserves the right not to give all types of KTC points for the spending amount converted to installment in this promotion.


KTC FOREVER points for donation terms and conditions

  1. KTC reserves the right to exclude following card to join this promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE TITANIUM MASTERCARD, KTC – ROYAL ORCHID PLUS, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
  2. In the case the donation with KTC has proceeded, the cardmembers cannot cancel it.
  3. KTC will send name, surname, and address of the cardmembers who donate money to foundation so the foundation can issue and send the receipt for the purpose of tax deduction according to conditions specified by the foundation.
  4. KTC reserves the right to amend, change, or cancel the terms and conditions, details, and/or privileges of this promotion without prior notice.
  5. For more information, please call 02 123 5000


"General Terms and Conditions” Promotion

  1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
  2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
  3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
  4. KTC reserves the right to exclude interest, credit line usage fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
  5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
  6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
  7. For more information, please call KTC PHONE 02 123 5000