Privilege 1

Redeem points for 13% discount.

When spending with a KTC credit card per sales slip and using KTC FOREVER points equal to the spending amount.

And / Or Privilege 2

0% installment plan for up to 10 months.

* Terms and conditions are subject to the participating merchants.

Note: Net spending amount after deducting all types of discounts from the store and KTC credit card.
0% interest rate when the full payment is made by the du