Promotion Redeem points for discount and cashback with KTC - KRUNGTHAI credit cards*

Promotion Period 1 Nov 25 - 31 Jan 26

Privilege 1 : Redeem points for additional discount up to 20%
at Central Department Store / Robinson Department Store and The Mall Group Department Store (The Mall Lifestore & The Mall, Emporium, Emquartier, Emsphere, Paragon, Skyport Donmuang and Blu'Port (Only Department Store and Power Mall)

When spending with a KTC credit card per sales slip and using KTC FOREVER points equal to the spending amount		Redeem for additional discount
Friday Saturday Sunday	No minimum spending	20%
Monday - Thursday	No minimum spending	13%

Redeem points for cash back up to 20%
(Register with staff at the Customer service counter, 1st floor, Central Chidlom Department Store)

When spending with a KTC credit card per sales slip and using KTC FOREVER points equal to the spending amount		Redeem for cashback
Friday Saturday Sunday	No minimum spending	20%
Monday - Thursday	No minimum spending	13%

Remark: Members must bring sales slips from spending with KTC credit cards according to the conditions with participating Luxury brand stores within the Luxe Galerie zone to show to the staff at the Customer service counter, 1st floor, Central Chidlom Department Store, In order to use points Redeem for cash back credit according to program conditions within the same day of the spending amount only

* KTC - KRUNGTHAI credit cards include:
• KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE credit card
• KTC - KRUNGTHAI PRECIOUS+ / KTC - KTB PRECIOUS PLUS VISA SIGNATURE credit card
• KTC - KRUNGTHAI ICONIC credit card / KTC - KTB PRECIOUS VISA SIGNATURE credit card

Privilege 2 : Redeem additional cash back of up to 7% (primary cards only)
(Limited to 1 right per person per month)

Point Redemption Date	Krungthai Wealth Customer Status	Special Additional Cashback	Maximum Cashback per Person per Month (Baht)
Monday - Sunday When spending via the card (no minimum spending amount	Private Banking	7%	875
Precious+	4%	353
Iconic	2%	133

Period : 1 Nov 68 - 31 Jan 69

Details and Conditions

These privileges are exclusively reserved for Krungthai Private Banking / Krungthai Precious+ / Krungthai Iconic customers who maintain assets as specified by Krungthai Bank Public Company Limited (the “Bank”). These privileges cannot be transferred or assigned to others.
For Shopping Privileges, the customers who spend using KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE / KTC - KRUNGTHAI PRECIOUS+ / KTC - KTB PRECIOUS PLUS VISA SIGNATURE / KTC - KRUNGTHAI ICONIC / KTC - KTB PRECIOUS VISA SIGNATURE credit cards (primary card only) (the “Card”) at Central Department Store (all branches) / Robinson Department Store (all branches) / The Mall Group department stores (The Mall Lifestore and The Mall (all branches), Emporium, EmQuartier, Emsphere, Paragon, Skyport Don Mueang, and Bluport only in Department Store and Power Mall zones), and participating luxury brand shops in the Luxe Galerie zone at Central Chidlom Department Store, can redeem KTC FOREVER points (the “Points”) equivalent to the spending amount per sales slip for discounts and/or cashback according to KTC's specified terms and conditions, and receive special additional cashback up to 7%, from November 1, 2025 to January 31, 2026 (the “Promotional Period”) according to the following rates and conditions:
Rates and Conditions for Special Additional Cashback Up to 7% (Limited to 1 privilege per person per month)

Point Redemption Date	Krungthai Wealth Customer Status	Special Additional Cashback	Maximum Cashback per Person per Month (Baht)
Monday - Sunday When spending via the card (no minimum spending amount	Private Banking	7%	875
	Precious+	4%	353
	Iconic	2%	133

If the customers make points redemption transactions with more than 1 Krungthai Wealth credit card, the Bank will credit cashback to the customers based solely on the point redemption transaction made through the credit card that matches to the customer's current Krungthai Wealth status with the Bank, according to the current asset maintenance criteria.
Example: A customer makes point redemption transactions through both KTC - KRUNGTHAI ICONIC credit card and KTC - KRUNGTHAI PRECIOUS+ credit card, but currently holds KRUNGTHAI PRECIOUS+ status as a Krungthai Wealth customer. In this case, the Bank will credit cashback based only on the point redemption transaction made through the KTC - KRUNGTHAI PRECIOUS+ credit card.
If a customer redeems points for more than one transaction on the same day, the cashback credit will be calculated based on the spending transaction that occurred first.
KTC will credit cashback to the customer’s credit card account within 60 days after the last day of the transaction month.
These privileges cannot be exchanged, transferred, converted to cash, or used in conjunction with other promotional offers.
The Bank reserves the right to modify, change, or add conditions and/or cancel these privileges, either in whole or in part, including replacing it with benefits of similar or equivalent value. The Bank will announce or notify customers 15 days in advance before implementation through the Bank's website or other channels as specified by the Bank. However, in cases where customers do not lose any benefits, the Bank may not be required to announce or notify customers in advance. In case of any disputes or controversies related to these privileges, the Bank's decision shall be final.
Other criteria and conditions for granting privileges under this promotion are as specified by the Bank and KTC.
Customers can find more information about these privileges at Krungthai Contact Center Tel. 02 111 1111 or the Bank's website https://wealth.krungthai.com or KTC WORLD Travel Service Tel. 02 123 5050.
The Bank places great importance on handling personal data under the relevant laws. Customers can review study the Bank's privacy policy at https://krungthai.com/th/content/privacy-policy or through other channels as specified by the Bank.

This promotional campaign (“Promotion”) is organized by Krungthai Card Public Company Limited or KTC to provide discounts to members of KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE / KTC - KRUNGTHAI PRECIOUS+ / KTC - KTB PRECIOUS PLUS VISA SIGNATURE / KTC - KRUNGTHAI ICONIC / KTC - KTB PRECIOUS VISA SIGNATURE credit cards (“Members”) who have KTC FOREVER points ("Points") and spend using their card at Central Department Store (all branches) / Robinson Department Store (all branches) / The Mall Group department stores (The Mall Lifestore and The Mall (all branches), Emporium, EmQuartier, Emsphere, Paragon, Skyport Don Mueang, and Bluport only in Department Store and Power Mall zones), and participating luxury brand shops in the Luxe Galerie zone at Central Chidlom Department Store (“Participating Stores”) from November 1, 2025 to January 31, 2026 (“Promotional Period”) according to the specified conditions.
Members can use Points equivalent to the spending amount per sales slip to redeem discounts for purchasing goods/services at Participating Stores throughout the Promotional Period, in accordance with the following rates and conditions:

Point Redemption Date	Discount Rate Received
Friday Saturday Sunday	20%
Monday - Thursday	13%

When calculating the number of Points for redemption under this Promotion, if the transaction amount per sales slip has satang (cents), KTC will round up to the nearest baht.
The discount received from this Promotion can be used as an additional discount from the price of goods/services after deducting all types of discounts from Participating Stores.
The Points redemption under this Promotion only applies to payment for goods/services per 1 sales slip, and the transaction cannot be split into multiple slips. In case there is a remaining balance after the discount is applied, Members must pay the difference using the same card used for Points redemption.
The following goods/services payments are excludedfrom this Promotion:
- Goods/services at Tops Super/ Tops Market/ Power Buy/ B2S/ B&B Home/ Super Sports/ Gourmet Eats/ Food Hall/ Take Home
- Gift vouchers/ gift cards/ prepaid cards of all types/ alcoholic beverages/ cigarettes/ pharmaceuticals/ goods/ services that violate legal prohibitions or requirements, such as infant food or nutritional supplements for babies and young children, whether currently in effect or that may be implemented in the future
- Partial deposits on goods/services
- Goods/services from leased spaces or tenant stores within department stores and shopping malls
This privilege is reserved only for Members who have sufficient Points in their card accounts to redeem for discounts according to the conditions specified in this Promotion.

This promotional program (“Promotion”) is organized by Krungthai Card Public Company Limited or KTC to provide cashback to members of KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE / KTC - KRUNGTHAI PRECIOUS+ / KTC - KTB PRECIOUS PLUS VISA SIGNATURE / KTC - KRUNGTHAI ICONIC / KTC - KTB PRECIOUS VISA SIGNATURE credit cards (“Members”) who have KTC FOREVER points (“Points”) and spend using their card at participating luxury brand shops in the Luxe Galerie zone at Central Chidlom Department Store (“Participating Stores”) from November 1, 2025 to January 31, 2026 (“Promotion Period”) according to the specified conditions.
Members who have spending through their card at Participating Stores can request to use Points equivalent to their spending amount per sales slip to redeem cashback at the Customer Service counter on the 1st floor of Central Chidlom Department Store on the same day of their card spending. Members will receive cashback according to the following rates and conditions:

Point Redemption Date	Cashback Rate Received
Friday Saturday Sunday	20%
Monday - Thursday	13%

If Members cancel the card participating in the Promotion for any reason, KTC will consider that the Members have forfeited the right to participate in this Promotion.
When calculating the number of Points for redemption under this Promotion, if the transaction amount per sales slip has satang (cents), KTC will round up to the nearest baht.
This privilege is reserved for payment of goods/services per 1 sales slip only, and the transaction amount cannot be split into multiple sales slips to receive benefits under this Promotion.
KTC will credit cashback to the Member’s card account within 60 days from the last day of the transaction month.

Privileges under this Promotion cannot be exchanged, converted to cash, or transferred to others.
Privileges under this Promotion are exclusively for Members with normal account status and no history of payment default throughout the Promotional Period until the date KTC grants the privileges to Members, based on KTC's records.
KTC reserves the right to grant, cancel, revoke, or reclaim privileges under this Promotion, whether in whole or in part, including demanding compensation for damages (if any) in cases of dishonest, fraudulent, or deceptive participation to obtain privileges, commercial business use of the card, use of the card contrary to specified conditions or consumption purposes, or member cancellation of transactions after KTC has already granted privileges.
Interest, penalties, various fees, and cancelled purchases/services or refunds of all types are excluded from privileges calculations under this Promotion.
Other conditions not specified in this Promotion shall follow those determined by the merchant/seller/service provider. Please verify conditions before purchasing goods/services.
KTC is not the manufacturer, distributor, or service provider and has no involvement with goods/services under this Promotion. For inquiries or complaints about goods/services, or requests for receipts or tax invoices, please contact the manufacturer, distributor, and/or owner of the respective goods or services directly.
For more details, please contact KTC PHONE 02 123 5000.

รับสิทธิ์ได้ไม่ต้องลงทะเบียน

When spending with a KTC credit card per sales slip and using KTC FOREVER points equal to the spending amount		Redeem for additional discount
Friday Saturday Sunday	No minimum spending	20%
Monday - Thursday	No minimum spending	13%

Redeem points for cash back up to 20%
(Register with staff at the Customer service counter, 1st floor, Central Chidlom Department Store)

When spending with a KTC credit card per sales slip and using KTC FOREVER points equal to the spending amount		Redeem for cashback
Friday Saturday Sunday	No minimum spending	20%
Monday - Thursday	No minimum spending	13%

Privilege 2 : Redeem additional cash back of up to 7% (primary cards only)
(Limited to 1 right per person per month)

Point Redemption Date	Krungthai Wealth Customer Status	Special Additional Cashback	Maximum Cashback per Person per Month (Baht)
Monday - Sunday When spending via the card (no minimum spending amount	Private Banking	7%	875
Precious+	4%	353
Iconic	2%	133

Period : 1 Nov 68 - 31 Jan 69

Details and Conditions

These privileges are exclusively reserved for Krungthai Private Banking / Krungthai Precious+ / Krungthai Iconic customers who maintain assets as specified by Krungthai Bank Public Company Limited (the “Bank”). These privileges cannot be transferred or assigned to others.
For Shopping Privileges, the customers who spend using KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE / KTC - KRUNGTHAI PRECIOUS+ / KTC - KTB PRECIOUS PLUS VISA SIGNATURE / KTC - KRUNGTHAI ICONIC / KTC - KTB PRECIOUS VISA SIGNATURE credit cards (primary card only) (the “Card”) at Central Department Store (all branches) / Robinson Department Store (all branches) / The Mall Group department stores (The Mall Lifestore and The Mall (all branches), Emporium, EmQuartier, Emsphere, Paragon, Skyport Don Mueang, and Bluport only in Department Store and Power Mall zones), and participating luxury brand shops in the Luxe Galerie zone at Central Chidlom Department Store, can redeem KTC FOREVER points (the “Points”) equivalent to the spending amount per sales slip for discounts and/or cashback according to KTC's specified terms and conditions, and receive special additional cashback up to 7%, from November 1, 2025 to January 31, 2026 (the “Promotional Period”) according to the following rates and conditions:
Rates and Conditions for Special Additional Cashback Up to 7% (Limited to 1 privilege per person per month)

Point Redemption Date	Krungthai Wealth Customer Status	Special Additional Cashback	Maximum Cashback per Person per Month (Baht)
Monday - Sunday When spending via the card (no minimum spending amount	Private Banking	7%	875
	Precious+	4%	353
	Iconic	2%	133

If the customers make points redemption transactions with more than 1 Krungthai Wealth credit card, the Bank will credit cashback to the customers based solely on the point redemption transaction made through the credit card that matches to the customer's current Krungthai Wealth status with the Bank, according to the current asset maintenance criteria.
Example: A customer makes point redemption transactions through both KTC - KRUNGTHAI ICONIC credit card and KTC - KRUNGTHAI PRECIOUS+ credit card, but currently holds KRUNGTHAI PRECIOUS+ status as a Krungthai Wealth customer. In this case, the Bank will credit cashback based only on the point redemption transaction made through the KTC - KRUNGTHAI PRECIOUS+ credit card.
If a customer redeems points for more than one transaction on the same day, the cashback credit will be calculated based on the spending transaction that occurred first.
KTC will credit cashback to the customer’s credit card account within 60 days after the last day of the transaction month.
These privileges cannot be exchanged, transferred, converted to cash, or used in conjunction with other promotional offers.
The Bank reserves the right to modify, change, or add conditions and/or cancel these privileges, either in whole or in part, including replacing it with benefits of similar or equivalent value. The Bank will announce or notify customers 15 days in advance before implementation through the Bank's website or other channels as specified by the Bank. However, in cases where customers do not lose any benefits, the Bank may not be required to announce or notify customers in advance. In case of any disputes or controversies related to these privileges, the Bank's decision shall be final.
Other criteria and conditions for granting privileges under this promotion are as specified by the Bank and KTC.
Customers can find more information about these privileges at Krungthai Contact Center Tel. 02 111 1111 or the Bank's website https://wealth.krungthai.com or KTC WORLD Travel Service Tel. 02 123 5050.
The Bank places great importance on handling personal data under the relevant laws. Customers can review study the Bank's privacy policy at https://krungthai.com/th/content/privacy-policy or through other channels as specified by the Bank.

This promotional campaign (“Promotion”) is organized by Krungthai Card Public Company Limited or KTC to provide discounts to members of KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE / KTC - KRUNGTHAI PRECIOUS+ / KTC - KTB PRECIOUS PLUS VISA SIGNATURE / KTC - KRUNGTHAI ICONIC / KTC - KTB PRECIOUS VISA SIGNATURE credit cards (“Members”) who have KTC FOREVER points ("Points") and spend using their card at Central Department Store (all branches) / Robinson Department Store (all branches) / The Mall Group department stores (The Mall Lifestore and The Mall (all branches), Emporium, EmQuartier, Emsphere, Paragon, Skyport Don Mueang, and Bluport only in Department Store and Power Mall zones), and participating luxury brand shops in the Luxe Galerie zone at Central Chidlom Department Store (“Participating Stores”) from November 1, 2025 to January 31, 2026 (“Promotional Period”) according to the specified conditions.
Members can use Points equivalent to the spending amount per sales slip to redeem discounts for purchasing goods/services at Participating Stores throughout the Promotional Period, in accordance with the following rates and conditions:

Point Redemption Date	Discount Rate Received
Friday Saturday Sunday	20%
Monday - Thursday	13%

When calculating the number of Points for redemption under this Promotion, if the transaction amount per sales slip has satang (cents), KTC will round up to the nearest baht.
The discount received from this Promotion can be used as an additional discount from the price of goods/services after deducting all types of discounts from Participating Stores.
The Points redemption under this Promotion only applies to payment for goods/services per 1 sales slip, and the transaction cannot be split into multiple slips. In case there is a remaining balance after the discount is applied, Members must pay the difference using the same card used for Points redemption.
The following goods/services payments are excludedfrom this Promotion:
- Goods/services at Tops Super/ Tops Market/ Power Buy/ B2S/ B&B Home/ Super Sports/ Gourmet Eats/ Food Hall/ Take Home
- Gift vouchers/ gift cards/ prepaid cards of all types/ alcoholic beverages/ cigarettes/ pharmaceuticals/ goods/ services that violate legal prohibitions or requirements, such as infant food or nutritional supplements for babies and young children, whether currently in effect or that may be implemented in the future
- Partial deposits on goods/services
- Goods/services from leased spaces or tenant stores within department stores and shopping malls
This privilege is reserved only for Members who have sufficient Points in their card accounts to redeem for discounts according to the conditions specified in this Promotion.

This promotional program (“Promotion”) is organized by Krungthai Card Public Company Limited or KTC to provide cashback to members of KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE / KTC - KRUNGTHAI PRECIOUS+ / KTC - KTB PRECIOUS PLUS VISA SIGNATURE / KTC - KRUNGTHAI ICONIC / KTC - KTB PRECIOUS VISA SIGNATURE credit cards (“Members”) who have KTC FOREVER points (“Points”) and spend using their card at participating luxury brand shops in the Luxe Galerie zone at Central Chidlom Department Store (“Participating Stores”) from November 1, 2025 to January 31, 2026 (“Promotion Period”) according to the specified conditions.
Members who have spending through their card at Participating Stores can request to use Points equivalent to their spending amount per sales slip to redeem cashback at the Customer Service counter on the 1st floor of Central Chidlom Department Store on the same day of their card spending. Members will receive cashback according to the following rates and conditions:

Point Redemption Date	Cashback Rate Received
Friday Saturday Sunday	20%
Monday - Thursday	13%

If Members cancel the card participating in the Promotion for any reason, KTC will consider that the Members have forfeited the right to participate in this Promotion.
When calculating the number of Points for redemption under this Promotion, if the transaction amount per sales slip has satang (cents), KTC will round up to the nearest baht.
This privilege is reserved for payment of goods/services per 1 sales slip only, and the transaction amount cannot be split into multiple sales slips to receive benefits under this Promotion.
KTC will credit cashback to the Member’s card account within 60 days from the last day of the transaction month.

Privileges under this Promotion cannot be exchanged, converted to cash, or transferred to others.
Privileges under this Promotion are exclusively for Members with normal account status and no history of payment default throughout the Promotional Period until the date KTC grants the privileges to Members, based on KTC's records.
KTC reserves the right to grant, cancel, revoke, or reclaim privileges under this Promotion, whether in whole or in part, including demanding compensation for damages (if any) in cases of dishonest, fraudulent, or deceptive participation to obtain privileges, commercial business use of the card, use of the card contrary to specified conditions or consumption purposes, or member cancellation of transactions after KTC has already granted privileges.
Interest, penalties, various fees, and cancelled purchases/services or refunds of all types are excluded from privileges calculations under this Promotion.
Other conditions not specified in this Promotion shall follow those determined by the merchant/seller/service provider. Please verify conditions before purchasing goods/services.
KTC is not the manufacturer, distributor, or service provider and has no involvement with goods/services under this Promotion. For inquiries or complaints about goods/services, or requests for receipts or tax invoices, please contact the manufacturer, distributor, and/or owner of the respective goods or services directly.
For more details, please contact KTC PHONE 02 123 5000.

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