Shop Smart, Pay Easy! Promotion at participating shopping complexes with KTC credit cards

Terms and Conditions for KTC FOREVER Points Redemption for Installment Payment

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmembers”) who have KTC FOREVER points (“KTC Points”) and make payment of specific goods/services at rental stores within Siam Paragon, ICONSIAM, Central Embassy, Central all branch, One Bangkok , Gaysorn Village (Gaysorn Centre, Gaysorn Tower, Gaysorn Amarin), Siam Center, Siam Discovery, Siam Premium Outlets, The Em District (Emporium, Emquartier, Emsphere) , Luxe Galerie – 1Fl (Central Chidlom), TERMINAL 21, Fashionisland, The Promenade during 1 Jan 26 - 31 Dec 26 (“Promotion Period”) according to the specified terms and conditions only.
2. The following cards are not eligible for this Promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. Cardmembers can redeem the specific amount of KTC Points to be eligible to make installment payment for goods/service wtih the minimum of 5,000 Baht per sales slip with 0% interest according to the conditions set out below;
   • Redeem KTC Points at 20% of the price of goods/services for 3 months 0% Installment Payment.
   • Redeem KTC Points at 40% of the price of goods/services for 6 months 0% Installment Payment.
   • Redeem KTC Points at 50% of the price of goods/services for 10 months 0% Installment Payment.
4. KTC will not return any KTC points which have been redeemed hereunder if Cardmembers have paid for the outstanding installment amount before due date.

“General Terms and Conditions” Promotion

1. The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
4. KTC reserves the right to exclude interest, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any products/services under this promotion. Should there be any inquiries or claims in respect of products/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000