KTC

Enjoy life to the fullest
with KTC credit card

Make every joyful moment even more rewarding.

Benefits

Elevate your financial journey with our credit cards and unlock a world of exclusive benefits tailored to enhance your lifestyle
Points that never expireEnjoy the freedom to save, redeem, and indulge in flexible redemption options with KTC points.
No expiration date
Redeem a variety of privileges
Easy InstallmentEnjoy 0% installment plans with KTC credit card at over 10,000 stores for convenient payments.
Interest-free payments
Up to 10 months installments.
Cash WithdrawalAccess cash whenever you need it with our Cash Withdrawal feature.
Convenient access to cash through KTC Mobile app
Or get cash immediately at 24-hour ATMs.

Application details

Qualifications
  • Age : 20 – 80 years
  • Minimum total income : 15,000 Baht/month
  • Employed in the current job for at least 4 months
Documents

Identification documents

  • Copy of National ID card


Proof of income

  • Proof of income (at least one of the following) : Salary certificate, or latest salary slip (original), or withholding tax certificate (Form Bis. 50)
  • Copy of bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

New Credit Card Customers​

Total income start at 15,000 THB
(Foreigners minimum monthly income of 50,000 THB)
Current Credit Card Customers​

Apply via KTC Mobile app.
No Documents Required.

Apply easily on your phone
DownloadKTC Mobile

Frequently Asked Questions

For your convenience, customers who are interested may apply for a KTC credit card via the following channels:
1. Website https://www.ktc.co.th/
- Enter the KTC website
- Select "Credit Card"
- Select your preferred credit card type
- Review special privileges and conditions
- Fill in all information in the credit card application form and select "Submit"

2. KTC TOUCH service centers
For more information on application requirements and service fees, please visit KTC's website. Select "More details" on the credit card you are interested in, review credit card details, and applicant eligibility requirements at https://www.ktc.co.th/en/credit-card

Credit card : Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.

KTC Credit Cards - Apply online, quick & easy | KTC