BAANKRONGNAM Promotion with KTC credit cards

Terms and Conditions of the “Get Cash Back (According to Tier)” Program when paying by installment with KTC

1. This promotion (“Program”) is organized by Krungthai Card Public Company Limited or KTC to provide privileges to KTC credit card members (“Members”) who pay by installment with the card at participating merchants during 1 March 2026 – 30 June 2026 (“Program Period”) according to the specified conditions only.
2. The right is reserved to exclude all types of KTC CASH BACK credit cards, KTC - National Blood Center, Thai Red Cross Society, KTC VISA CORPORATE, KTC cards for government agencies, and KTC PROUD cash cards from participating in this program.
3. Members must register by sending an SMS, typing EHS followed by a space, followed by a 16-digit credit card number and spending amount , send it to to 0613845000 (SMS service fees depend on the network provider) or register via the website www.ktc.co.th/ within the day of spending via the card. Members must receive a confirmation message from KTC. To be eligible to join this program
4. In case members register to join the program more than once, KTC will consider only the successful registration on the first time.
5. Members will receive cash back credit to their card account. Calculated from spending via the card as follows:
6. • Get 180 baht cash back when the installment payment is 10,000 - 29,999 baht/sales slip
   • Get 800 baht cash back when the installment payment is 30,000 baht or more/sales slip
6. KTC will calculate the cash back amount from the full spending amount before dividing it into monthly installments of all sales slips under the same card number and will credit the cash back to the card account within 60 days after the end of the month in which the spending was made.
7. The right is reserved to exclude all types of points from being awarded. For the spending amount calculated to provide cash back under this program, members will automatically receive regular points from such spending amount into their card account and all points will be deducted from the member's card account on the day the member receives the cash back into the card account under this program. In the event that KTC cannot deduct all such points from the card account, KTC reserves the right not to credit cash back under this program to the member in full.
8. In the event that the member cancels the participating card for any reason, it is considered that the member has waived the right to participate in this program.
9. The benefits under this program cannot be used in conjunction with other sales promotions.
10. Cash back is up to 8,000 baht per card member throughout the month. Under the EHS campaign.

Terms and Conditions of the “Use KTC FOREVER Points to Redeem for Cash Back”

1. This promotion (“Program”) is organized by Krungthai Card Public Company Limited or KTC to provide privileges to KTC credit card members who have KTC FOREVER Points (“Points”) and spend via the card at participating electrical appliance stores  during 1 March 2026 – 30 June 2025 according to the specified conditions only.
2. The right is reserved to exclude members of all types of KTC – ROYAL ORCHID PLUS credit cards, all types of KTC CASH BACK, KTC - National Blood Center, Thai Red Cross Society, KTC VISA CORPORATE, KTC cards for government agencies, and KTC PROUD cash cards from participating in this program.
3. Members must register By sending an SMS, type EHP followed by a space, 16-digit credit card number and the amount of points you want to redeem, and send it to 0613845000 (SMS service fee depends on the network provider) or register via the website www.ktc.co.th/ within the day of spending via the card. However, members must receive a confirmation message from KTC in order to be eligible to participate in this program.
4. In the case that members register for the program more than once, KTC will combine all successful registrations only.
5. In the case that members register for the program with more than 1 card, KTC will consider the spending amount separately for each card to calculate the cash back into the card account (depending on the mechanics of each promotion).
6. If members cancel the participating cards for any reason, KTC will consider that members have waived their rights to participate in this program.
7. Members who spend 1,000 baht or more per sales slip via the card can use 1,000 points or more to redeem cash back according to the specified conditions.
8. Calculating the number of points to redeem the rights under this program, if the spending amount per sales slip has a fraction of a cent KTC will round up to the nearest baht (use this only in cases where spending is used to calculate points)
9. The right is reserved for payment of goods/services per 1 sales slip only and spending cannot be separated into multiple sales slips to receive the rights under this program.
10. KTC will deduct points and credit cash back to the member's card account within 60 days from the last day of each month according to the calendar cycle.

General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000