Terms and Conditions for 0% Installment Payment with KTC Card
• This promotional offer (“Offer”) is offered by Krungthai Card Public Company Limited (KTC) to provide benefits to KTC cardholders and/or KTC PROUD cash cardholders (“Members”) who spend using their cards at participating merchants between April 7, 2026 - May 31, 2026 (“Offer Period”) subject to the specified terms and conditions only.
• KTC VISA CORPORATE credit cardholders and KTC cards for government agencies are excluded from this offer.
• This offer is only valid for installment payments on participating goods/services subject to the specified terms and conditions.
• 0% installment payments for up to 10 months are available for selected models only, as specified by the brand.
Terms and Conditions for the “Receive Free” Offer
• This promotional offer (“Offer”) is offered by Krungthai Card Public Company Limited (KTC) to provide benefits to KTC credit cardholders (“Members”) who spend using their cards at participating merchants. During the period between April 7, 2026 - May 31, 2026 (“Promotion period as per the store’s activity schedule”) subject to the specified terms and conditions only.
• Members can participate in the Shopee e-coupon program by purchasing participating products in installments as specified by the brand, using the installment code specified by the Sony brand at participating stores.
• The right to receive a complimentary gift under this program is reserved for 1 gift per sales slip.
• Members can receive the Shopee e-coupon via the KTC Mobile app within 60 days from the end of the month in which the spending occurred.
Terms and Conditions for Cash Back (By Tier) for 0% Installment Payment
- This promotional campaign ("Promotion") is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (Cardmembers") who make 0% interest card installment payment ("0% Installment Payment") at participating stores during 1 Jan 26 - 31 May 26 ("Promotion Period") according to the specified terms and conditions only
- The following cards are not eligible for this Promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card and KTC PROUD
- To be eligible to participate in this Promotion, Cardmembers must register successfully on the day of Card transaction has been made by sending a SMS, text CES, <space> followed by 16-digit credit card number to 0613845000 (SMS fee as specified by network service provider)or by registering at www.ktc.co.th, before or within the day that card transaction has been made, and receive the confirmation message from KTC. (Depending on mechanic of the promotion)
- If the registration has been made more than 1 time, only the first successful registration will be considered by KTC.
- Cardmembers will get cash back credited to their card account in accordance with the following card spending tiers:
- Receive a 250 THB cashback credit for installment payments of 10,000 - 29,999 THB per sales slip.
- Receive an 800 THB cashback credit for installment payments of 30,000 - 49,999 THB per sales slip.
- Receive a 1,500 THB cashback credit for installment payments of 50,000 - 79,999 THB per sales slip.
- Receive a 2,500 THB cashback credit for installment payments of 80,000 - 119,999 THB per sales slip.
- Receive a 4,000 THB cashback credit for installment payments of 120,000 THB or more per sales slip.
5.1 KTC will calculate cash back value based on total purchase amount of every sales slip before divided into monthly installments under same card number, and will credit cash back to card account within 60 days after the end of month that card transaction has been made.
5.2 If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
5.3 The following expenditures will be excluded from this Promotion: cash advance, purchase of all types of funds, payment of Unit Linked insurance premium, installment payment with KTC cards by KTC PHONE/KTC Mobile/KTC Online, interest, fine and any other fees and charges, and any cancellation of goods/services purchased or any other type of refund.
5.4 Cardmembers will not receive any KTC points from card spending under this Promotion. In the case where any KTC points credited to Cardmembers' card account, Cardmembers cannot use such KTC points. In this regard, those KTC points will be deducted from Cardmembers' card account on the day Cardmembers receive cash back credit. If KTC is unable to deduct the said KTC points from Cardmembers' card account, KTC reserves the right to not credit all eligible cash back to such Cardmembers.
5.5 Privileges under this Promotion cannot be used in conjunction with any other promotional campaign.
5.6 Earn up to 40,000 THB in cashback credits per month across all participating CES stores.
"General Terms and Conditions” Promotion
- Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
- Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
- KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
- KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
- Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
- KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
- For more information, please call KTC PHONE 02 123 5000