Happy Healthy Life with KTC credit card 

Terms and Conditions for Cash Back (By Tier) for 0% Installment Payment with KTC Card

1. This promotional campaign ("Promotion") is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (Cardmembers") who make 0% interest card installment payment ("0% Installment Payment") at participating stores during 1 January 2025 - 30 June 2025("Promotion Period") according to the specified terms and conditions only.
2. The following cards are not eligible for this Promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. To be eligible to participate in this Promotion, Cardmembers must register successfully on the day of Card transaction has been made by sending a SMS, text HOS, <space> followed by 16-digit credit card number to 0613845000 (SMS fee as specified by network service provider)or by registering at www.ktc.co.th/promotion/hospital , before or within the day that card transaction has been made, and receive the confirmation message from KTC.
4. If the registration has been made more than 1 time, only the first successful registration will be considered by KTC.
5. Cardmembers will get cash back credited to their card account in accordance with the following card spending tiers:
   

   Installment / sales slip	Get cash back
   15,000 – 34,999 Baht	250 Baht
   35,000 – 49,999 Baht	650 Baht
   50,000 – 79,999 Baht	950 Baht
   80,000 - 149,999 Baht	1,600 Baht
   150,000 Baht or more	3,500 Baht

6. KTC will calculate cash back value based on total purchase amount of every sales slip before divided into monthly installments under same card number, and will credit cash back to card account within 60 days after the end of month that card transaction has been made.
7. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
8. The following expenditures will be excluded from this Promotion: cash advance, purchase of all types of funds, payment of Unit Linked insurance premium, installment payment with KTC cards by KTC PHONE/KTC Mobile/KTC Online, interest, fine and any other fees and charges, and any cancellation of goods/services purchased or any other type of refund.
9. Cardmembers will not receive any KTC points from card spending under this Promotion. In the case where any KTC points credited to Cardmembers' card account, Cardmembers cannot use such KTC points. In this regard, those KTC points will be deducted from Cardmembers' card account on the day Cardmembers receive cash back credit. If KTC is unable to deduct the said KTC points from Cardmembers' card account, KTC reserves the right to not credit all eligible cash back to such Cardmembers.
10. Privileges under this Promotion cannot be used in conjunction with any other promotional campaign.

“General Terms and Conditions” Promotion

1. The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
4. KTC reserves the right to exclude interest, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any products/services under this promotion. Should there be any inquiries or claims in respect of products/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000