Promotion All my LOVE is PET get discounts up to 15% and redeem point up to for 15% Cash Back with KTC credit card

Terms and Conditions for KTC FOREVER Points Redemption for Cash Back

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmembers”) who have KTC FOREVER points (“KTC Points”) and spend on card at Participating Pet Stores and Veterinary Hospitals during 01 March 2025 - 31 August 2025 (“Promotion Period”) according to the specified terms and conditions only.   
2. The following cards are not eligible in this Promotion: all types of KTC – ROYAL ORCHID PLUS credit card, all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. To be eligible to participate in this Promotion, Cardmembers must register successfully by sending a SMS, text Type AML (space) 16-digit card number # and spending amount/ sales slip / sales slip send  to 0613845000 (SMS fee as specified by network service provider), or by registering at www.ktc.co.th/aml, within the day that card transaction has been made, and receive the confirmation message from KTC. 
4. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
5. Cardmembers who spend on card at the minimum of 1 Baht per sales slip, will be eligible to redeem KTC Points at the amount equivalent to the purchase amount per sales slip for cash back as specified in the terms and conditions.
6. For the purpose of calculating KTC Points for redemption hereunder, any decimal (Thai Satang) on sales slip will be rounded up to whole Thai Baht. 
7. This Promotion is reserved for the payment of goods/services per 1 sales slip only. The transaction cannot be split into multiple sales slip to receive the privileges hereunder
8. KTC will credit cash back to Cardmember’s card account within 60 days after the end of each calendar month . In this regard, KTC will calculate the spending amount starting from the day of successful registration to participate in this Promotion until the end of month/Promotion.

Terms and Conditions for special Flat Rate

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card and/or KTC PROUD MASTERCARD/UNIONPAY cash card (“Cardmembers”) who pay for the specified goods/services through card at participating Pet Stores and Veterinary Hospitals during 01 March 2025 - 31 August 2025 (“Promotion Period”) according to the specified terms and conditions only.
2. The following cards are not eligible for this Promotion: KTC VISA CORPORATE and KTC GOVERNMENT SERVICES card.
3. Cardmembers who wish to convert the purchased transaction to an interest rate of 0.74% per month (Flat Rate), with a choice of installment periods ranging from 3 to 10 months. are required to register at KTC PHONE at 02 123 5000 on the purchased date only. The conversion of the Flat Rate into the equivalent Effective Rate is as follows :
4. The 0.74% interest Installment payment is for the payment of goods/services that participate in this promotion and have a minimum amount of 3,000 Baht according to specified conditions only.  Allow to collect the purchase(s) on the same day that have purchased amount more than 500 Baht/purchase.

   Flat Rate	Installment Period (Month) / Effective Rate
   	3	4	5	6	7	8	9	10
   0.59%	10.59%	11.28%	11.72%	12.04%	12.27%	12.44%	12.57%	12.67%
   0.60%	10.77%	11.47%	11.92%	12.24%	12.47%	12.65%	12.78%	12.88%
   0.69%	12.38%	13.18%	13.70%	14.06%	14.32%	14.52%	14.67%	14.78%
   0.70%	12.56%	13.37%	13.89%	14.26%	14.53%	14.72%	14.88%	14.99%
   0.74%	13.27%	14.13%	14.68%	15.07%	15.35%	15.55%	15.71%	15.83%

“General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000