KTC

Credit Card

KTC - BANGCHAK VISA PLATINUM

No

Annual fee

1% Cash Back

Bangchak Gas Station

8 million Baht

Travel Insurance

Cash Back at Bangchak Gas Station

1% discount on gasoline from spending not  exceeding 3,000 Baht/sales slip

and the discount amount will be rebated to credit card account in the next billing cycle.

Shop online and order food delivery with great deals all year round with KTC VISA credit card at participating online partners.

Exclusive Privileges For KTC cardmembers

Annual Fee

No entrance fee and annual fee.

KTC PERSONAL ASSISTANT

Providing advice and information/assistance on

  • Air-ticket, restaurant reservations and gift & flower delivery.
  • Special event notification.
  • Home maintenance service.
  • Medical emergency service.


The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmember shall be held responsible for the expenses incurred from such services.


KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 5000 press 0.

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Easy Installments

Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card.


Full payment can be changed to installment payment.

Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate per month, up to 10 months, easily via the KTC Mobile app or by calling KTC PHONE 02 123 5000 ; press 4.

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Accidental Insurance

Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 26 - 31 Dec 26.


After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.


Terms and conditions

  1. Benefits of this PA insurance coverage is for new applicants of primary KTC credit cards (“members”) with Krungthai Card Public Company Limited or KTC, whose cards have been approved and activated during 1 January 2026 - 31 December 2026 (“Program Period”) according to specified conditions only. This privilege will be automatically granted to card members from the card activation date.
  2. Reserved the rights only for applicants who have never been a KTC credit card member of any type with KTC before or cancel card membership not less than 2 years (24 months) ago.
  3. We reserve the right to exclude KTC National Blood Center card, KTC Thai Red Cross Society card, KTC SME COMMERCIAL VISA card, KTC VISA CORPORATE card and KTC cards for government agencies to participate on this program.
  4. Members who comply with the specified conditions will receive benefits for death protection due to accidents with a maximum credit limit of 300,000 baht for a period of 90 days from the card activation date (free of charge). This does not include death resulting from driving or riding a motorcycle, murder, physical abuse, terrorism, riots, civil war. The conditions of coverage and other exceptions will be as specified in the insurance policy issued by Thai Life Insurance PCL.  and life insurance brokers under this benefit, which is T.C. Insurance Broker Service Company Limited.
  5. All rights reserved for applicants aged between 20 - 60 years and holding Thai nationality only.
  6. We reserve the right to offer this benefit to a maximum of 1 policy per 1 primary cardholder only.
  7. This privilege cannot be redeemed, exchanged, and/or turned for cash and not transferable to another person.
  8. KTC is not involved with the insurance products under this list. In the case that members have questions or complaints about coverage under the insurance plan, please contact Thai Life Insurance Public Company Limited at 02 054 8484 on business hours (Monday - Friday from 8:30 a.m. - 5:00 p.m.)
  9. Ask for more details about KTC benefits and products by calling KTC PHONE 02 123 5000.

Travel Insurance

Insurance coverage for international & domestic flights and lost or damage baggage 

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Cash Withdrawal

Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.

Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM and credit card type.

Rewards Points

Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.

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Pay on-the-go easily anywhere

While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay and SWATCHPAY!

Tap and go with Visa Contactless

With convenient, easy, and contactless payment without the need to swipe your KTC VISA credit card at the participating stores with the contactless sign.

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New Credit Card Customers

Apply Online Service

Total income start at 15,000 THB

( Foreigners minimum monthly income of 50,000 THB )

Application details

Qualifications
  • Age : 20 – 80 years
  • Minimum total income : 15,000 Baht/month
  • Employed in the current job for at least 4 months
Documents

Identification documents

  • Copy of National ID card


Proof of income

  • Proof of income (at least one of the following) : Salary certificate, or latest salary slip (original), or withholding tax certificate (Form Bis. 50)
  • Copy of bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)