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Home / Credit Card / KTC GOLD MASTERCARD

KTC GOLD MASTERCARD

Remark:  This card is no longer available for application

No

Annual Fee

4 Million Baht

Travel insurance coverage

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KTC GOLD MASTERCARD

  • Privilege
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KTC mPOS

Privileges

Easy Installments

Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card


Get special 0.69% interest rate for installment plan via KTC PHONE from any spending in Hong Kong, Singapore, Malaysia and Indonesia.


Full payment can be changed to installment payment.

Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate per month, up to 10 months, easily via the KTC Mobile app or by calling KTC PHONE 02 123 5000; press 4.

more details
Terms and conditions of installment service with KTC credit cards for up to a maximum of 10 months with special interest rate of 0.74% per month via KTC Mobile or KTC PHONE 02 123 5000
  • Members of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards ("Members") can use the installment service at 0.74% monthly interest (Flat Rate) for any full-payment transaction of goods or services. The available installment periods are 3, 6, or 10 months. To use this service, members must request it via the KTC Mobile app, KTC Online, or KTC PHONE before the statement closing date.
  • Members can see how the Flat Rate compares to the Effective Interest Rate in the comparison below:
    Installment periods (Month)3 Months4 Months5 Months6 Months7 Months8 Months9 Months10 Months
    Flat Rate 0.74% 0.74% 0.74% 0.74% 0.74% 0.74% 0.74% 0.74%
    Effective Rate 13.27% 14.13% 14.68% 15.07% 15.35% 15.55% 15.71% 15.83%
  • Members of KTC VISA CORPORATE and KTC GOVERNMENT SERVICES credit cards are not eligible for this installment service.
  • This installment service is not available for any transaction related to the payment for all types of funds investment, Unit-Linked insurance plan (MCC 6211) ,interest, fine, any other fees and charges or other transactions as specified by KTC.
  • For more information, please contact KTC PHONE at 02 123 5000.
Travel Insurance

Insurance coverage for international & domestic flights. More details

Cash Withdrawal 100%

Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 100,000 THB/day via ATM and maximum of 100,000 THB/day via KTC Mobile app.

Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

Rewards Points 

Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.

more details
Annual Fee

No entrance fee and annual fee.

Pay on-the-go easily anywhere

While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay และ SWATCHPAY!

Tap & go with Mastercard Contactless

With convenient, easy, and contactless payment without the need to swipe your KTC MASTERCARD credit card at participating stores with the Mastercard Contactless signage.

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KTC Credit cards and KTC PROUD

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Get advice and help with applying KTC products.

บัตรเครดิต KTC KTC Credit Card สินเชื่ออเนกประสงค์ KTC CASH KTC CASH KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)
บัตรเครดิต KTC KTC Credit Card บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่ออเนกประสงค์ KTC CASH KTC CASH สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)

About KTC

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KTC PHONE

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KTC LIVE CHAT

Live Chat

KTC LIVE CHAT
สมัครบัตรเครดิต KTC
สมัครกดเงินสด KTC PROUD

Thank you for choosing KTC products and services.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

If you would like to follow up your application status, please visit www.ktc.co.th

If you would like to follow up your application status, please visit www.ktc.co.th

© 2019 Krungthai Card PCL.

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    ประกาศปิดปรับปรุงระบบ Payment Gateway ชั่วคราว
    KTC จะทำการปิดปรับปรุงระบบ Payment Gateway ในเช้าวันอังคารที่ 20 มกราคม 2569 เวลา 02:00 - 03:00 น. ซึ่งจะส่งผลให้ในช่วงเวลาดังกล่าว ทั้งสมาชิกบัตรฯ และร้านค้าสมาชิก ไม่สามารถใช้บริการระบบ Payment Gateway และระบบออนไลน์ที่เกี่ยวข้องกับการชำระเงินทั้งหมดได้

    หากต้องการความช่วยเหลือ สามารถติดต่อได้ตลอด 24 ชั่วโมง
    • ฝ่ายบริการสมาชิกบัตร KTC PHONE 02 123 5000
    • ฝ่ายบริการธุรกิจร้านค้า โทร. 02 123 5700

    ขออภัยในความไม่สะดวก



    KTC Payment Gateway Maintenance Announcement
    KTC will be enhancing the Payment Gateway system on Tuesday, January 20, 2026, from 2:00 AM to 3:00 AM. During this period, KTC cardmembers and merchants will be temporarily unable to access the Payment Gateway and all online payment-related systems.

    For assistance, please contact:
    • Customer Service Center at KTC PHONE 02 123 5000
    • Merchant Service Center Tel. 02 123 5700

    We apologize for any inconvenience this may cause.