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Home / Credit Card / KTC VISA SIGNATURE

KTC VISA SIGNATURE

Making the most of out of life

No

Annual Fee

2X

KTC FOREVER Points

Twice a year

MIRACLE LOUNGE access

Apply
  • Back

KTC VISA SIGNATURE

  • Privilege
  • Detail
  • Register
  • Register
KTC mPOS

Privileges

Earn Points Easily

Earn 2x KTC FOREVER points when spending in foreign currency
(Exclude 31 countries in the European Economic Area and People's Republic of China)
from 1 Jan 26 - 31 Dec 26

 
  • Unlimited points accumulation

  • No expiration on points

  • Countless options for points redemption

Terms and Conditions
Complimentary Access to
The MIRACLE LOUNGE twice a year

By presenting your KTC VISA SIGNATURE credit card along with Thai Airways boarding
pass for international flight. The MIRACLE LOUNGE, located in Suvarnabhumi airport's
Concourse A (Level 3), Concourse A1 (Level 3), Concourse C (Level 3), Concourse D
(Level 3), Concourse F (Level 3), Concourse G (Level 3), Concourse G (Level 4) and
SAT-1 terminal from 1 Jan 26 – 31 Dec 26

Terms and conditions
Afternoon Tea Set for two

Privilege for the special price of THB 500
is limited to 500 persons per month, or
THB 800 is unlimited at the participating
merchants with accumulated spending of THB 50,000.


Terms and Conditions

Terms & Conditions of Afternoon Tea Privilege

Privilege:
I. Special price at THB 500 for Afternoon Tea set for two
II. Special price at THB 800 for Afternoon Tea set for two


Validity period
• 1 Jan 26 – 31 Dec 26


Participating merchants

Hotel / Shop

Outlet / Branch

Date / Time

Hotel Muse Bangkok Autograph Collection

Le Salon

Monday - Sunday 2.30 - 5.30 pm

Jim Thompson

The O.S.S room

Monday - Sunday 12.00 - 5.00 pm

Divana Atelier Flagship Store

EMSPHERE

Monday - Sunday 12.00 - 7.00 pm

TWG Tea Salon & Boutique

Siam Paragon

Monday - Sunday 12.00 - 6.00 pm

Emporium

Icon Siam

The Coffee Academics

Gaysorn Village

Monday - Sunday 10.00 am - 5.00 pm

Velaa Sindhorn

Dean & Deluca

EmQuartier

Monday - Sunday 10.00 am - 8.00 pm

One Bangkok

Central Embassy

Sarasin

The Crystal Park

Hei Yin

Gaysorn Center

Monday - Friday 11.00 am - 5.00 pm

Saturday - Sunday & Public Holiday 2.00 - 5.00 pm

Divana Signature Cafe

CentralWorld

Monday - Sunday 12.00 - 7.00 pm

Oriental Residence

Café Claire

Monday - Sunday 2.30 - 5.30 pm

Avani Ratchada Bangkok Hotel

Metro Lounge

Monday - Sunday 1.00 - 4.00 pm

Montien Hotel Surawong Bangkok

Garden Lounge

Monday - Sunday 2.00 - 6.00 pm

PengYou Cuisine & Specialty Bar

Rama9

Monday - Sunday 1.00 - 5.00 pm

Ekamai

Chocolatier

Dragon Town

Monday - Sunday 10.30 am - 9.00 pm


Terms & Conditions

  • Privilege is valid from 1 January 2026 to 31 December 2026.
  • Privileges are available for Visa Signature Cards issued in Thailand only. (except Corporate, Commercial and SME Business card)
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending with a Visa Signature card is required (payment on the same card number) at the date of privilege booking. The eligible spending transactions can be combined 60 days prior to the date of booking.
  • Privilege booking is applicable via www.vthgservice.com.
  • Reservations are required at least 7 days in advance (except on Public Holidays).
  • The cardholder will get an email confirmation for the privilege booking and details for payment within 3 working days after the booking is made. The cardholder must make a payment accordingly and will get a “Booking Code” to get the privileges at the merchant outlet.
  • The booking confirmation is subject to verification and available seating.
  • In case any supporting documents are requested from cardholder for verification, the cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the booking and the cardholder will have to make a new booking on a first come first served basis.
  • Privileges can be utilized only once a year per card number from all participating merchants in the High Tea Privilege category.
  • Privilege for the special price of THB 500 is limited to 500 persons per month, on a first come first served basis
  • Cancellation or booking changes must be done at least 1 day before the intended day at Tel. 02 906 3026. In case of no show, one-time redemption is applied.
  • Please present the “Booking Code” with your Visa Signature card and ID card on arrival to get the privileges at the merchant outlet.
  • The privileges will be available for the cardholder at the designated location only.
  • Cardholder may bring along their guests for each visit. Any other consumption of food or beverages beyond the privilege set as well as the use of facilities and services are chargeable at published rates.
  • A smart casual dress code is required. No singlet, shorts, fitness attire, room slippers, sandals or flip-flops.
  • For more information, please contact Tel. 02 906 3026 on Monday – Friday from 9.00 a.m. to 17.00 p.m. or Email to vthgservices@vathanagul.com
  • The information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely to the relevant participating merchants in the case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood and irrevocably accepted and agreed to the terms and conditions set out herein.
Golf Club Privileges
50% Special discount on green fees at participating golf courses
  • Summit Windmill
  • Panya Indra Golf Club
  • Siam Country Club Pattaya
  • Pineapple Valley Golf Club
  • Black Mountain Hua Hin
  • Blue Canyon Phuket
  • Santiburi Samui
  • Legacy Golf Club
  • Rachakram Golf Club
  • Springfield Royal Country Club


Privilege valid from 1st January 2026 - 31th December 2026


Terms and Conditions
Golf Club Privileges Terms and Conditions

Privilege: 50% off Green Fee


Validity period
• 1 Jan 26 – 31 Dec 26


Participating Golf Course

Golf Course

Location

Remark

Summit Windmill

Bangna-Trad Rd., Km. 10.5, Bangplee, Samuthprakarn

Weekdays 06.00 am. – 13.28 pm.
Saturday - Sunday 12.00 – 13.04 pm.
Night Golf (Tuesday – Friday) 16.20 – 19.30 pm.
Night Golf (Saturday) 17.30 – 18.40 pm.

Panya Golf Club

Panyaramindra Rd., Km. 9, Khannayao, Bangkok

Only Tuesday – Friday 06.00 am. – 13.20 pm.
Saturday - Sunday 12.00 – 13.20 pm.
Night Golf (Tuesday – Friday) 15.00 – 19.00 pm.
Night Golf (Saturday - Sunday) 17.00 – 19.00 pm.

Siam Country Club

Phornprapha Rd., Banglamung, Chonburi

Weekdays 07.00 am. – 13.32 pm.
Saturday - Sunday 12.00 – 13.32 pm.

Pineapple Valley Golf Club (former name: Banyan Golf Club)

Hua Hin, Prachuapkirikhan

Weekdays 06.00 am. – 14.00 pm.
Saturday - Sunday 12.00 – 14.00 pm.

Black Mountain Hua Hin

Hua Hin, Prachuapkirikhan

Weekdays 06.30 am. – 13.52 pm.
Saturday - Sunday 12.00 – 13.52 pm.

Blue Canyon Phuket

Thep Krasattri Rd., Phuket

Weekdays 06.30 am. – 15.00 pm.
Saturday - Sunday 12.00 – 15.00 pm.

Santiburi Samui

Baan Donsai, Koh Samui

Weekdays 06.00 am. – 14.00 pm.
Saturday - Sunday 12.00 – 14.00 pm.

Legacy Golf Club

Panyaramindra Rd., Khlong Sam Wa, Bangkok

Weekdays 06.00 am. – 14.00 pm.
Saturday - Sunday 12.00 – 14.00 pm.
Night Golf (Weekdays) 15.00 – 16.30 pm.
Night Golf (Saturday - Sunday) 15.00 – 16.30 pm.

Rachakram Golf Club

Changyai, Bangsai, Ayutthaya

Weekdays 06.00 am. – 15.00 pm.
Saturday - Sunday 12.00 – 15.00 pm.
Night Golf (Monday - Saturday) 15.00 – 18.30 pm.
Night Golf (Sunday) 15.00 – 18.00 pm.

Springfield Royal Country Club

Sampraya, Cha-am, Phetchaburi

Weekdays 06.00 am. – 14.00 pm.
Saturday - Sunday 12.00 – 14.00 pm.


Terms & Conditions

  • Privilege is valid from 1 January to 31 December 2026.
  • Privileges are applicable to Visa Signature Cards issued in Thailand only. (except Corporate, Commercial and SME Business card)
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending by a Visa Signature card is required (payment on the same card number) at the date of privilege booking. The eligible spending transactions can be combined 60 days prior to the date of booking.
  • Privilege redemption is available via www.vthgservice.com
  • Reservation is required at least 7 days in advance (except on Public Holidays).
  • Cardholder will get an email confirmation for privilege booking within 3 working days after booking is made and subject to verification process and availability.
  • In case any supporting documents are requested from the cardholder for the verification. Cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the booking, and the cardholder has to make a new booking, on a first come first served basis.
  • Privileges can be utilized once a month per cardholder from all participating golf courses in the Golf Privilege category.
  • Cardholders are not allowed to book the next golf game until the current game has been played.
  • Privilege is limited to the first 30 persons per month, on a first come first served basis
  • Visa Signature cardholders must accompany any guest(s) for 4 balls per flight.
  • The use of privilege is limited to a maximum of two Signature cardholders per flight only.
  • Privileges are inclusive of green fees only. Cost of caddy and golf cart are to be borne by the Visa Signature cardholder.
  • His / Her guests have to pay for their green fee, golf cart, and caddie at affiliate rates at the club even if his / her guests are Visa Signature cardholders.
  • Booking cannot be transferred to another person.
  • Privileges are subsidized by Visa and not a direct offer from the golf clubs
  • Visa Signature cardholders will not be granted access rights to the clubs without prior bookings through the relevant booking channel notified the communication to the Visa Signature cardholders.
  • Golf clubs will not entertain any correspondence/enquires and/or attempts for bookings from Visa Signature cardholders when they contact the golf clubs directly.
  • Any changes and cancellation must be made 2 working days prior to intended tee-off date/time at Tel. 02 919 8423 on Monday – Friday from 9.00 – 17.00 hrs. and subject to availability, otherwise the cancellation and amendment fees will be applied.
  • There will be rain checks at Alpine Golf Club, but there is no rain check policy at other golf courses
  • Privilege is not to be regarded as a golf club membership.
  • Privileges are not valid for use in conjunction with other promotions, membership discounts or offers, and cannot be used with other promotions, participation in social games or golf tournaments.
  • Visa and Golf course reserves the right to change the stipulated club with another club of the same repute.
  • The information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely at the relevant participating merchants in case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant.
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood and irrevocably accepted and agreed to the terms and conditions set out herein.
Exclusive Spa Privilege

50% discount at participating merchants
with accumulated spending of THB 50,000.

Terms and Conditions

Terms and Conditions

50% off for spa treatment

Validity period
1 Jan 26 – 31 Dec 26

Participating Merchant

Merchant name

Outlets

Complimentary Service

Price

Let’s Relax

• Bangkok - 34 branches
• Chiangmai - 3 branches
• Hua Hin - 2 branches
• Krabi - 3 branches
• Pattaya - 6 branches
• Phuket - 9 branches
• Trang - 1 branch

Thai massage 90 minutes

Full price
THB 1,000/person

Health Land

• Bangkok - 8 branches
• Chiangmai - 1 branch
• Pattaya - 2 branches

Thai massage 120 minutes

Full price
THB 700/person

Oasis Spa

• Sukhumvit soi 31
• Thong lor soi 20
• Chiangmai - 2 branches
• Pattaya - 1 branch
• Phuket - 3 branches

- Aromatherapy Hot Oil Massage 60 minutes

Full price
THB 1,590/person

- Thai Massage 60 Minutes

THB 1,178/person

- Oasis Tropical Bliss Facial Treatment 60 minutes

THB 1,648/person

Kliniq Wellness Spa

• CentralWorld
• Siam Square One

Royal Thai Massage 60 minutes

Full price
THB 850/person

THANN Sanctuary Spa

• One Bangkok
• Emporium
• Gaysorn Center
• Chatrium Grand Hotel Bangkok

Relaxing Foot Massage 45 minutes
(In the Oxygen Therapy Room or the Salt Therapy Room)

Full price
THB 2,950/person

Terms & Conditions

  • Privilege is valid from 1 January to 31 December 2026.
  • Privileges are applicable to Visa Signature Cards issued in Thailand only. (except Corporate, Commercial and SME Business card)
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending by Visa Signature card is required (payment on the same card number) at the date of privilege booking. The eligible spending transactions can be combined 60 days prior to the date of booking.
  • Privilege booking is applicable via www.vthgservice.com.
  • Reservations are required at least 7 days in advance (except on Public Holidays).
  • Cardholder will get an email confirmation for the privilege booking and details for payment within 3 working days after the booking is made. Cardholder must make a payment accordingly and will get a “Booking Code” to get the privileges at the merchant outlet.**The payment must be completed within 3 days, otherwise Visa reserves the right to cancel the booking and cardholder will have to make a new booking on a first come first served basis.
  • The booking confirmation is subject to verification and available time.
  • In case of any supporting documents are requested from cardholder for the verification, the cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the booking and cardholder will have to make a new booking on a first come first served basis.
  • Privileges can be utilized only once a year per card number from all participating merchants under the Spa Privilege category.
  • The privilege is limited to the first 30 persons per month, on a first come first served basis.
  • The cancellation or booking changes must be made at least 1 day before the intended day at Tel 02 906 3026. In case of no show, one-time redemption is applied.
  • Please present the “Booking Code” with your Visa Signature card and ID card on arrival to get the privileges at the merchant outlet.
  • The privileges will be available for the cardholder at the designated location only
  • Cardholders may bring along their guests for each visit. Any consumption of services beyond the Privilege as well as the use of facilities and services are chargeable at published rates.
  • A smart casual dress code is required. No singlets, shorts, fitness attire, room slippers, sandals or flip-flops
  • For more information, please contact to Tel. 02 906 3026 on Monday – Friday from 9.00 a.m. to 17.00 p.m. or Email to vthgservices@vathanagul.com.
  • Information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely at the relevant participating merchants in case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood and irrevocably accepted and agreed to the terms and conditions set out herein.
Beauty and Wellness Privilege

Enjoy a THB 800 e-Voucher at participating merchants
with accumulated spending of THB 50,000.

Terms and Conditions

Terms & Conditions


Privillege :  Enjoy a THB 800 e-Voucher at participating merchants with accumulated spending of THB 50,000.


Validity period
• 1 Jan 26 – 31 Dec 26

Participating Merchants

Merchant name

Address

Outlets

BDMS Wellness Clinic

Bangkok

1 Branch

Apex Medical Center

Bangkok

40 branches

Udon Thani

1 Branch

Hat Yai

1 Branch

KhonKaen

1 Branch

Nakhon Sawan

1 Branch

Nakhonpathom

1 Branch

Chonburi

2 Branches

Korat

1 Branch

Phuket

2 Branches

Chiang Mai

1 Branch

Ayutthaya

1 Branch

Hua Hin

1 Branch

V Square Clinic

Bangkok

30 branches

Nakhonpathom

2 Branch

Samut Sakhon

1 Branch

  • Privilege is valid from 1 January to 31 December 2026.
  • Privileges are applicable to Visa Signature Cards issued in Thailand only. (except Corporate, Commercial and SME Business card)
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending by Visa Signature card is required (payment on the same card number) at the date of privilege redemption. The eligible spending transactions can be combined 60 days prior to the date of redemption.
  • Privilege redemption is available via www.vthgservice.com
  • Cardholder will get an email confirmation and “Voucher Code” within 3 working days after the redemption request is made, subject to the verification process.
  • In case of any supporting documents are requested from cardholder for the verification, the cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the redemption and cardholder will have to make a new redemption on a first come first served basis.
  • “Voucher code” can be used as discount for purchasing any product/service available at participating merchants, any additional expenses shall pay with Visa Signature card only.
  • Privileges can be utilized only once a year per card number from all participating merchants in the Beauty and Wellness Privilege category.
  • The privilege is limited to the first 50 persons per month, on a first come first served basis
  • The “e-Voucher Code” is valid till 31 December 2025 and belongs to the cardholder. Visa shall not be responsible for lost codes and will not be able to re-issue lost codes.
  • For more information, please contact to Tel. 02 906 3026 on Monday – Friday from 9.00 a.m. to 17.00 p.m. or Email to vthgservices@vathanagul.com
  • Information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely at the relevant participating merchants in case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood, and irrevocably accepted and agreed to the terms and conditions set out herein.
Privilege at Topgolf Megacity

Enjoy a THB 500 e-Voucher for service fee discounts
with accumulated spending of THB 50,000.

Terms and Conditions

Terms and Conditions

Privillege :  Enjoy a THB 500 e-Voucher for service fee discounts with accumulated spending of THB 50,000.


Validity period

• 1 Jan 26 – 31 Dec 26

Participating Merchants

Merchant name

Address

Service hours

Topgolf Megacity

Bang Phli Samut Prakan

Sunday - Thursday
09:00 am - 11:00 pm
Friday - Saturday
09:00 am - 12:00 pm

Terms & Conditions

  • Privilege is valid from 1 January to 31 December 2026.
  • Privileges are applicable for Visa Signature Cards issued in Thailand only (except Corporate, Commercial and SME Business card).
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending by a Visa Signature card is required (payment on the same card number) at the date of privilege redemption. The eligible spending transactions can be combined 60 days prior to the date of redemption.
  • Privilege redemption is available via www.vthgservice.com
  • Cardholder will get an email confirmation and “Voucher Code” within 3 working days after the redemption request is made, subject to the verification process.
  • In case any supporting documents are requested from the cardholder for the verification. Cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the redemption, and the cardholder has to make a new redemption, on a first come first served basis.
  • “Voucher code” can be used as discount for any services available, any additional expenses shall pay with Visa Signature card only.
  • Privileges can be utilized only once a year per card number from all participating merchants in the Sports and Entertainment Privilege category.
  • The privilege is limited to the first 50 persons per month, on a first come first served basis.
  • The “Voucher Code” is valid till 31 December 2026 and belongs to the cardholder. Visa shall not be responsible for lost codes and will not be able to re-issue lost codes.
  • For more information, please contact Tel. 02 906 3026 on Monday – Friday from 9.00 a.m. to 17.00 p.m. or Email to vthgservices@vathanagul.com
  • Information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely at the relevant participating merchants in case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant.
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood, and irrevocably accepted and agreed to the terms and conditions set out herein.
Shop online and order food delivery with great deals all year round with KTC VISA credit card
at participating online partners.
  Exclusive Online Shopping PrivilegesExclusive Food Delivery Privileges
VISA
Annual Fee

No entrance fee and annual fee.

KTC PERSONAL ASSISTANT

Providing advice and information/assistance on

  • Air-ticket, restaurant reservations and gift & flower delivery.

  • Special event notification.

  • Home maintenance service.

  • Medical emergency service.

 

The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmembers shall be held responsible for the expenses incurred from such services.

 

KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 5444; press 0.

 

more details

Easy Installments

Pay products / services with a special interest rate of 0% up to 10 months through the installmentpayments with KTC credit card.


Full payment can be changed to installment payment.

Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate per month, up to 10 months, easily via the KTC Mobile app or by calling KTC EXCLUSIVE SERVICE at 02 123 5444.

more details
Accidental Insurance

Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 26 - 31 Dec 26.

After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.

more details
Terms and conditions
  • Benefits of this PA insurance coverage is for new applicants of primary KTC credit cards (“members”) with Krungthai Card Public Company Limited or KTC, whose cards have been approved and activated during 1 January 2026 - 31 December 2026 (“Program Period”) according to specified conditions only. This privilege will be automatically granted to card members from the card activation date.
  • Reserved the rights only for applicants who have never been a KTC credit card member of any type with KTC before or cancel card membership not less than 2 years (24 months) ago.
  • We reserve the right to exclude KTC National Blood Center card, KTC Thai Red Cross Society card, KTC SME COMMERCIAL VISA card, KTC VISA CORPORATE card and KTC cards for government agencies to participate on this program.
  • Members who comply with the specified conditions will receive benefits for death protection due to accidents with a maximum credit limit of 300,000 baht for a period of 90 days from the card activation date (free of charge). This does not include death resulting from driving or riding a motorcycle, murder, physical abuse, terrorism, riots, civil war. The conditions of coverage and other exceptions will be as specified in the insurance policy issued by Thai Life Insurance PCL.  and life insurance brokers under this benefit, which is T.C. Insurance Broker Service Company Limited.
  • All rights reserved for applicants aged between 20 - 60 years and holding Thai nationality only.
  • We reserve the right to offer this benefit to a maximum of 1 policy per 1 primary cardholder only.
  • This privilege cannot be redeemed, exchanged, and/or turned for cash and not transferable to another person.
  • KTC is not involved with the insurance products under this list. In the case that members have questions or complaints about coverage under the insurance plan, please contact Thai Life Insurance Public Company Limited at 02 054 8484 on business hours (Monday - Friday from 8:30 a.m. - 5:00 p.m.)
  • Ask for more details about KTC benefits and products by calling KTC EXCLUSIVE SERVICE at 02 123 5444.
Travel Insurance

Insurance coverage for international & domestic flights and lost
or damage baggage more details

Cash Withdrawal

Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.

Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

Rewards Points 

Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.

more details
Pay on-the-go easily anywhere

While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay และ SWATCHPAY!

Tap and go with Visa Contactless

With convenient, easy, and contactless payment without the need to swipe your KTC VISA credit card at the participating stores with the contactless sign.

New Credit Card Customers

Total income start at 50,000 THB
( Foreigners minimum monthly income of 50,000 THB )

Apply Online Service

  • Convenient: Apply and submit documents online 24 hours a day.
  • Submit informationand documents into the system immediately.

Prepare your physical National ID card
and have document image files
ready to start applying.

Apply Now

Scan to Apply

Or
Terms & conditions of 2x KTC FOREVER points
  • Earn 1 KTC FOREVER point for every 25 Baht purchase with KTC VISA SIGNATURE credit card. 
  • Earn 2x KTC FOREVER points = 1 regular point + 1 extra point on any purchases in a foreign currency (Exclude 31 countries in the European Economic Area and People's Republic of China)
  • The extra point will be credited to the cardholder’s account within 60 days after the month in which the eligible transaction was made.
  • Exclusions from earning KTC FOREVER points:
    • Transactions made at merchants in the European Economic Area (31 countries), the People's Republic of China, and other excluded categories (For more details, visit www.ktc.co.th/rewards).
    • Interest payments, penalties, fees, canceled transactions, and all types of refunds.
  • KTC reserves the right to revoke, cancel, or reclaim KTC FOREVER points, either in full or partially, and to seek compensation (if applicable) if KTC has reasonable ground to believe that the cardmember has engaged in any of the following activities:
    • Payments are made to the credit card account exceeding the billed amount or approved credit limit to use for business-related or commercial purposes, or non-personal, or fraudulent purposes.
    • Using the credit card fraudulently or dishonestly to accumulate KTC FOREVER points, or for business-related or commercial purposes.
    • Violating of the specified terms and conditions of card usage.
    • Canceling transactions after KTC FOREVER points have been awarded
  • This privilege cannot be exchanged for cash, transferred, or assigned to others.
  • The cardholder’s account must be in good standing at the time KTC awards the KTC points.
  • This privilege is valid from January 01, 2026 to December 31, 2026.
TERMS AND CONDITIONS FOR MIRACLE LOUNGE SERVICES AT INTERNATIONAL DEPARTURE TERMINAL, SUVARNABHUMI AIRPORT (THE LOUNGE)
  • Reserved for KTC VISA SIGNATURE credit cardmembers (Primary cardmembers only) with normal account status who have made at least one transaction after card activation. The transaction must be made at least one day prior to using the MIRACLE LOUNGE service (Exclude cash withdrawal).
  • Service Usage
    2.1 KTC credit card members can enjoy this privilege 2 times per card per calendar year, and only when traveling internationally with Thai Airways.
    2.2 KTC credit card members must present the following documents to the lounge staff before using the service (1 KTC Credit Card per 1 boarding pass):
    • Boarding pass for Thai Airways international departure flight
    • Physical KTC Credit Card
    2.3 KTC credit card members can use the lounge for up to 2 hours per visit. Additional charges will apply at the rate specified by the Lounge for extended stays.
  • Service Locations
    • Concourse A, A1 Block 2, Level 3 First and Business Class Lounge*
    • Concourse C, Level 3, First and Business Class Lounge
    • Concourse D, Level 3 (Opposite Gate D5/D6) First and Business Class Lounge*
    • Concourse F, Level 3, Business Class Lounge
    • Concourse G, Level 3, First Class Lounge
    • Concourse G, Level 3 (Opposite Gate G2), Business Class Lounge*
    • Concourse G, Level 4, First Class Lounge*
    • SAT-1 Terminal, First and Business Class Lounge*
    * Shower rooms and restrooms available inside the lounge
  • Validity Period: This privilege can be used from January 1, 2026 to December 31, 2026
  • Privilege
  • Detail
  • Register

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บัตรเครดิต KTC KTC Credit Card สินเชื่ออเนกประสงค์ KTC CASH KTC CASH KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)
บัตรเครดิต KTC KTC Credit Card บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่ออเนกประสงค์ KTC CASH KTC CASH สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)

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KTC PHONE

02 123 5000
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© 2020 Krungthai Card PCL.
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KTC LIVE CHAT
สมัครบัตรเครดิต KTC
สมัครกดเงินสด KTC PROUD

Thank you for choosing KTC products and services.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

If you would like to follow up your application status, please visit www.ktc.co.th

If you would like to follow up your application status, please visit www.ktc.co.th

© 2019 Krungthai Card PCL.

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    ประกาศปิดปรับปรุงระบบ Payment Gateway ชั่วคราว
    KTC จะทำการปิดปรับปรุงระบบ Payment Gateway ในเช้าวันอังคารที่ 20 มกราคม 2569 เวลา 02:00 - 03:00 น. ซึ่งจะส่งผลให้ในช่วงเวลาดังกล่าว ทั้งสมาชิกบัตรฯ และร้านค้าสมาชิก ไม่สามารถใช้บริการระบบ Payment Gateway และระบบออนไลน์ที่เกี่ยวข้องกับการชำระเงินทั้งหมดได้

    หากต้องการความช่วยเหลือ สามารถติดต่อได้ตลอด 24 ชั่วโมง
    • ฝ่ายบริการสมาชิกบัตร KTC PHONE 02 123 5000
    • ฝ่ายบริการธุรกิจร้านค้า โทร. 02 123 5700

    ขออภัยในความไม่สะดวก



    KTC Payment Gateway Maintenance Announcement
    KTC will be enhancing the Payment Gateway system on Tuesday, January 20, 2026, from 2:00 AM to 3:00 AM. During this period, KTC cardmembers and merchants will be temporarily unable to access the Payment Gateway and all online payment-related systems.

    For assistance, please contact:
    • Customer Service Center at KTC PHONE 02 123 5000
    • Merchant Service Center Tel. 02 123 5700

    We apologize for any inconvenience this may cause.