KTC mPOS
Privileges

Earn Points Easily
up to
Earn 3x KTC FOREVER points for every THB 600,000
when spend in these categories; restaurants, shopping, travel in Thailand and spending in foreign currencies
(Excluding 31 countries in the European Economic Area and the People's Republic of China)
Unlimited points accumulation
No expiration on points
Countless options for points redemption

Apply Today!
Enjoy the First-Year Annual Fee Waiver of the THB 5,000 (Exclusive of 7% VAT)
The annual fee for the subsequent years will be waived if the total spending through both primary and supplementary cards combined reaches at least THB 600,000 within the specified period.
If spending conditions are not met, KTC will charge an annual fee of THB 5,000 (Exclusive of 7% VAT) for the primary card. In return, cardholders will receive 25,000 KTC FOREVER points, which can be redeemed for a Starbucks gift voucher worth THB 5,000, subject to applicable conditions.
Terms and conditions
Complimentary Access to
The MIRACLE LOUNGE twice a year
By presenting your KTC X VISA SIGNATURE credit card along with Thai Airways boarding
pass for international flight. The MIRACLE LOUNGE, located in Suvarnabhumi airport's
Concourse A (Level 3), Concourse A1 (Level 3), Concourse C (Level 3), Concourse D
(Level 3), Concourse F (Level 3), Concourse G (Level 3), Concourse G (Level 4) and
SAT-1 terminal from 1 Jan 26 - 31 Dec 26

Afternoon Tea Set for two
Privilege for the special price of THB 500
is limited to 500 persons per month, or
THB 800 is unlimited at the participating
merchants with accumulated spending of THB 50,000.
Terms and Conditions




Golf Club Privileges
50% Special discount on green fees at participating golf courses
- Summit Windmill
- Panya Indra Golf Club
- Siam Country Club Pattaya
- Pineapple Valley Golf Club
- Black Mountain Hua Hin
- Blue Canyon Phuket
- Santiburi Samui
- Legacy Golf Club
- Rachakram Golf Club
- Springfield Royal Country Club
Privilege valid from 1st January 2026 - 31th December 2026
Terms and Conditions

Exclusive Spa Privilege
50% discount at participating merchants
with accumulated spending of THB 50,000.

Beauty and Wellness Privilege
Enjoy a THB 800 e-Voucher at participating merchants
with accumulated spending of THB 50,000.

Privilege at Topgolf Megacity
Enjoy a THB 500 e-Voucher for service fee discounts
with accumulated spending of THB 50,000.
Annual Fee
The First-Year annual fee waiver of the THB 5,000 (exclusive of 7% VAT).
The annual fee for the subsequent years will be waived if the total spending through both primary and supplementary cards combined reaches at least THB 600,000 within the specified period.
KTC PERSONAL ASSISTANT
Providing advice and information/assistance on
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Air-ticket, restaurant reservations and gift & flower delivery.
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Special event notification.
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Home maintenance service.
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Medical emergency service.
The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmembers shall be held responsible for the expenses incurred from such services.
KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 5444 ; press 0.
Easy Installments
Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card.
Full payment can be changed to installment payment.
Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate per month, up to 10 months, easily via the KTC Mobile app or by calling KTC EXCLUSIVE SERVICE at 02 123 5444 ; press 4.
more detailsAccidental Insurance
Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 26 - 31 Dec 26.
After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.
more detailsTravel Insurance
Insurance coverage for international & domestic flights and lost or damage baggage. More details
Special privilege for you to obtain a visa to enter a Schengen country. Since the insurance coverage covers the necessary requirements for a Schengen visa, you may request to use this insurance to apply for a Schengen visa without any expenses. Simply contact KTC EXCLUSIVE SERVICE 02 123 5444 to get the insurance policy.
Cash Withdrawal
Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.
Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.
Rewards Points
Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.
more details
Pay on-the-go easily anywhere
While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay และ SWATCHPAY!

Tap and go with Visa Contactless
With convenient, easy, and contactless payment without the need to swipe your KTC VISA credit card at the participating stores with the contactless sign.






