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Home / Credit Card / KTC X VISA SIGNATURE

KTC X VISA SIGNATURE

Making the most out of life

3x

KTC FOREVER Point

Get 25,000 KTC FOREVER points

When paying annual fee

Twice a year

MIRACLE LOUNGE access

Apply
  • Back

KTC X VISA SIGNATURE

  • Privilege
  • Detail
  • Register
  • Register
KTC mPOS

Privileges

Earn Points Easily
up to

 

Earn 3x KTC FOREVER points for every THB 600,000
when spend in these categories; restaurants, shopping, travel in Thailand and spending in foreign currencies
(Excluding 31 countries in the European Economic Area and the People's Republic of China)

 
  • Unlimited points accumulation

  • No expiration on points

  • Countless options for points redemption

Terms and conditions
Apply Today!
Enjoy the First-Year Annual Fee Waiver of the THB 5,000 (Exclusive of 7% VAT)

The annual fee for the subsequent years will be waived if the total spending through both primary and supplementary cards combined reaches at least THB 600,000 within the specified period.

If spending conditions are not met, KTC will charge an annual fee of THB 5,000 (Exclusive of 7% VAT) for the primary card. In return, cardholders will receive 25,000 KTC FOREVER points, which can be redeemed for a Starbucks gift voucher worth THB 5,000, subject to applicable conditions.

Terms and conditions
Complimentary Access to
The MIRACLE LOUNGE twice a year

By presenting your KTC X VISA SIGNATURE credit card along with Thai Airways boarding
pass for international flight. The MIRACLE LOUNGE, located in Suvarnabhumi airport's
Concourse A (Level 3), Concourse A1 (Level 3), Concourse C (Level 3), Concourse D
(Level 3), Concourse F (Level 3), Concourse G (Level 3), Concourse G (Level 4) and
SAT-1 terminal from 1 Jan 26 - 31 Dec 26

Terms and conditions
Afternoon Tea Set for two

Privilege for the special price of THB 500
is limited to 500 persons per month, or
THB 800 is unlimited at the participating
merchants with accumulated spending of THB 50,000.


Terms and Conditions

Terms & Conditions of Afternoon Tea Privilege

Privilege:
I. Special price at THB 500 for Afternoon Tea set for two
II. Special price at THB 800 for Afternoon Tea set for two


Validity period
• 1 Jan 26 – 31 Dec 26


Participating merchants

Hotel / Shop

Outlet / Branch

Date / Time

Hotel Muse Bangkok Autograph Collection

Le Salon

Monday - Sunday 2.30 - 5.30 pm

Jim Thompson

The O.S.S room

Monday - Sunday 12.00 - 5.00 pm

Divana Atelier Flagship Store

EMSPHERE

Monday - Sunday 12.00 - 7.00 pm

TWG Tea Salon & Boutique

Siam Paragon

Monday - Sunday 12.00 - 6.00 pm

Emporium

Icon Siam

The Coffee Academics

Gaysorn Village

Monday - Sunday 10.00 am - 5.00 pm

Velaa Sindhorn

Dean & Deluca

EmQuartier

Monday - Sunday 10.00 am - 8.00 pm

One Bangkok

Central Embassy

Sarasin

The Crystal Park

Hei Yin

Gaysorn Center

Monday - Friday 11.00 am - 5.00 pm

Saturday - Sunday & Public Holiday 2.00 - 5.00 pm

Divana Signature Cafe

CentralWorld

Monday - Sunday 12.00 - 7.00 pm

Oriental Residence

Café Claire

Monday - Sunday 2.30 - 5.30 pm

Avani Ratchada Bangkok Hotel

Metro Lounge

Monday - Sunday 1.00 - 4.00 pm

Montien Hotel Surawong Bangkok

Garden Lounge

Monday - Sunday 2.00 - 6.00 pm

PengYou Cuisine & Specialty Bar

Rama9

Monday - Sunday 1.00 - 5.00 pm

Ekamai

Chocolatier

Dragon Town

Monday - Sunday 10.30 am - 9.00 pm


Terms & Conditions

  • Privilege is valid from 1 January 2026 to 31 December 2026.
  • Privileges are available for Visa Signature Cards issued in Thailand only. (except Corporate, Commercial and SME Business card)
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending with a Visa Signature card is required (payment on the same card number) at the date of privilege booking. The eligible spending transactions can be combined 60 days prior to the date of booking.
  • Privilege booking is applicable via www.vthgservice.com.
  • Reservations are required at least 7 days in advance (except on Public Holidays).
  • The cardholder will get an email confirmation for the privilege booking and details for payment within 3 working days after the booking is made. The cardholder must make a payment accordingly and will get a “Booking Code” to get the privileges at the merchant outlet.
  • The booking confirmation is subject to verification and available seating.
  • In case any supporting documents are requested from cardholder for verification, the cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the booking and the cardholder will have to make a new booking on a first come first served basis.
  • Privileges can be utilized only once a year per card number from all participating merchants in the High Tea Privilege category.
  • Privilege for the special price of THB 500 is limited to 500 persons per month, on a first come first served basis
  • Cancellation or booking changes must be done at least 1 day before the intended day at Tel. 02 906 3026. In case of no show, one-time redemption is applied.
  • Please present the “Booking Code” with your Visa Signature card and ID card on arrival to get the privileges at the merchant outlet.
  • The privileges will be available for the cardholder at the designated location only.
  • Cardholder may bring along their guests for each visit. Any other consumption of food or beverages beyond the privilege set as well as the use of facilities and services are chargeable at published rates.
  • A smart casual dress code is required. No singlet, shorts, fitness attire, room slippers, sandals or flip-flops.
  • For more information, please contact Tel. 02 906 3026 on Monday – Friday from 9.00 a.m. to 17.00 p.m. or Email to vthgservices@vathanagul.com
  • The information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely to the relevant participating merchants in the case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood and irrevocably accepted and agreed to the terms and conditions set out herein.
Golf Club Privileges
50% Special discount on green fees at participating golf courses
  • Summit Windmill
  • Panya Indra Golf Club
  • Siam Country Club Pattaya
  • Pineapple Valley Golf Club
  • Black Mountain Hua Hin
  • Blue Canyon Phuket
  • Santiburi Samui
  • Legacy Golf Club
  • Rachakram Golf Club
  • Springfield Royal Country Club


Privilege valid from 1st January 2026 - 31th December 2026


Terms and Conditions
Golf Club Privileges Terms and Conditions

Privilege: 50% off Green Fee


Validity period
• 1 Jan 26 – 31 Dec 26


Participating Golf Course

Golf Course

Location

Remark

Summit Windmill

Bangna-Trad Rd., Km. 10.5, Bangplee, Samuthprakarn

Weekdays 06.00 am. – 13.28 pm.
Saturday - Sunday 12.00 – 13.04 pm.
Night Golf (Tuesday – Friday) 16.20 – 19.30 pm.
Night Golf (Saturday - Sunday) 17.30 – 18.40 pm.

Panya Golf Club

Panyaramindra Rd., Km. 9, Khannayao, Bangkok

Only Tuesday – Friday 06.00 am. – 13.20 pm.
Saturday - Sunday 12.00 – 13.20 pm.
Night Golf (Tuesday – Friday) 15.00 – 19.00 pm.
Night Golf (Saturday) 17.00 – 19.00 pm.

Siam Country Club

Phornprapha Rd., Banglamung, Chonburi

Weekdays 07.00 am. – 13.32 pm.
Saturday - Sunday 12.00 – 13.32 pm.

Pineapple Valley Golf Club (former name: Banyan Golf Club)

Hua Hin, Prachuapkirikhan

Weekdays 06.00 am. – 14.00 pm.
Saturday - Sunday 12.00 – 14.00 pm.

Black Mountain Hua Hin

Hua Hin, Prachuapkirikhan

Weekdays 06.30 am. – 13.52 pm.
Saturday - Sunday 12.00 – 13.52 pm.

Blue Canyon Phuket

Thep Krasattri Rd., Phuket

Weekdays 06.30 am. – 15.00 pm.
Saturday - Sunday 12.00 – 15.00 pm.

Santiburi Samui

Baan Donsai, Koh Samui

Weekdays 06.00 am. – 14.00 pm.
Saturday - Sunday 12.00 – 14.00 pm.

Legacy Golf Club

Panyaramindra Rd., Khlong Sam Wa, Bangkok

Weekdays 06.00 am. – 14.00 pm.
Saturday - Sunday 12.00 – 14.00 pm.
Night Golf (Weekdays) 15.00 – 16.30 pm.
Night Golf (Saturday - Sunday) 15.00 – 16.30 pm.

Rachakram Golf Club

Changyai, Bangsai, Ayutthaya

Weekdays 06.00 am. – 15.00 pm.
Saturday - Sunday 12.00 – 15.00 pm.
Night Golf (Monday - Saturday) 15.00 – 18.30 pm.
Night Golf (Sunday) 15.00 – 18.00 pm.

Springfield Royal Country Club

Sampraya, Cha-am, Phetchaburi

Weekdays 06.00 am. – 14.00 pm.
Saturday - Sunday 12.00 – 14.00 pm.


Terms & Conditions

  • Privilege is valid from 1 January to 31 December 2026.
  • Privileges are applicable to Visa Signature Cards issued in Thailand only. (except Corporate, Commercial and SME Business card)
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending by a Visa Signature card is required (payment on the same card number) at the date of privilege booking. The eligible spending transactions can be combined 60 days prior to the date of booking.
  • Privilege redemption is available via www.vthgservice.com
  • Reservation is required at least 7 days in advance (except on Public Holidays).
  • Cardholder will get an email confirmation for privilege booking within 3 working days after booking is made and subject to verification process and availability.
  • In case any supporting documents are requested from the cardholder for the verification. Cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the booking, and the cardholder has to make a new booking, on a first come first served basis.
  • Privileges can be utilized once a month per cardholder from all participating golf courses in the Golf Privilege category.
  • Cardholders are not allowed to book the next golf game until the current game has been played.
  • Privilege is limited to the first 30 persons per month, on a first come first served basis
  • Visa Signature cardholders must accompany any guest(s) for 4 balls per flight.
  • The use of privilege is limited to a maximum of two Signature cardholders per flight only.
  • Privileges are inclusive of green fees only. Cost of caddy and golf cart are to be borne by the Visa Signature cardholder.
  • His / Her guests have to pay for their green fee, golf cart, and caddie at affiliate rates at the club even if his / her guests are Visa Signature cardholders.
  • Booking cannot be transferred to another person.
  • Privileges are subsidized by Visa and not a direct offer from the golf clubs
  • Visa Signature cardholders will not be granted access rights to the clubs without prior bookings through the relevant booking channel notified the communication to the Visa Signature cardholders.
  • Golf clubs will not entertain any correspondence/enquires and/or attempts for bookings from Visa Signature cardholders when they contact the golf clubs directly.
  • Any changes and cancellation must be made 2 working days prior to intended tee-off date/time at Tel. 02 919 8423 on Monday – Friday from 9.00 – 17.00 hrs. and subject to availability, otherwise the cancellation and amendment fees will be applied.
  • There will be rain checks at Alpine Golf Club, but there is no rain check policy at other golf courses
  • Privilege is not to be regarded as a golf club membership.
  • Privileges are not valid for use in conjunction with other promotions, membership discounts or offers, and cannot be used with other promotions, participation in social games or golf tournaments.
  • Visa and Golf course reserves the right to change the stipulated club with another club of the
    same repute.
  • The information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely at the relevant participating merchants in case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant.
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood and irrevocably accepted and agreed to the terms and conditions set out herein.

Exclusive Spa Privilege

50% discount at participating merchants
with accumulated spending of THB 50,000.

Terms and Conditions

Terms and Conditions

50% off for spa treatment

Validity period
1 Jan 26 – 31 Dec 26

Participating Merchant

Merchant name

Outlets

Complimentary Service

Price

Let’s Relax

• Bangkok - 34 branches
• Chiangmai - 3 branches
• Hua Hin - 2 branches
• Krabi - 3 branches
• Pattaya - 6 branches
• Phuket - 9 branches
• Trang - 1 branch

Thai massage 90 minutes

Full price
THB 1,000/person

Health Land

• Bangkok - 8 branches
• Chiangmai - 1 branch
• Pattaya - 2 branches

Thai massage 120 minutes

Full price
THB 700/person

Oasis Spa

• Sukhumvit soi 31
• Thong lor soi 20
• Chiangmai - 2 branches
• Pattaya - 1 branch
• Phuket - 3 branches

- Aromatherapy Hot Oil Massage 60 minutes

Full price
THB 1,590/person

- Thai Massage 60 Minutes

THB 1,178/person

- Oasis Tropical Bliss Facial Treatment 60 minutes

THB 1,648/person

Kliniq Wellness Spa

• CentralWorld
• Siam Square One

Royal Thai Massage 60 minutes

Full price
THB 850/person

THANN Sanctuary Spa

• One Bangkok
• Emporium
• Gaysorn Center
• Chatrium Grand Hotel Bangkok

Relaxing Foot Massage 45 minutes
(In the Oxygen Therapy Room or the Salt Therapy Room)

Full price
THB 2,950/person

Terms & Conditions

  • Privilege is valid from 1 January to 31 December 2026.
  • Privileges are applicable to Visa Signature Cards issued in Thailand only. (except Corporate, Commercial and SME Business card)
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending by Visa Signature card is required (payment on the same card number) at the date of privilege booking. The eligible spending transactions can be combined 60 days prior to the date of booking.
  • Privilege booking is applicable via www.vthgservice.com.
  • Reservations are required at least 7 days in advance (except on Public Holidays).
  • Cardholder will get an email confirmation for the privilege booking and details for payment within 3 working days after the booking is made. Cardholder must make a payment accordingly and will get a “Booking Code” to get the privileges at the merchant outlet.**The payment must be completed within 3 days, otherwise Visa reserves the right to cancel the booking and cardholder will have to make a new booking on a first come first served basis.
  • The booking confirmation is subject to verification and available time.
  • In case of any supporting documents are requested from cardholder for the verification, the cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the booking and cardholder will have to make a new booking on a first come first served basis.
  • Privileges can be utilized only once a year per card number from all participating merchants under the Spa Privilege category.
  • The privilege is limited to the first 30 persons per month, on a first come first served basis.
  • The cancellation or booking changes must be made at least 1 day before the intended day at Tel 02 906 3026. In case of no show, one-time redemption is applied.
  • Please present the “Booking Code” with your Visa Signature card and ID card on arrival to get the privileges at the merchant outlet.
  • The privileges will be available for the cardholder at the designated location only
  • Cardholders may bring along their guests for each visit. Any consumption of services beyond the Privilege as well as the use of facilities and services are chargeable at published rates.
  • A smart casual dress code is required. No singlets, shorts, fitness attire, room slippers, sandals or flip-flops
  • For more information, please contact to Tel. 02 906 3026 on Monday – Friday from 9.00 a.m. to 17.00 p.m. or Email to vthgservices@vathanagul.com.
  • Information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely at the relevant participating merchants in case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood and irrevocably accepted and agreed to the terms and conditions set out herein.
Beauty and Wellness Privilege

Enjoy a THB 800 e-Voucher at participating merchants
with accumulated spending of THB 50,000.

Terms and Conditions

Terms & Conditions


Privillege : Enjoy a THB 800 e-Voucher at participating merchants with accumulated spending of THB 50,000.


Validity period
• 1 Jan 26 – 31 Dec 26

Participating Merchants

Merchant name

Address

Outlets

BDMS Wellness Clinic

Bangkok

1 Branch

Apex Medical Center

Bangkok

40 branches

Udon Thani

1 Branch

Hat Yai

1 Branch

KhonKaen

1 Branch

Nakhon Sawan

1 Branch

Nakhonpathom

1 Branch

Chonburi

2 Branches

Korat

1 Branch

Phuket

2 Branches

Chiang Mai

1 Branch

Ayutthaya

1 Branch

Hua Hin

1 Branch

V Square Clinic

Bangkok

30 branches

Nakhonpathom

2 Branch

Samut Sakhon

1 Branch

Terms & Conditions

  • Privilege is valid from 1 January to 31 December 2026.
  • Privileges are applicable to Visa Signature Cards issued in Thailand only. (except Corporate, Commercial and SME Business card)
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending by Visa Signature card is required (payment on the same card number) at the date of privilege redemption. The eligible spending transactions can be combined 60 days prior to the date of redemption.
  • Privilege redemption is available via www.vthgservice.com
  • Cardholder will get an email confirmation and “Voucher Code” within 3 working days after the redemption request is made, subject to the verification process.
  • In case of any supporting documents are requested from cardholder for the verification, the cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the redemption and cardholder will have to make a new redemption on a first come first served basis.
  • “Voucher code” can be used as discount for purchasing any product/service available at participating merchants, any additional expenses shall pay with Visa Signature card only.
  • Privileges can be utilized only once a year per card number from all participating merchants in the Beauty and Wellness Privilege category.
  • The privilege is limited to the first 50 persons per month, on a first come first served basis
  • The “e-Voucher Code” is valid till 31 December 2025 and belongs to the cardholder. Visa shall not be responsible for lost codes and will not be able to re-issue lost codes.
  • For more information, please contact to Tel. 02 906 3026 on Monday – Friday from 9.00 a.m. to 17.00 p.m. or Email to vthgservices@vathanagul.com
  • Information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely at the relevant participating merchants in case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood, and irrevocably accepted and agreed to the terms and conditions set out herein.
Privilege at Topgolf Megacity

Enjoy a THB 500 e-Voucher for service fee discounts
with accumulated spending of THB 50,000.

Terms and Conditions

Terms and Conditions

Privillege :  Enjoy a THB 500 e-Voucher for service fee discounts with accumulated spending of THB 50,000.

Validity period
• 1 Jan 26 – 31 Dec 26

Participating Merchants

Merchant name

Address

Service hours

Topgolf Megacity

Bang Phli Samut Prakan

Sunday - Thursday
09:00 am - 11:00 pm
Friday - Saturday
09:00 am - 12:00 pm

Terms and condition

  • Privilege is valid from 1 January to 31 December 2026.
  • Privileges are applicable for Visa Signature Cards issued in Thailand only (except Corporate, Commercial and SME Business card).
  • Privileges are valid for the main cardholder only.
  • A minimum of THB 50,000 accumulated spending by a Visa Signature card is required (payment on the same card number) at the date of privilege redemption. The eligible spending transactions can be combined 60 days prior to the date of redemption.
  • Privilege redemption is available via www.vthgservice.com
  • Cardholder will get an email confirmation and “Voucher Code” within 3 working days after the redemption request is made, subject to the verification process.
  • In case any supporting documents are requested from the cardholder for the verification. Cardholder has to submit those documents within 3 days, otherwise Visa reserves the right to cancel the redemption, and the cardholder has to make a new redemption, on a first come first served basis.
  • “Voucher code” can be used as discount for any services available, any additional expenses shall pay with Visa Signature card only.
  • Privileges can be utilized only once a year per card number from all participating merchants in the Sports and Entertainment Privilege category.
  • The privilege is limited to the first 50 persons per month, on a first come first served basis.
  • The “Voucher Code” is valid till 31 December 2026 and belongs to the cardholder. Visa shall not be responsible for lost codes and will not be able to re-issue lost codes.
  • For more information, please contact Tel. 02 906 3026 on Monday – Friday from 9.00 a.m. to 17.00 p.m. or Email to vthgservices@vathanagul.com
  • Information contained in this guide is subject to changes, please carefully check before use.
  • Visa reserves the right to amend, delete or add to any terms and conditions, and/or to cancel, terminate the privileges without prior notice.
  • Visa shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy of services under the Visa Premium Card Privileges Program, and eligible cardholders shall look solely at the relevant participating merchants in case of any queries or complaints for any services. No representation or warranty of any nature is made by Visa as to the quality of any services provided by any merchant.
  • By utilizing or attempting to utilize the Visa Premium Card Privileges Program, all eligible cardholders are deemed to have read, understood, and irrevocably accepted and agreed to the terms and conditions set out herein.
VISA
Annual Fee

The First-Year annual fee waiver of the THB 5,000 (exclusive of 7% VAT).

The annual fee for the subsequent years will be waived if the total spending through both primary and supplementary cards combined reaches at least THB 600,000 within the specified period.

KTC PERSONAL ASSISTANT

Providing advice and information/assistance on

  • Air-ticket, restaurant reservations and gift & flower delivery.

  • Special event notification.

  • Home maintenance service.

  • Medical emergency service.

 

The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmembers shall be held responsible for the expenses incurred from such services.

 

KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 5444 ; press 0.

 

more details

Easy Installments

Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card.


Full payment can be changed to installment payment.

Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate per month, up to 10 months, easily via the KTC Mobile app or by calling KTC EXCLUSIVE SERVICE at 02 123 5444 ; press 4.

more details
Accidental Insurance

Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 26 - 31 Dec 26.

After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.

more details
Terms and conditions
  • Benefits of this PA insurance coverage is for new applicants of primary KTC credit cards (“members”) with Krungthai Card Public Company Limited or KTC, whose cards have been approved and activated during 1 January 2026 - 31 December 2026 (“Program Period”) according to specified conditions only. This privilege will be automatically granted to card members from the card activation date.
  • Reserved the rights only for applicants who have never been a KTC credit card member of any type with KTC before or cancel card membership not less than 2 years (24 months) ago.
  • We reserve the right to exclude KTC National Blood Center card, KTC Thai Red Cross Society card, KTC SME COMMERCIAL VISA card, KTC VISA CORPORATE card and KTC cards for government agencies to participate on this program.
  • Members who comply with the specified conditions will receive benefits for death protection due to accidents with a maximum credit limit of 300,000 baht for a period of 90 days from the card activation date (free of charge). This does not include death resulting from driving or riding a motorcycle, murder, physical abuse, terrorism, riots, civil war. The conditions of coverage and other exceptions will be as specified in the insurance policy issued by Thai Life Insurance PCL.  and life insurance brokers under this benefit, which is T.C. Insurance Broker Service Company Limited.
  • All rights reserved for applicants aged between 20 - 60 years and holding Thai nationality only.
  • We reserve the right to offer this benefit to a maximum of 1 policy per 1 primary cardholder only.
  • This privilege cannot be redeemed, exchanged, and/or turned for cash and not transferable to another person.
  • KTC is not involved with the insurance products under this list. In the case that members have questions or complaints about coverage under the insurance plan, please contact Thai Life Insurance Public Company Limited at 02 054 8484 on business hours (Monday - Friday from 8:30 a.m. - 5:00 p.m.)
  • Ask for more details about KTC benefits and products by calling KTC EXCLUSIVE SERVICE at 02 123 5444.
Travel Insurance

Insurance coverage for international & domestic flights and lost or damage baggage. More details

Special privilege for you to obtain a visa to enter a Schengen country. Since the insurance coverage covers the necessary requirements for a Schengen visa, you may request to use this insurance to apply for a Schengen visa without any expenses. Simply contact KTC EXCLUSIVE SERVICE 02 123 5444 to get the insurance policy.

Cash Withdrawal

Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.

Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

Rewards Points 

Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.

more details
Pay on-the-go easily anywhere

While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay และ SWATCHPAY!

Tap and go with Visa Contactless

With convenient, easy, and contactless payment without the need to swipe your KTC VISA credit card at the participating stores with the contactless sign.

Terms and Conditions for Earning Up to 3x KTC FOREVER Points
  • Earn 1 KTC FOREVER point for every THB 25 spent with KTC X VISA SIGNATURE credit card.
  • When spending within Thailand on dining, shopping, and travel (as per specified MCC codes), as well as transactions made in foreign currencies (excluding 31 European Economic Area countries and the People’s Republic of China):
    • Earn 2X KTC FOREVER points (1 regular point + 1 extra point).
    • Earn an additional extra point for each total spending of THB 600,000.
  • Eligible Merchant Categories in Thailand (Based on MCC codes):
    • Dining Category: MCC Codes 5462, 5811, 5812, 5813, and 5814 in the Visa system only
    • Shopping Category: MCC Codes 5094, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5941, 5944, 5948, 5977, 7296, 5111, 5192, 5942, 5943, 5947, 5994, 5310, 5311, 5331, 5964, 5965, 5262, and 5309 in the Visa system only .
    • Travel Category: MCC Codes 3000 – 3350, 4511, 3351 - 3441, 7512, 7513, 7519, 7523, 3501-3840, 7011, 7996, 7998, 4722, 4723, and 5962 in the Visa system only .
    Please check the Merchant Category Code (MCC) information for reference from https://www.ktc.co.th/support/rate/merchant-category-code
  • Timeframe for crediting extra KTC FOREVER points:
    • The first extra point will be credited to the cardholder’s account within 60 days after the month in which the eligible transaction was made.
    • The additional extra point (for each total spending of THB 600,000) will be transferred to the cardholder’s account within 60 days after the month in which the spending threshold is met.
  • Exclusions from earning KTC FOREVER points:
    • Transactions made at merchants in the European Economic Area (31 countries), the People's Republic of China, and other excluded categories (For more details, visit www.ktc.co.th/rewards.
    • Interest payments, penalties, fees, canceled transactions, and all types of refunds.
  • KTC reserves the right to revoke, cancel, or reclaim KTC FOREVER points, either in full or partially, and to seek compensation (if applicable) if KTC has reasonable ground to believe that the cardmember has engaged in any of the following activities:
    • Payments are made to the credit card account exceeding the billed amount or approved credit limit to use for business-related or commercial purposes, or non-personal, or fraudulent purposes.
    • Using the credit card fraudulently or dishonestly to accumulate KTC FOREVER points, or for business-related or commercial purposes.
    • Violating of the specified terms and conditions of card usage.
    • Canceling transactions after KTC FOREVER points have been awarded.
  • This privilege cannot be exchanged for cash, transferred, or assigned to others.
  • The cardholder’s account must be in good standing at the time KTC awards the KTC points.
  • This privilege is valid from January 1, 2026 to December 31, 2026.
TERMS AND CONDITIONS FOR MIRACLE LOUNGE SERVICES AT INTERNATIONAL DEPARTURE TERMINAL, SUVARNABHUMI AIRPORT (THE LOUNGE)
  • Reserved for KTC X VISA SIGNATURE credit cardmembers (Primary cardmembers only) with normal account status who have made at least one transaction after card activation. The transaction must be made at least one day prior to using the MIRACLE LOUNGE service (Exclude cash withdrawal)
  • Service Usage
    2.1 KTC credit card members can enjoy this privilege 2 times per card per calendar year, and only when traveling internationally with Thai Airways.
    2.2 KTC credit card members must present the following documents to the lounge staff before using the service (1 KTC Credit Card per 1 boarding pass):
    • Boarding pass for Thai Airways international departure flight
    • Physical KTC Credit Card
    2.3 KTC credit card members can use the lounge for up to 2 hours per visit. Additional charges will apply at the rate specified by the Lounge for extended stays.
  • Service Locations
    • Concourse A, A1 Block 2, Level 3 First and Business Class Lounge*
    • Concourse C, Level 3, First and Business Class Lounge
    • Concourse D, Level 3 (Opposite Gate D5/D6) First and Business Class Lounge*
    • Concourse F, Level 3, Business Class Lounge
    • Concourse G, Level 3, First Class Lounge
    • Concourse G, Level 3 (Opposite Gate G2), Business Class Lounge*
    • Concourse G, Level 4, First Class Lounge*
    • SAT-1 Terminal, First and Business Class Lounge*
    * Shower rooms and restrooms available inside the lounge
  • Validity Period: This privilege can be used from January 1, 2026 to December 31, 2026.
Terms and Conditions for Annual Fee Waiver and Extra KTC FOREVER Points (25,000 Points)
  • This promotional campaign is provided by Krungthai Card Public Company Limited (“KTC”) to offer privileges to KTC X VISA SIGNATURE credit cardholders (“Cardholders”) during  January 1, 2026 to December 31, 2026. ("Promotion Period").
  • Annual Fee Waiver
    • Cardholders approved between January 1, 2026, and December 31, 2026, will automatically receive a first-year fee waiver.
    • Cardholders approved between December 1, 2024, and December 31, 2026, will be eligible for a second-year annual fee waiver if the total spending on the primary and supplementary card (of the same product) reaches THB 600,000 or more. The spending will be calculated starting from the month of card approval and continuing for the next 12 months. Example: If the credit card is approved in January 2025, spending from January 2025 to January 2026 will count toward the waiver.
    • Cardholders approved before December 1, 2024, will be eligible for a third-year and subsequent years waiver if the total spending on the primary and supplementary card (of the same product) reaches THB 600,000 or more within 12 months, starting from the month the annual fee is billed. Example: If the credit card is approved in January, spending from February to January of the following year will count toward the waiver.
  • Extra KTC FOREVER Points (with no expiration)
    • Cardholders with total spending on the primary and supplementary cards combined below THB 600,000 will be charged an annual fee (primary card only) of THB 5,000 (exclusive of 7% VAT) and will receive 25,000 extra KTC FOREVER points within 60 days from the month the annual fee is paid.
    • Cardholders eligible for an annual fee waiver may choose to pay the annual fee (primary card only) of THB 5,000 (exclusive of 7% VAT) before the annual fee billing month of the following year to receive 25,000 extra KTC FOREVER points. For assistance, contact KTC EXCLUSIVE SERVICE at 02 123 5444.
    • The 25,000 extra KTC FOREVER points earned can be redeemed for a THB 5,000 Starbucks gift voucher on a single redemption by March 31, 2027. To redeem, contact KTC EXCLUSIVE SERVICE at 02 123 5444. Alternatively, Cardholders may save the points for other exclusive benefits, subject to the terms and conditions specified by KTC.
  • Other terms and conditions
    • KTC reserves the right to offer, cancel, revoke, or reclaim any privileges under this promotion, in whole or in part, including seeking compensation for damages (if applicable) in cases of fraudulent activity intended to obtain these privileges, misuse of the card for commercial purposes, violation of the specified terms and conditions, non-consumer usage, or if transactions are reversed after privileges have been granted to the Cardholders.
    • Privileges are limited to Cardholders with an active and normal account status as determined by KTC on the date of privileges allocation.
    • Privileges are non-exchangeable, non-redeemable for cash, and non-transferable to other parties.
  • For more information, please contact KTC EXCLUSIVE SERVICE at 02 123 5444, available 24/7 every day.
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บัตรเครดิต KTC KTC Credit Card สินเชื่ออเนกประสงค์ KTC CASH KTC CASH KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)
บัตรเครดิต KTC KTC Credit Card บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่ออเนกประสงค์ KTC CASH KTC CASH สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)

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Thank you for choosing KTC products and services.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

If you would like to follow up your application status, please visit www.ktc.co.th

If you would like to follow up your application status, please visit www.ktc.co.th

© 2019 Krungthai Card PCL.

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