KTC DIGITAL
PLATINUM MASTERCARD Credit Card

Experience more than you see

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Shop online confidently with a dynamic CVC2 – a security code that changes every time you request. All accessible through the KTC Mobile app.

More Convenient

For a life on the move, use it instantly online and scan to pay after approval. Add your card to device pay apps like Google Pay, SwatchPay, and others, all available here.

Worriless

Enhance every spending moment at general stores with a numberless, magnetic stripe-free card. Eliminate concerns about data theft.

Digital Lifestyle

Apply by yourself through online channels. Shop online seamlessly, and start using it immediately upon approval..

More Secure

with the numberless card and magnetic stripe-free, you can use it with Electronic Data Capture (EDC) machines and Automated Teller Machines (ATMs) that support transactions using chip cards and contactless payment only.

Request for the numberless card through the KTC Mobile app

Exclusive Privileges For KTC cardmembers

Annual Fee

No entrance fee and annual fee.

E-Commerce Protection

Enjoy worldwide coverage of up to USD 200 for your online purchases all types of KTC MASTERCARD credit card when you experience non-delivery and/or incomplete delivery, 1 Jan 25 – 31 Dec 26.

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KTC PERSONAL ASSISTANT

Providing advice and information/assistance on

Air-ticket, restaurant reservations and gift & flower delivery.
Special event notification.
Home maintenance service.
Medical emergency service.

The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmember shall be held responsible for the expenses incurred from such services.

KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 5000 press 0.

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Easy Installments

Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card.

Full payment can be changed to installment payment.

Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate per month, up to 10 months, easily via the KTC Mobile app or by calling KTC PHONE 02 123 5000 ; press 4.

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Accidental Insurance

Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 26 – 31 Dec 26.

After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.

Terms and conditions

Benefits of this PA insurance coverage is for new applicants of primary KTC credit cards (“members”) with Krungthai Card Public Company Limited or KTC, whose cards have been approved and activated during 1 January 2026 - 31 December 2026 (“Program Period”) according to specified conditions only. This privilege will be automatically granted to card members from the card activation date.
Reserved the rights only for applicants who have never been a KTC credit card member of any type with KTC before or cancel card membership not less than 2 years (24 months) ago.
We reserve the right to exclude KTC National Blood Center card, KTC Thai Red Cross Society card, KTC SME COMMERCIAL VISA card, KTC VISA CORPORATE card and KTC cards for government agencies to participate on this program.
Members who comply with the specified conditions will receive benefits for death protection due to accidents with a maximum credit limit of 300,000 baht for a period of 90 days from the card activation date (free of charge). This does not include death resulting from driving or riding a motorcycle, murder, physical abuse, terrorism, riots, civil war. The conditions of coverage and other exceptions will be as specified in the insurance policy issued by Thai Life Insurance PCL. and life insurance brokers under this benefit, which is T.C. Insurance Broker Service Company Limited.
All rights reserved for applicants aged between 20 - 60 years and holding Thai nationality only.
We reserve the right to offer this benefit to a maximum of 1 policy per 1 primary cardholder only.
This privilege cannot be redeemed, exchanged, and/or turned for cash and not transferable to another person.
KTC is not involved with the insurance products under this list. In the case that members have questions or complaints about coverage under the insurance plan, please contact Thai Life Insurance Public Company Limited at 02 054 8484 on business hours (Monday - Friday from 8:30 a.m. - 5:00 p.m.)
Ask for more details about KTC benefits and products at KTC PHONE 02 123 5000.

Travel Insurance

Insurance coverage for international & domestic flights and lost or damage baggage

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Cash Withdrawal

Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.

Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM and credit card type.

Rewards Points

Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.

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Pay on-the-go easily anywhere

While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay และ SWATCHPAY!

Tap & go with Mastercard Contactless

With convenient, easy, and contactless payment without the need to swipe your KTC MASTERCARD credit card at participating stores with the Mastercard Contactless signage.

New Credit Card Customers

Apply Online Service

Total income start at 15,000 THB

( Foreigners minimum monthly income of 50,000 THB )

How to use

1. Select KTC Card then select “Activate”

Select “Activate Card” and enter OTP toconfirm activation

Enable the credit limit and slide to confirm

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FAQ about Activate Digital Card

Activate the KTC DIGITAL credit card by enable the Card-Not-Present spending limit via the KTC Mobile app. The Card can be used instantly after activated.
To adjust the Card-Not-Present spending limit, go to the “Spending Control” menu via the KTC Mobile app.

VDO How to use

Application details

Qualifications

Age : 20 – 80 years
Minimum total income : 15,000 Baht/month
Employed in the current job for at least 4 months

Documents

Identification documents

Copy of National ID card

Proof of income

Proof of income (at least one of the following) : Salary certificate, or latest salary slip (original), or withholding tax certificate (Form Bis. 50)
Copy of bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Age : 20 – 80 years
Minimum total income : 15,000 Baht/month
Owned and operated a business established and registered in Thailand for at least 2 years

Documents

Identification documents

Copy of National ID card

Proof of income

Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number; OR Copy of the corporate bank account statement for the past 6 months and the first page of passbook, stating company’s name and account number with a copy of the shareholder list (the applicant must hold at least 50% of shares)
Copy of the company registration certificate, including the last page stating the business objectives, or a commercial registration (if applicable)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Thai Nationals only
Age : 20 – 80 years
Minimum total income : 20,000 Baht/month

Documents

Identification documents

Copy of National ID card

Proof of income

Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number
Withholding tax certificate (Form Bis.50)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Qualifications

Age : 20 – 80 years
Have deposits/investments for at least 6 months in one or a combination of the following;
- Have fixed bank deposit for a continuous period of 6 months with a minimum balance of 500,000 Baht, or
- Have fixed deposit in a savings cooperative for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
- Have any of or a combination of savings account, fixed deposit account, GSB (Government Savings Bank) lottery savings bond, BAAC (Bank for Agriculture and Agricultural Cooperatives) lottery savings bond, government bond, corporate debenture, or mutual fund for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
- Have account investing in private funds with a minimum investment period of 6 months and a value of no less than 1,000,000 Bath

Documents

Identification documents

Copy of National ID card

Identification documents

Copy of bank deposit statement or investment statement for the past 6 months and the first page of passbook stating account holder’s name and account number, in one or a combination of the following;
- Copy of fixed bank deposit statement for a continuous period of 6 months with a minimum balance of 500,000 Baht or
- Copy of fixed savings cooperative deposit statement for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
- Copy of any of or a combination of savings account, fixed deposit account, GSB (Government Savings Bank) lottery savings bond, BAAC (Bank for Agriculture and Agricultural Cooperatives) lottery savings bond, government bond*, corporate debenture**, or mutual fund for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
- Copy of account investing in private funds for a continuous period of at least 6 months with a balance of at least 1,000,000 Baht

* Government bond: Attach proof of latest interest payment (50 bis).
** Corporate debenture: Attach copies of the front and back plus proof of latest interest payment (50 bis).

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

Qualifications

Age : 20 – 80 years

Documents

Identification documents

Copy of National ID card

Supporting documents

Assignment of Deposit Account Rights Agreement for amounts ranging from 20,000 to 1,000,000 Baht (Conditions apply based on the type of credit card application, and the agreement must be made at Krungthai Bank only)

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Supplementary Card

Foreigner Details

KTC DIGITAL
PLATINUM MASTERCARD Credit Card

More Secure

Culinary Collective
Featuring Fine Dining and
Casual Fine Dining restaurants

Enjoy up to 10% discount
or other exclusive benefits.