More Secure
Shop online confidently with a dynamic CVV – a security code that changes every time you request. All accessible through the KTC Mobile app.
More Convenient
For a life on the move, use it instantly online and scan to pay after approval. Add your card to device pay apps like Google Pay, SwatchPay, and others, all available here.
Worriless
Enhance every spending moment at general stores with a numberless, magnetic stripe-free card. Eliminate concerns about data theft.
Apply by yourself through online channels. Shop online seamlessly, and start using it immediately upon approval.
with the numberless card and magnetic stripe-free, you can use it with Electronic Data Capture (EDC) machines and Automated Teller Machines (ATMs) that support transactions using chip cards and contactless payment only.
Request for the numberless card through the KTC Mobile app
Earn 2x KTC FOREVER points when spending in foreign currency
(Exclude 31 countries in the European Economic Area and People's Republic of China)
from 1 Jan 26 – 31 Dec 26
Privilege for the special price of THB 500
is limited to 500 persons per month, or
THB 800 is unlimited at the participating
merchants with accumulated spending of THB 50,000.
Privilege valid from 1st January 2026 - 31thDecember 2026
50% discount at participating merchants
with accumulated spending of THB 50,000.
Enjoy a THB 800 e-Voucher at participating merchants with accumulated spending of THB 50,000.
Enjoy a THB 500 e-Voucher for service fee discounts with accumulated spending of THB 50,000.
No entrance fee and annual fee.
Providing advice and information/assistance on
The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmembers shall be held responsible for the expenses incurred from such services.
KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 5444 ; press 0.
Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card.
Full payment can be changed to installment payment.
Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate per month, up to 10 months, easily via the KTC Mobile app or by calling KTC EXCLUSIVE SERVICE at 02 123 5444 ; press 4.
Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 26 - 31 Dec 26.
After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.
Terms and conditions
Insurance coverage for international & domestic flights and lost or damage baggage
Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.
Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM and credit card type.
Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.
While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay และ SWATCHPAY!
With convenient, easy, and contactless payment without the need to swipe your KTC VISA credit card at the participating stores with the contactless sign.
Total income start at 50,000 THB
( Foreigners minimum monthly income of 50,000 THB )
Apply easily on your phone
Activate the KTC DIGITAL credit card by enable the Card-Not-Present spending limit via the KTC Mobile app. The Card can be used instantly after activated.
To adjust the Card-Not-Present spending limit, go to the “Spending Control” menu via the KTC Mobile app.
Activate Digital Card
View Card Info
Request Numberless Card
Activate Numberless Card
Identification documents
Proof of income
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)
Identification documents
Proof of income
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)
Identification documents
Proof of income
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)
Identification documents
Proof of savings
* Government bond: Attach proof of latest interest payment (50 bis).
** Corporate debenture: Attach copies of the front and back plus proof of latest interest payment (50 bis).
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)
Identification documents
Supporting documents
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)
