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KTC DIGITAL WORLD REWARDS MASTERCARDCredit Card

KTC DIGITAL
WORLD REWARDS MASTERCARD
Credit Card

Beyond benefits and security

More Secure

More Secure

Shop online confidently with a dynamic CVC2 – a security code that changes every time you request. All accessible through the KTC Mobile app.

More Convenient

More Convenient

For a life on the move, use it instantly online and scan to pay after approval. Add your card to device pay apps like Google Pay, SwatchPay, and others, all available here.

Worriless

Worriless

Enhance every spending moment at general stores with a numberless, magnetic stripe-free card. Eliminate concerns about data theft.

ดิจิทัลไลฟ์สไตล์ดิจิทัลไลฟ์สไตล์

Digital Lifestyle

Apply by yourself through online channels. Shop online seamlessly, and start using it immediately upon approval.

ดิจิทัลไลฟ์สไตล์ดิจิทัลไลฟ์สไตล์

More Secure

with the numberless card and magnetic stripe-free, you can use it with Electronic Data Capture (EDC) machines and Automated Teller Machines (ATMs) that support transactions using chip cards and contactless payment only.

Request for the numberless card through the KTC Mobile app

Earn Points Easily

Earn 2x KTC FOREVER points when spending in foreign currency
(Exclude 31 countries in the European Economic Area and People's Republic of China)
from 1 Jan 26 - 31 Dec 26
  • Unlimited points accumulation
  • No expiration on points
  • Countless options for points redemption

Complimentary Access to
The MIRACLE LOUNGE twice a year

By presenting your KTC DIGITAL WORLD REWARDS MASTERCARD credit card along with Thai Airways boarding pass for international flight. The MIRACLE LOUNGE, located in Suvarnabhumi airport's Concourse A (Level 3), Concourse A1 (Level 3), Concourse C (Level 3), Concourse D (Level 3), Concourse F (Level 3), Concourse G (Level 3), Concourse G (Level 4) and SAT-1 terminal from 1 Jan 26 – 31 Dec 26

Complimentary Access to
The MIRACLE LOUNGE twice a year

Enjoy one night free
at a collection of participating luxurious hotels to handpicked resorts.
Terms and Conditions

Complimentary Access to
The MIRACLE LOUNGE twice a year

Including the best offers in travel,
culinary, shopping, sports,
entertainment, and art and culture.
Terms and Conditions

Culinary Collective
Featuring Fine Dining and Casual Fine Dining restaurants.

Privilege 1: All type of KTC
Enjoy up to 10% discount or other exclusive benefits.

Privilege 2: All types of KTC X WORLD REWARDS MASTERCARD
and KTC WORLD MASTERCARD Credit Card
Get Cashback up to 1,000 Baht.

Valid for transactions made with a KTC credit card at participating restaurants, subject to terms and conditions.

Terms and Conditions
KTC Mastercard Credit Card

VDO How to use

Recommend features

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How to use

Choose Category
1. Select KTC Card then select “Activate”
1/4
2. Select “Activate Card” and enter OTP toconfirm activation
2/4
3. Enable the credit limit and slide to confirm
3/4
4. Card Activation successful
4/4

FAQ

Annual Fee

Annual Fee

No entrance fee and annual fee.

E-Commerce Protection

E-Commerce Protection

Enjoy worldwide coverage of up to USD 200 for your online purchases all types of KTC MASTERCARD credit card when you experience non-delivery and/or incomplete delivery, 1 Jan 25 - 31 Dec 26.

More Details
KTC PERSONAL ASSISTANT

KTC PERSONAL ASSISTANT

Providing advice and information/assistance on

• Air-ticket, restaurant reservations and gift & flower delivery.

• Special event notification.

• Home maintenance service.

• Medical emergency service.

The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmember shall be held responsible for the expenses incurred from such services.

KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 54444 press 0.

More Details

Easy Installments

Easy Installments

Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card

Get special 0.69% interest rate for installment plan via KTC PHONE from any spending in Hong Kong, Singapore, Malaysia and Indonesia.

Full payment can be changed to installment payment
Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate, up to 10 months, easily via the KTC Mobile app or by calling
KTC EXCLUSIVE SERVICE 02 123 5444 ; press 4.

Accidental Insurance

Accidental Insurance

Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 26 – 31 Dec 26.

After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.

Travel Insurance

Travel Insurance

Insurance coverage for international & domestic flights and lost or damage baggage.

More Details
Travel with KTC World Travel Service

Travel with KTC World Travel Service

Offering tourism and travelling information services with a maximum of 20% discount on travel insurance. For more information, please call 02 123 5050 or visit www.ktcworld.co.th

Cash Withdrawal

Cash Withdrawal

Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.

Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

* The numberless, magnetic-stripe–free card can be used at ATMs that support chip-based transactions only.

** The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

Rewards Points

Rewards Points

Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.

More Details and Terms and Conditions
Pay on-the-go easily anywherePay on-the-go easily anywherePay on-the-go easily anywherePay on-the-go easily anywhere

Pay on-the-go easily anywhere

While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay and SWATCHPAY! bring payments to your wrist with KTC credit cards.

More Details and Terms and Conditions
Tap & go with Mastercard Contactless

Tap & go with Mastercard Contactless

With convenient, easy, and contactless payment without the need to swipe your KTC MASTERCARD credit card at participating stores with the Mastercard Contactless signage.

Application detailsApplication details

Qualifications

  • •Age : 20 - 80 years
  • •Minimum total income : 50,000 Baht/month
  • •Minimum total income (Foreigners) : 50,000 Baht/month
  • •Employed in the current job for at least 4 months
  • •Working in Thailand for at least 2 years (Foreigners)

Documents

Identification documents

  • •Copy of National ID card

Proof of income

  • •Proof of income (at least one of the following) : Salary certificate, or latest salary slip (original), or withholding tax certificate (Form Bis. 50)
  • •Copy of bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 15 - 80 years
  • •For foreign primary cardholders: the supplementary card application is limited to family members only : spouse, child and parents

Documents

Identification documents

  • •Copy of National ID card for both primary and supplementary cardholders

Supporting documents

  • •For applicants under 20 years of age where the primary cardholder is a parent, please attach proof of relationship (e.g., House Registration or Birth Certificate).
  • •For applicants under 20 years of age where the primary cardholder is not a parent, the following additional documents are required:
    • •A letter of consent from a parent or legal representative.
    • •A copy of the National ID card of the parent or legal representative.
    • •Documentation proving the relationship (e.g., House Registration or Birth Certificate).
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 20 – 80 years
  • •Minimum total income : 50,000 Baht/month
  • •Working in Thailand for at least 2 years

Documents

Identification documents

  • •Copy of Passport
  • •Copy of Work Permit in Thailand showing employment in Thailand for at least 2 years.
  • •Identification document or evidence (at least one of the following):
    • •Copy of Non-Immigrant Visa or Smart Visa or
    • •Copy of Yellow House Registration Book (T.M.13) with the 13-digit ID number or
    • •Copy of Identification document issued by a Thai government agency or the government of the applicant’s nationality.

Proof of income

  • •Copy of one of the following income documents: a salary certificate, the latest original payslip, or a withholding tax certificate (Form 50 bis).
  • •Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.

Qualifications

Supplementary Card
  • •Age : 15 - 80 years
  • •For foreign primary cardholders: the supplementary card application is limited to family members only : spouse, child and parents

Documents

Identification documents

  • •Copy of Passport for both primary and supplementary cardholders
  • •Identification documents or evidence for both primary and supplementary cardholders (at least two of the following):
    • •Copy of Non-Immigrant Visa or Smart Visa or
    • •Copy of Yellow House Registration Book (T.M.13) with the 13-digit ID number or
    • •Copy of Identification document issued by a Thai government agency or the government of the applicant’s nationality.

Supporting documents

  • •For applicants under 20 years of age where the primary cardholder is a parent, please attach proof of relationship (e.g., House Registration or Birth Certificate).
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 20 - 80 years
  • •Minimum total income : 50,000 Baht/month
  • •Minimum total income (Foreigners) : 50,000 Baht/month
  • •Owned and operated a business established and registered in Thailand for at least 2 years

Documents

Identification documents

  • •Copy of National ID card

Proof of income

  • •Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number; OR Copy of the corporate bank account statement for the past 6 months and the first page of passbook, stating company’s name and account number with a copy of the shareholder list (the applicant must hold at least 50% of shares)
  • •Copy of the Company Registration Certificate, including the final page specifying business objectives; OR Commercial Registration (registered for at least 2 years).
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 15 - 80 years
  • •For foreign primary cardholders: the supplementary card application is limited to family members only : spouse, child and parents

Documents

Identification documents

  • •Copy of National ID card for both primary and supplementary cardholders

Supporting documents

  • •For applicants under 20 years of age where the primary cardholder is a parent, please attach proof of relationship (e.g., House Registration or Birth Certificate).
  • •For applicants under 20 years of age where the primary cardholder is not a parent, the following additional documents are required:
    • •A letter of consent from a parent or legal representative.
    • •A copy of the National ID card of the parent or legal representative.
    • •Documentation proving the relationship (e.g., House Registration or Birth Certificate).
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 20 – 80 years
  • •Minimum total income : 50,000 Baht/month
  • •Owned and operated a business established and registered in Thailand for at least 2 years

Documents

Identification documents

  • •Copy of Passport
  • •Identification documents or evidence (at least two of the following):
    • •Copy of Non-Immigrant Visa Entry Stamp or Smart Visa or
    • •Copy of Yellow House Registration Book (T.M.13) with the 13-digit ID number or
    • •Copy of Identification document issued by a Thai government agency or the government of the applicant’s nationality.

Proof of income

  • •Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number; OR Copy of the corporate bank account statement for the past 6 months and the first page of passbook, stating company’s name and account number with a copy of the shareholder list (the applicant must hold at least 50% of shares)
  • •Copy of the Company Registration Certificate, including the final page specifying business objectives; OR Commercial Registration (registered for at least 2 years).

Qualifications

Supplementary Card
  • •Age : 15 - 80 years
  • •For foreign primary cardholders: the supplementary card application is limited to family members only : spouse, child and parents

Documents

Identification documents

  • •Copy of Passport for both primary and supplementary cardholders
  • •Identification documents or evidence for both primary and supplementary cardholders (at least two of the following):
    • •Copy of Non-Immigrant Visa or Smart Visa or
    • •Copy of Yellow House Registration Book (T.M.13) with the 13-digit ID number or
    • •Copy of Identification document issued by a Thai government agency or the government of the applicant’s nationality.

Supporting documents

  • •For applicants under 20 years of age where the primary cardholder is a parent, please attach proof of relationship (e.g., House Registration or Birth Certificate)
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Thai Nationals only
  • •Age : 20 – 80 years
  • •Minimum total income : 50,000 Baht/month

Documents

Identification documents

  • •Copy of National ID card

Proof of income

  • •Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number
  • •Withholding tax certificate (Form Bis.50)
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 15 - 80 years

Documents

Identification documents

  • •Copy of National ID card for both primary and supplementary cardholders

Supporting documents

  • •For applicants under 20 years of age where the primary cardholder is a parent, please attach proof of relationship (e.g., House Registration or Birth Certificate).
  • •For applicants under 20 years of age where the primary cardholder is not a parent, the following additional documents are required:
    • •A letter of consent from a parent or legal representative.
    • •A copy of the National ID card of the parent or legal representative.
    • •Documentation proving the relationship (e.g., House Registration or Birth Certificate).
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 20 – 80 years
  • •Have fixed bank deposit for a continuous period of 6 months with a minimum balance of 1,000,000 Baht.

Documents

Identification documents

  • •Copy of National ID card

Identification documents

  • •Copy of bank deposit statement or investment statement for the past 6 months and the first page of passbook stating account holder’s name and account number, in one or a combination of the following;
    • •Copy of fixed bank deposit statement for a continuous period of 6 months with a minimum balance of 1,000,000 Baht or
    • •Copy of fixed savings cooperative deposit statement for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
    • •Copy of any of or a combination of savings account, fixed deposit account, GSB (Government Savings Bank) lottery savings bond, BAAC (Bank for Agriculture and Agricultural Cooperatives) lottery savings bond, government bond*, corporate debenture**, or mutual fund for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
    • •Copy of account investing in private funds for a continuous period of at least 6 months with a balance of at least 1,000,000 Baht
* Government bond: Attach proof of latest interest payment (50 bis).
** Corporate debenture: Attach copies of the front and back plus proof of latest interest payment (50 bis).

Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 15 - 80 years

Documents

Identification documents

  • •Copy of National ID card for both primary and supplementary cardholders

Supporting documents

  • •For applicants under 20 years of age where the primary cardholder is a parent, please attach proof of relationship (e.g., House Registration or Birth Certificate).
  • •For applicants under 20 years of age where the primary cardholder is not a parent, the following additional documents are required:
    • •A letter of consent from a parent or legal representative.
    • •A copy of the National ID card of the parent or legal representative.
    • •Documentation proving the relationship (e.g., House Registration or Birth Certificate).
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 20 – 80 years.
  • •Have deposits/investments for at least 6 months in one or a combination of the following;
    • •Have fixed bank deposit for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
    • •Have fixed deposit in a savings cooperative for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
    • •Have any of or a combination of savings account, fixed deposit account, GSB (Government Savings Bank) lottery savings bond, BAAC (Bank for Agriculture and Agricultural Cooperatives) lottery savings bond, government bond, corporate debenture, or mutual fund for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
    • •Have account investing in private funds with a minimum investment period of 6 months and a value of no less than 1,000,000 Bath

Documents

Identification documents

  • •Copy of Passport
  • •Identification documents or evidence (at least two of the following):
    • •Copy of Non-Immigrant Visa or Smart Visa or
    • •Copy of Yellow House Registration Book (T.M.13) with the 13-digit ID number or
    • •Copy of Identification document issued by a Thai government agency or the government of the applicant’s nationality.

Proof of savings

  • •Copy of bank deposit statement or investment statement for the past 6 months and the first page of passbook stating account holder’s name and account number, in one or a combination of the following;
    • • Copy of fixed bank deposit statement for a continuous period of 6 months with a minimum balance of 1,000,000 Baht or
    • •Copy of fixed savings cooperative deposit statement for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
    • •Copy of any of or a combination of savings account, fixed deposit account, GSB (Government Savings Bank) lottery savings bond, BAAC (Bank for Agriculture and Agricultural Cooperatives) lottery savings bond, government bond*, corporate debenture**, or mutual fund for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
    • •Copy of account investing in private funds for a continuous period of at least 6 months with a balance of at least 1,000,000 Baht
* Government bond: Attach proof of latest interest payment (50 bis).
** Corporate debenture: Attach copies of the front and back plus proof of latest interest payment (50 bis).

Qualifications

Supplementary Card
  • •Age : 15 - 80 years
  • •For foreign primary cardholders: the supplementary card application is limited to family members only : spouse, child and parents

Documents

Identification documents

  • •Copy of Passport for both primary and supplementary cardholders
  • •Identification documents or evidence for both primary and supplementary cardholders (at least two of the following):
  • •Copy of Non-Immigrant Visa or Smart Visa or
  • •Copy of Yellow House Registration Book (T.M.13) with the 13-digit ID number or
  • •Copy of Identification document issued by a Thai government agency or the government of the applicant’s nationality.

Supporting documents

  • •For applicants under 20 years of age where the primary cardholder is a parent, please attach proof of relationship (e.g., House Registration or Birth Certificate)
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 20 – 80 years

Documents

Identification documents

  • •Copy of National ID card

Supporting documents

  • •Assignment of Deposit Account Rights Agreement for amounts ranging from 20,000 to 1,000,000 Baht (Conditions apply based on the type of credit card application, and the agreement must be made at Krungthai Bank only)
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 15 - 80 years

Documents

Identification documents

  • •Copy of National ID card for both primary and supplementary cardholders

Supporting documents

  • •For applicants under 20 years of age where the primary cardholder is a parent, please attach proof of relationship (e.g., House Registration or Birth Certificate).
  • •For applicants under 20 years of age where the primary cardholder is not a parent, the following additional documents are required:
    • •A letter of consent from a parent or legal representative.
    • •A copy of the National ID card of the parent or legal representative.
    • •Documentation proving the relationship (e.g., House Registration or Birth Certificate).
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

Qualifications

  • •Age : 20 – 80 years

Documents

Identification documents

  • •Copy of Passport
  • •Identification documents or evidence (at least two of the following):
    • •Copy of Non-Immigrant Visa or Smart Visa or
    • •Copy of Yellow House Registration Book (T.M.13) with the 13-digit ID number or
    • •Copy of Identification document issued by a Thai government agency or the government of the applicant’s nationality.

Supporting documents

  • •Assignment of Deposit Account Rights Agreement for amounts ranging from 20,000 to 1,000,000 Baht (Conditions apply based on the type of credit card application, and the agreement must be made at Krungthai Bank only)

Qualifications

Supplementary Card
  • •Age : 15 - 80 years
  • •For foreign primary cardholders: the supplementary card application is limited to family members only : spouse, child and parents

Documents

Identification documents

  • •Copy of Passport for both primary and supplementary cardholders
  • •Identification documents or evidence for both primary and supplementary cardholders (at least two of the following):
    • •Copy of Non-Immigrant Visa or Smart Visa or
    • •Copy of Yellow House Registration Book (T.M.13) with the 13-digit ID number or
    • •Copy of Identification document issued by a Thai government agency or the government of the applicant’s nationality.

Supporting documents

  • •For applicants under 20 years of age where the primary cardholder is a parent, please attach proof of relationship (e.g., House Registration or Birth Certificate)
Remark: KTC reserves the right to decline if your credit card was cancelled within less than 2 years (24 months)

New Credit Card Customers

Total income start at 50,000 THB
( Foreigners minimum monthly income of 50,000 THB )

Apply Online Service

  • Convenient: Apply and submit
    documents online 24 hours a day.
  • Submit informationand documents
    into the system immediately.

Prepare your physical National ID card
and have document image files
ready to start applying.

KTC DIGITAL WORLD REWARDS MASTERCARD

Scan to Apply

Or

Apply Online Service

  • Convenient: Apply and submit
    documents online 24 hours a day.
  • Submit informationand documents
    into the system immediately.

Prepare your physical National ID card
and have document image files
ready to start applying.

Or

Current Credit Card Customers

Apply via KTC Mobile app.
No Documents Required.

Apply easily on your phone

Download
KTC Mobile
Download KTC Mobile
KTC Mobile Apply