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- What is KTC DIGITAL
- How to use
KTC DIGITAL
WORLD REWARDS MASTERCARD
Credit Card
Beyond benefits and security
More Secure
Shop online confidently with a dynamic CVC2 – a security code that changes every time you request. All accessible through the KTC Mobile app.
More Convenient
For a life on the move, use it instantly online and scan to pay after approval. Add your card to device pay apps like Google Pay, SwatchPay, and others, all available here.
Worriless
Enhance every spending moment at general stores with a numberless, magnetic stripe-free card. Eliminate concerns about data theft.
Digital Lifestyle
Apply by yourself through online channels. Shop online seamlessly, and start using it immediately upon approval.
More Secure
with the numberless card and magnetic stripe-free, you can use it with Electronic Data Capture (EDC) machines and Automated Teller Machines (ATMs) that support transactions using chip cards and contactless payment only.
Request for the numberless card through the KTC Mobile app
Earn Points Easily
Earn 2x KTC FOREVER points when spending in foreign currency
(Exclude 31 countries in the European Economic Area and People's Republic of China)
from 1 Jan 25 - 31 Dec 25
- Unlimited points accumulation
- No expiration on points
- Countless options for points redemption
Complimentary Access to
The MIRACLE LOUNGE twice a year
By presenting your KTC DIGITAL WORLD REWARDS MASTERCARD credit card along with Thai Airways boarding pass for international flight. The MIRACLE LOUNGE, located in Suvarnabhumi airport's Concourse A (Level 3), Concourse A1 (Level 3), Concourse C (Level 3), Concourse D (Level 3), Concourse F (Level 3), Concourse G (Level 3), Concourse G (Level 4) and SAT-1 terminal from 1 Jan 25 – 31 Dec 25
One Dines Free
with Mastercard
Enjoy a complimentary main course
at participating restaurants when
order minimum 2 main courses
with all types of KTC MASTERCARD
order minimum 2 main courses
with all types of KTC MASTERCARD
Complimentary Access to
The MIRACLE LOUNGE twice a year
Enjoy one night free
at a collection of participating luxurious hotels to handpicked resorts.
Complimentary Access to
The MIRACLE LOUNGE twice a year
Including the best offers in travel,
culinary, shopping, sports,
entertainment, and art and culture.
culinary, shopping, sports,
entertainment, and art and culture.
Culinary Collective
Featuring over 140 Fine Dining and Casual Fine Dining restaurants
Privilege 1
Enjoy up to 10% discount or other exclusive benefits.
Enjoy up to 10% discount or other exclusive benefits.
Privilege 2
Earn up to 10X KTC points.
Earn up to 10X KTC points.
Valid for transactions made with a KTC credit card at participating restaurants, subject to terms and conditions.
VDO How to use
Recommend features
All
How to use
Choose Category
1. Select KTC Card then select “Activate”
1/4
2. Select “Activate Card” and enter OTP toconfirm activation
2/4
3. Enable the credit limit and slide to confirm
3/4
4. Card Activation successful
4/4
FAQ
Annual Fee
No annual fee for life.
E-Commerce Protection
Enjoy worldwide coverage of up to USD 200 for your online purchases all types of KTC MASTERCARD credit card when you experience non-delivery and/or incomplete delivery, 1 Jan 25 - 31 Dec 26.
More Details
KTC PERSONAL ASSISTANT
Providing advice and information/assistance on
• Air-ticket, restaurant reservations and gift & flower delivery.
• Special event notification.
• Home maintenance service.
• Medical emergency service.
The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmember shall be held responsible for the expenses incurred from such services.
KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 54444 press 0.
For more information, please visit www.ktc.co.th/contact/personal-assistant
Easy Installments
Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card
Special for KTC DIGITAL PLATINUM MASTERCARD credit card. Get special 0.69% interest rate for installment plan via KTC PHONE from any spending in Hong Kong, Singapore, Malaysia and Indonesia.
Full payment can be changed to installment payment
Change your full payment amount for the purchase of products/services of the next billing cycle into the installment amount at 0.74% interest rate, up to 10 months, easily via the KTC Mobile app or by calling KTC PHONE 02 123 5444 press 4.
Change your full payment amount for the purchase of products/services of the next billing cycle into the installment amount at 0.74% interest rate, up to 10 months, easily via the KTC Mobile app or by calling KTC PHONE 02 123 5444 press 4.
Accidental Insurance
Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 25 – 31 Dec 25.
After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.
Travel Insurance
Insurance coverage for international & domestic flights and lost or damage baggage.
More Details
Travel with KTC World Travel Service
Offering tourism and travelling information services with a maximum of 20% discount on travel insurance. For more information, please call 02 123 5050 or visit www.ktcworld.co.th
Cash Withdrawal
Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.
Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.
Rewards Points
Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.
More Details and Terms and Conditions
Pay on-the-go easily anywhere
While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay and SWATCHPAY! bring payments to your wrist with KTC credit cards.
More Details and Terms and Conditions
Tap & go with Mastercard Contactless
With convenient, easy, and contactless payment without the need to swipe your KTC MASTERCARD credit card at participating stores with the Mastercard Contactless signage.
Application detailsApplication details
New Credit Card Customers
Total income start at 50,000 THB
( Foreigners minimum monthly income of 50,000 THB )
Apply Online Service
Convenient: Apply and submit
documents online 24 hours a day.- Submit informationand documents
into the system immediately.
Prepare your physical National ID card
and have document image files
ready to start applying.
Scan to Apply
Or
Apply Online Service
- Convenient: Apply and submit
documents online 24 hours a day. - Submit informationand documents
into the system immediately.
Prepare your physical National ID card
and have document image files
ready to start applying.
Or
Current Credit Card Customers
Apply via KTC Mobile app.
No Documents Required.
Apply easily on your phone
Download
KTC Mobile
KTC Mobile
Download KTC Mobile
