Credit Card Protection
and Credit Safety Tips

Perfect Life, Your Way

Easy to manage.

Credit Limit of the primary card and all supplementary cards are under the same credit limit.

Cash withdrawal service

Enjoy a fast & flexible life with 100% cash withdrawal of available credit limit via ATM* of banks or bank counters and money exchange booth worldwide
*Cash withdrawal amount per time/day is subject to conditions and restriction of each bank’s ATM.

Redeem point as you wish.

KTC FOREVER points, every THB 25 spend with KTC credit card get 1 KTC FOREVER point.

1. Redeem KTC FOREVER points for products/services at more than 3,000 participating shops nationwide, every 1,000 KTC FOREVER point = THB 100 cash.
2. Redeem KTC FOREVER points for mileages or points of participating airlines for air ticket, accommodation, or other services.
3. Redeem KTC FOREVER points for the charity foundations, every 1,000 KTC FOREVER points = TBH 100 donation.

Enjoy Life with Peace of Mind

Fee! Secure and confident on your trip with travel insurance
Accident insurance coverage during travelling, including spouse and child age not over 23 years old, in the case of paying for public transportation with KTC credit cards.

Remarks : Insurance company terms and conditions apply.

Special Privilege & Services Just for You

Installment payment for products/services with KTC credit card

Convenient to manage your monthly expense with installment payment for products/services at a special rate of 0% or 0.74% interest rate up to 10 months at participating shops/stores.

Full payment can be changed to installment payment.

Change your full payment amount for the purchase of products/services of the next billing cycle due into the installment payment at 074% interest rate/month, up to 10 months, easily via KTC Mobile app, KTC Online or
• KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE credit card, please contact KTC VIP SERVICE 02 123 5555
• KTC - KRUNTHAI PRECIOUS+ and KTC - KRUNGTHAI ICONIC credit card, please contact KTC EXCLUSIVE SERVICE 02 123 5333

Remarks: • The installment payment must be made before the billing cycle cut and each payment transaction must be THB 500 up with the total sum up not less than THB 3,000.

Free delivery of variety of goods to your home form KTC U SHOP

A service to provide convenience to KTC credit cardmember to shop or redeem KTC points for special price goods from stores with free delivery service. For more information please visit www.ktc.co.th/ushop or simply add Add LINE @KTCUSHOP

A complete service for any of your trip with KTC World Travel Service

Information service on travelling for KTC credit cardmember. • Booking service for flight, hotel rental car, tour group and independent package of local and internationalำ
• Booking service for trains in Europe – Eurail Pass, Euro pass, Train in Japan – JR Pass
• Pocket WIFI service for global use
• Booking for popular attractions ticket of local and international
• Entertainment activities
• Travel insurance
No surcharge for KTC credit cardmember
Tel. 02 123 5050
LINE ID : @KTCWORLD
Facebook : KTCWorldCommunity
Website : www.ktcworld.co.th
E-mail : ktcworld@ktc.co.th

Convenient wherever you are.

KTC personal assistance service 24 hours a day provide advice and information or making a reservation for your special occasions/events e.g., booking a light ticket, hotel car rental, restaurant, golf course, attraction, show ticket and/or gift/flower delivery service.
The mentioned services are just information providing, suggestion or personal coordinating only, but not a commercial service or illegal ats. The cardmember shall be held responsible for the expenses incurred form such services.

Fee! Free to contact Personal Assistance Contact Center at 02 206 5431
• KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE credit card, please contact KTC VIP SERVICE 02 123 5555
• KTC - KRUNTHAI PRECIOUS+ and KTC - KRUNGTHAI ICONIC credit card, please contact KTC EXCLUSIVE SERVICE 02 123 5333

Suggestion for the use of credit card

1. Immediately sign your signature at the panel on the back side of the card once received.
2. Do not bend your card or scratch the magnetic stripe or chip and keep your card away from heat.
3. Do not disclose credit card number or any information about credit card to any third person or write its down on any document.

Advice for your traveling abroad
with KTC Credit Cards

In the case of transactions in foreign currency where currency conversion is required, the Cardholder agrees and acknowledges that KTC may charge for currency exchange risk at the rate of not more than 2% on the reference exchange rate as announced by the Credit Card Company, of which KTC is a member, to hedge against such risk. If such foreign currency is not US dollar, it may be converted into US dollar first and then converted again into Thai baht before being collected from KTC. For more information about calculations, please visit Click

The Cardholder can check out the exchange rates for initial reference at:

1. Visa Click

Replacement
the Expired Credit Card

KTC will issue a new credit card and send to you 1 month in advance prior to the existing credit card expiry date. The cardholder should activate a new card immediately upon received.

Card lost or stolen
and re-issue new card

please immediately notify us if your card has been suspended. You may do by yourself via KTC Mobile app or by contacting our 24/7 customer service :
• KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE credit card, please contact KTC VIP SERVICE 02 123 5555
• KTC - KRUNTHAI PRECIOUS+ and KTC - KRUNGTHAI ICONIC credit card, please contact KTC EXCLUSIVE SERVICE 02 123 5333

To calculate interest
and credit line usage fee,

you can download an example of the calculation of interest and credit line usage fee
please visit Click

Cautions:

1. Please read and understand all terms and conditions of the product before signing your signature on the back of the card.
2. If the card is lose or stolen, please notify to suspend your card immediately, otherwise you will be liable for any expenditure incurred before notification.
3. Partial or late payment may subject to interest, credit line usage fee and collection expense charge.
4. If you have any inquirey, please contact
   • KTC - KRUNGTHAI PRIVATE BANKING VISA INFINITE credit card, please contact KTC VIP SERVICE 02 123 5555
   • KTC - KRUNTHAI PRECIOUS+ and KTC - KRUNGTHAI ICONIC credit card, please contact KTC EXCLUSIVE SERVICE 02 123 5333

Payment Channels

1. KTC TOUCH, Krungthai Bank, Other Banks, Participate Shop, Post, Mobile Applications for more informations,
   please visit Click
2. Auto debit for payment of goods and service (Direct Debit) Click