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Home / Credit Card / KTC CASH BACK PLATINUM MASTERCARD

KTC CASH BACK PLATINUM MASTERCARD

Cash back for every purchase with KTC Credit Card

No

Annual Fee

Up to 0.8%

Cash Back

8 Million Baht

Travel Insurance

  • Back

KTC CASH BACK PLATINUM MASTERCARD

  • Privilege
  • Register
KTC mPOS

Privileges

Get cash back easily

Get cash back for all purchases easily up to 0.8%

more details

Culinary Collective

Featuring over 140 Fine Dining and Casual Fine Dining restaurants.

Privilege 1

Enjoy up to 10% discount or other exclusive benefits.

Privilege 2

Earn up to 10X KTC points.

Valid for transactions made with a KTC credit card at participating restaurants, subject to terms and conditions.

More Details

 
Annual Fee

No annual fee for life.

E-Commerce Protection

Enjoy worldwide coverage of up to USD 200 for your online purchases all types of KTC MASTERCARD credit card when you experience non-delivery and/or incomplete delivery, 1 Jan 25 – 31 Dec 26.

more details

Terms & Conditions for E-Commerce Protection
  • Non-delivery/and or incomplete delivery of Goods and shipping charges, that are purchased on the internet: Goods are insured against non-delivery, if the Goods have not been delivered within 30 days of the scheduled delivery, unless otherwise stated by Seller, and the Seller has failed to refund the Insured to the Insured’s credit or debit card within 60 days of non-delivery.
  • Improper functioning of the Goods due to Damage of delivered Goods: the delivered Goods are insured against improper functioning as a result of physical damage if the Seller or Courier has failed to refund the Insured to the Insured’s credit or debit card within 60 days of delivery.
  • No minimum spending requirements for e-Commerce Purchase Protection Insurance by Mastercard
  • For more inquiries, please contact AIG Asia Pacific Insurance Pte. Ltd. Business Hours: 8:30AM – 5:30PM, Mon – Fri (except public holidays) For Claims: Tel. +66 2649 1518 Email: APAC.Mastercard@aig.com
  • Please see more details at https://www.ktc.co.th/MC-ecommerce
KTC PERSONAL ASSISTANT

Providing advice and information/assistance on

  • Air-ticket, restaurant reservations and gift & flower delivery.
  • Special event notification.
  • Home maintenance service.
  • Medical emergency service.

The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmember shall be held responsible for the expenses incurred from such services.

KTC PERSONAL ASSISTANT is available 24 hours every day at 02 123 5000 press 0.

For more information, please visit www.ktc.co.th/personal-assistant

Easy Installments

Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card


Get special 0.69% interest rate for installment plan via KTC PHONE from any spending in Hong Kong, Singapore, Malaysia and Indonesia.


Full payment can be changed to installment payment
Change your full payment amount for the purchase of products/services of the next billing cycle into the installment amount at 0.74% interest rate, up to 10 months, easily via the KTC Mobile app or by calling KTC PHONE 02 123 5000 press 4.

more details
Installment payment with KTC card terms & conditions
  • Except for the product/service which participate in 0% installment payment program, all types of KTC VISA / MASTERCARD / JCB / UNIONPAY cardmembers can apply for KTC Installment Payment at 0.74% per month. Cardmembers may choose term of payments over 3 – 10 months.
  • KTC reserves the right to limit eligibility for all types of KTC VISA CORPORATE GOLD credit card, and KTC Government Service credit card.
  • Fixed interest rate at 0.74% per month equivalent to effective interest rate of 15.07% per year for 6 months, 15.71% per year for 9 months, and 15.83% per year for 10 months installment plan.
  • Each spending of 25 THB via Installment Payment with KTC, you will receive 1 KTC FOREVER point.
  • For converting any purchase of product and service by KTC PHONE, the spending must be at a minimum of 3,000 Baht, which is the spending amount per sales slip at a minimum of 500 Baht.
  • For more details, please contact KTC PHONE 02 123 5000, press 4
Accidental Insurance

Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 25 – 31 Dec 25.

After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.

more details
Terms and conditions
  • Benefits of this PA insurance coverage is for new applicants of primary KTC credit cards (“members”) with Krungthai Card Public Company Limited or KTC, whose cards have been approved and activated during 1 January 2025 - 31 December 2025 (“Program Period”) according to specified conditions only. This privilege will be automatically granted to card members from the card activation date.
  • Reserved the rights only for applicants who have never been a KTC credit card member of any type with KTC before or cancel card membership not less than 2 years (24 months) ago.
  • We reserve the right to exclude KTC National Blood Center card, KTC Thai Red Cross Society card, KTC SME COMMERCIAL VISA card, KTC VISA CORPORATE card and KTC cards for government agencies to participate on this program.
  • Members who comply with the specified conditions will receive benefits for death protection due to accidents with a maximum credit limit of 300,000 baht for a period of 90 days from the card activation date (free of charge). This does not include death resulting from driving or riding a motorcycle, murder, physical abuse, terrorism, riots, civil war. The conditions of coverage and other exceptions will be as specified in the insurance policy issued by Thai Life Insurance PCL.  and life insurance brokers under this benefit, which is T.C. Insurance Broker Service Company Limited.
  • All rights reserved for applicants aged between 20 - 60 years and holding Thai nationality only.
  • We reserve the right to offer this benefit to a maximum of 1 policy per 1 primary cardholder only.
  • This privilege cannot be redeemed, exchanged, and/or turned for cash and not transferable to another person.
  • KTC is not involved with the insurance products under this list. In the case that members have questions or complaints about coverage under the insurance plan, please contact Thai Life Insurance Public Company Limited at 02 054 8484 on business hours (Monday - Friday from 8:30 a.m. - 5:00 p.m.)
  • Ask for more details about KTC benefits and products at KTC PHONE 02 123 5000.
Travel Insurance

Insurance coverage for international & domestic flights and lost
or damage baggage more details

Cash Withdrawal

Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.

Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

Pay on-the-go easily anywhere

While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit , Garmin Pay , Google Pay และ SWATCHPAY!

Tap & go with Mastercard Contactless

With convenient, easy, and contactless payment without the need to swipe your KTC MASTERCARD credit card at participating stores with the Mastercard Contactless signage.

 
 
Cash back rate
Total expenses in each billing cycleCash back rate
less than 30,001 Baht0.40%
30,001 - 80,000 Baht0.60%
80,000 Baht up0.80%

Remarks

  • • This privilege is provided by Krungthai Card Public Company Limited or KTC to the member of KTC CASH BACK PLATINUM MASTERCARD credit card (“Cardmember”), subject to the specified terms and conditions.
  • • Cardmember will not receive any KTC FOREVER point from card spending.
  • • Cardmember will not receive any cash back for all transactions made at stores in 31 countries in the European Economic Area, People's Republic of China and other specified categories. For more information, please visit www.ktc.co.th/rewards
  • • Any cash advance transaction, all types of purchase of SSF/RMF (MCC 6211), installment payment with KTC card via KTC PHONE/KTC Mobile/KTC Online, interest, fee, fine, any other fees and charges, cancellation of goods/services purchased, and any other type of refund, will not be counted for the provided cashback to Cardmember.
  • • This privilege cannot be exchanged, changed to cash, or transferred to any other party.
  • • This privilege is only for Cardmember with normal account status , based on KTC’s existing record.
  • • KTC reserves the right to cancel, revoke, or recall this privilege, wholly or partially, including to claim for any compensation from any damage (if any), if KTC finds that Cardmember has committed any dishonest or fraudulent activity in order to receive this privilege, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privilege to Cardmember.
  • Privilege

Apply Online Service

KTC Credit cards and KTC PROUD

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บัตรเครดิต KTC KTC Credit Card สินเชื่ออเนกประสงค์ KTC CASH KTC CASH KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)
บัตรเครดิต KTC KTC Credit Card บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่ออเนกประสงค์ KTC CASH KTC CASH สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)

About KTC

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Sustainability Development

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KTC PHONE

02 123 5000
CAC Certified

Download App

KTC Mobile
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© 2020 Krungthai Card PCL.
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KTC LIVE CHAT

Live Chat

KTC LIVE CHAT
สมัครบัตรเครดิต KTC
สมัครกดเงินสด KTC PROUD

Thank you for choosing KTC products and services.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

If you would like to follow up your application status, please visit www.ktc.co.th

If you would like to follow up your application status, please visit www.ktc.co.th

© 2019 Krungthai Card PCL.

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