
KTC ROP point
Earn 3x KTC ROP points for every 600,000 baht when spending in dining, shopping, travel categories in Thailand and spending in foreign currency
(Exclude 31 countries in the European Economic Area and People's Republic of China)

ROP Mileage
Redeem points into Royal Orchid Plus miles
2 KTC ROP points = 1 Royal Orchid Plus mile.

Airport Lounge Access Service
Enjoy access to over 1,400 Priority Pass airport lounges worldwide, including domestic and international locations, with 6 complimentary visits per primary cardholder per year (each annual entitlement period ends on January 31 of the following year).
Note : Supplementary cardholders will receive 6 visits per card per year in the following year, subject to the specified conditions.
Special Privileges
Make all payments freely. Enjoy many benefits
including online shopping, at restaurants and travel.


Earn 500 Royal Orchid Plus Miles
Special Privilege from Thai Airways.
When earning 5,000 privilege miles from Flown Miles according to specified conditions.

Complimentary Main Course
By ordering a minimum of 2 main courses at participating leading restaurants.

One Night Free with Mastercard®
Enjoy one night free
at a collection of participating luxurious hotels to handpicked resorts.

Mastercard Priceless™ Specials
Including the best offers in travel, culinary, shopping, sports, entertainment, and art and culture.

Enjoy year-round online shopping privileges offered by Mastercard®
at participation online partners.

Exclusive Privilege for
KTC MASTERCARD cardmembers
More Details Credit Card Annual Fee
THB 5,000 annual fee (exclusive of 7% VAT)
The annual fee for the subsequent years will be waived if the total spending through both primary and supplementary cards combined reaches at least THB 600,000 within the specified period.
E-Commerce Protection
Enjoy worldwide coverage of up to USD 200 for your online purchases through all type of KTC MASTERCARD CREDIT CARD when you experience non-delivery and/or incomplete delivery from 1 Jan 25 - 31 Dec 26.
KTC Personal Assistant
Providing advice and information/assistance on
- Air-ticket, restaurant reservations and gift & flower delivery.
- Special event notification.
Exclusive Installment
Pay for products/services at a special interest rate of 0% up to 10 months through the installment payments with KTC credit card.
Accident Insurance
Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 25 - 31 Dec 25.
Once the member completes the transaction as per the conditions, they will be contacted by the insurance company staff to confirm the accident coverage received.
Travel Insurance
Insurance coverage for international & domestic flights and lost or damage baggage.
KTC World Travel Service
Offering tourism and travelling information services with a maximum of 20% discount on travel insurance. For more information,
please call 02 123 5050.
100% Cash withdrawal
Cash withdrawal with the amount not exceeding the current outstanding balance or maximum of 400,000 baht/day
KTC FOREVER Point
Earn 1 KTC FOREVER point for every 25 baht spent with KTC credit card for redemption at participating stores. The points have no expiration date.
Comfortable
in paying

While you're out for a run, you can hop into a corner store to buy water, without needing your wallet or phone. Google Fitbit, Garmin Pay and Google Pay bring payments to your wrist with KTC credit card.
Mastercard
Contactless
With convenient, easy, and contactless payment without the need to swipe your KTC MASTERCARD credit card at participating stores with the Mastercard Contactless signage.