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Benefits
Elevate your financial journey with our credit cards and unlock a world
of exclusive benefits tailored to enhance your lifestyle
Points that never expire
Enjoy the freedom to save, redeem, and indulge in flexible redemption options with KTC FOREVER points.
No expiration date
Redeem a variety of privileges
Easy Installment
KTC credit cards offer 0% installment plans at over 10,000 stores for convenient Payments.
Interest-free payments
Up to 10 months installments.
Cash Withdrawal
Access cash whenever you need it with our Cash Withdrawal feature.
Convenient access to cash through KTC Mobile app
Or get cash immediately at 24-hour ATMs.
Promotions
Application detailsApplication details
Qualifications
- •Age : 20 years or older
- •Minimum total income : 15,000 Baht/month
- •Employed in the current job for at least 4 months
Documents
- •Copy of National ID card
- •Proof of income (one of the following) : Salary certificate, or latest salary slip (original), or withholding tax certificate (Form Bis. 50)
- •Copy of bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number.
Qualifications
- •Age : 20 years or older
- •Minimum total income : 20,000 Baht/month
- •Owned and operated a business established and registered in Thailand for at least 2 years
Documents
- •Copy of National ID card
- •Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number or
- •Copy of company bank statements for the past 6 months and the first page of passbook, stating company’s name and account number, copy of company registration or commercial registration certificate and copy of shareholder list (the applicant must hold at least 50% of the business’s shares)
Qualifications
- •Thai Nationals only
- •Age : 20 years or older
- •Minimum total income : 20,000 Baht/month
Documents
- •Copy of National ID card
- •Copy of personal bank statements for the past 6 months and the first page of passbook, stating account holder’s name and account number
- •Withholding tax certificate (Form Bis.50)
Qualifications
- •Age : 20 years or older
- •Have deposits/investments for at least 6 months in one or a combination of the following;
- •Fixed bank deposit for a continuous period of 6 months with a minimum balance of 500,000 Baht, or
- •Fixed deposit in a savings cooperative for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
- •Any of or a combination of savings deposits, fixed deposits, or investments in debt instruments, or mutual funds for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
- •Investments in private funds with a minimum investment period of 6 months and a value of no less than 1,000,000 Baht or
- •Investments in debt instruments with a minimum investment period of 6 months and a value of no less than 1,000,000 Baht
Documents
- •Copy of National ID card
- •Copy of bank deposit statement or investment statement for the past 6 months and the first page of passbook stating account holder’s name and account number, in one or a combination of the following;
- •Copy of fixed bank deposit statement for a continuous period of 6 months with a minimum balance of 500,000 Baht or
- •Copy of fixed savings cooperative deposit statement for a continuous period of 6 months with a minimum balance of 1,000,000 Baht, or
- •Copy of any of or a combination of savings deposits statement, fixed deposits statement, or account investing in debt instruments, or mutual funds, for a continuous period of 6 months with a total balance of at least 1,000,000 Baht, or
- •Copy of account investing in private funds for a continuous period of at least 6 months with a balance of at least 1,000,000 Baht, or
- •Copy of debt instrument, such as bonds or debentures (front and back) with a minimum investment period of 6 months and a value of no less than 1,000,000 Baht.
Qualifications
- •Age : 20 years or older
Documents
- •Copy of National ID card
- •Assignment of Deposit Account Rights Agreement for amounts ranging from 20,000 to 1,000,000 Baht (Conditions apply based on the type of credit card application, and the agreement must be made at Krungthai Bank only)
How to Apply
Apply Online Service
Simply prepare your physical ID card and document image files, then follow these steps:

Select the Card You Want to Apply For
If the application is not completed in one session, resume by selecting the "Login" menu.

Take a Photo and Confirm Your ID Card Info
The ID card must be clearly visible and not expired.

Fill in Address and Personal Information
Provide the information correctly and completely as required by the system.

Upload Documents

Verify Your Identity
For Krungthai Next app users, you may choose this option. To use another bank’s app, select NDID verification. Prior NDID registration is required.
1. How it works?
When you have filled out your personal information and submitted the form, a representative will contact you within 1-2 business days.
2. Submit Documents
The representative will schedule a day to come and collect the documents for credit card application either at your home or your workplace.
3. Wait for approval
After receiving all the required documents, it will take approximately 3-5 business days to process and evaluate the credit card application for approval.
Submit Form
When you have filled out your personal information and submitted the form, a representative will contact you within 1-2 business days.
Submit Documents
The representative will schedule a day to come and collect the documents for credit card application either at your home or your workplace.
Wait for approval
After receiving all the required documents, it will take approximately 3-5 business days to process and evaluate the credit card application for approval.
New Credit Card Customers
Total income start at 15,000 THB
(Foreigners minimum monthly income of 50,000 THB)
Apply Online Service

Convenient: Apply and submit documents online 24 hours a day.
Worry-free: Submit information and documents into the system immediately.
Prepare your physical National ID card and have document image files ready to start applying.
Apply Online Service
Convenient: Apply and submit documents online 24 hours a day.
Worry-free: Submit information and documents into the system immediately.
Prepare your physical National ID card and have document image files ready to start applying.
